Check the company before you pay.
Search the company and see whether a bankruptcy, reorganisation or other court measure is under way.
Search the contractor or supplier before you pay a deposit.
Search the new client or supplier before you deliver on invoice or sign a contract.
How to read the signals the check and the dossier show.
The enterprise court has declared the company bankrupt and the procedure is still open. A receiver manages the estate; pay no deposit.
The court appoints a provisional administrator when a company is in serious difficulty. That is an early signal and not a finding of bankruptcy.
A Book XX procedure in which the company restructures under court supervision. The company stays active; protect your payment.
A court has barred one of the company's directors from running a company. We show this only on an exact name and case match.
Many recent board changes or a company younger than three years mean little history. Not a red flag by itself, but a reason for extra caution on large amounts.
Missing annual accounts, or accounts filed more than 90 days late, count in the Checked score. A company that files no annual accounts for three consecutive financial years can be struck off ex officio.
- Limit your deposit and tie later payments to delivered milestones.
- Ask for a deposit guarantee via the company's bank before you pay.
- Request a current insurance certificate (public liability, plus 10-year liability for construction).
- Put every agreement in writing: quote, schedule and payment plan, and pay by transfer, never cash.
- Set a credit limit per client and have a new client prepay the first orders.
- Agree a short payment term with clear late-payment interest.
- Add a retention-of-title clause to your terms until everything is paid.
- Add the customer or supplier to your watchlist: Checked checks it every morning and shows new signals in your notifications.
Based on official Belgian registers and filed annual accounts, updated daily.
All tools: Tools.