YVES SCHEERS
ActiveYVES SCHEERS has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €858k and a net result of €138k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 27619 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability85▲+2
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €70k at 30 days acceptable
Liquidity ample (current ratio 4.8 against 4.54 in 2024; short-term debt: 20.4% and cash: 25% of total assets), and 20.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.6%
Return on assets
12.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
29 d late
2024
28 d late
2023
29 d late
2022
24 d late
2021
19 d late
2020
30 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€858k▲ 6.1%
2024 · €809k
2018: €525k
2019: €583k
2020: €660k
2021: €680k
2022: €701k
2023: €773k
2024: €809k
2018 → 2025
Total assets
€1.08M▲ 4.8%
2024 · €1.03M
2018: €703k
2019: €767k
2020: €840k
2021: €973k
2022: €1.13M
2023: €1.11M
2024: €1.03M
2018 → 2025
Net result
€138k▲ 18.1%
2024 · €116k
2018: €89k
2019: €79k
2020: €98k
2021: €114k
2022: €124k
2023: €143k
2024: €116k
2018 → 2025
Working capital
€837k▲ 7.5%
2024 · €779k
2018: €515k
2019: €582k
2020: €640k
2021: €665k
2022: €690k
2023: €757k
2024: €779k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€680k-€701k▲ 3.1%€773k▲ 10.2%€809k▲ 4.6%€858k▲ 6.1%
Operating result€151k-€167k▲ 10.4%€193k▲ 15.8%€155k▼ 19.9%€186k▲ 20.2%
Net result€114k-€124k▲ 9.0%€143k▲ 14.9%€116k▼ 18.4%€138k▲ 18.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 20% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.08M
Fixed assets
€21k▼ 30.9%
Current assets
€1.06M▲ 5.9%
Equity and liabilities €1.08M
Equity
€858k▲ 6.1%
Debt
€220k▲ 0.1%
The debt ratio falls from 21.4% to 20.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€195k▲
2024 · €162k
Cash flow
€147k▲
2024 · €123k
Solvency
79.6%▲
2024 · 78.6%
Current ratio
4.80▲
2024 · 4.54
Quick ratio
4.75▲
2024 · 4.54
Debt / equity
0.26▼
2024 · 0.27
ROE
16.0%▲
2024 · 14.4%
ROA
12.8%▲
2024 · 11.3%
Interest coverage
769.23▼
2024 · 2379.15
Debt
€220k▲
2024 · €220k
Debt ≤ 1 year
€220k▲
2024 · €220k
Income taxes
€48k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.03M€1.08M▲
Fixed assets21/28€30k€21k▼
Tangible fixed assets22/27€30k€21k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€3k€0▼
Other tangible fixed assets26€26k€19k▼
Current assets29/58€999k€1.06M▲
Stocks and contracts in progress3-€11k
Stocks30/36-€11k
Amounts receivable within one year40/41€304k€273k▼
Trade receivables40€288k€259k▼
Other amounts receivable41€17k€13k▼
Current investments50/53€500k€500k=
Cash at bank and in hand54/58€191k€270k▲
Deferred charges and accrued income490/1€4k€4k▲
Equity and liabilities
Total equity and liabilities10/49€1.03M€1.08M▲
Equity10/15€809k€858k▲
Contributions10/11€19k€19k=
Reserves13€790k€839k▲
Distributable reserves133€790k€839k▲
Amounts payable17/49€220k€220k▲
Amounts payable within one year42/48€220k€220k▲
Trade debts44€102k€12k▼
Suppliers440/4€102k€12k▼
Taxes, remuneration and social security45€6k€2k▼
Taxes450/3€6k€2k▼
Other amounts payable47/48€113k€206k▲
Accrued charges and deferred income492/3€66€67▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€9k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€165k€198k▲
Operating profit (loss)9901€155k€186k▲
Financial income75/76B€227-
Recurring financial income75€227-
Financial charges65/66B€68€254▲
Recurring financial charges65€68€254▲
Profit (loss) for the period before taxes9903€155k€186k▲
Income taxes67/77€39k€48k▲
Profit (loss) for the period9904€116k€138k▲
Profit (loss) for the period to be appropriated9905€116k€138k▲
Appropriation of the result
Profit (loss) to be appropriated9906€116k€138k▲
Transfer from equity791/2€60k€68k▲
Transfer to equity691/2€96k€117k▲
To other reserves6921€96k€117k▲
Profit to be distributed694/7€81k€89k▲
Return on contributions (dividend)694€60k€68k▲
Directors or managers695€21k€20k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Highest result since 2018net €143k ▲14.9%
Operating result €193k, net result €143k, both a record.
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €79k ▼11.1%
Net result drops to €79k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
15-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Duffel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Naalstraat 452570 DuffelGround area
1,716 m²
Building footprint
223 m²
Volume, LiDAR
1,072 m³
Parcel 12302D0482/00K002, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
YVES SCHEERS
since 20122.209.460.753
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12302D0482/00K002 | Flanders | 1,716 m² | 1 · 223 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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PROFERA
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SNGROUP
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JAN BAERT HOUTCONSTRUCTIES
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Of 20,025 companies in sector 43320 we hold annual accounts for 9,136. 4,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-05-2012
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
31002Manufacture of furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
43230Insulation installation
43291Specialised construction activities
43332Laying of wooden floor and wall coverings
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0484/260252