JAN BAERT HOUTCONSTRUCTIES
ActiveJAN BAERT HOUTCONSTRUCTIES has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €856k and a net result of €186k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 92% of 7744 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+11
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 6.47 against 3.8 in 2024; short-term debt: 13.3% and cash: 51.1% of total assets), and 13.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.1%
Return on assets
18.7%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €856k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 d early
2024
69 d early
2023
12 d early
2022
7 d early
2021
10 d early
2020
10 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€856k▲ 18.1%
2024 · €725k
2018: €634k
2019: €710k
2020: €765k
2021: €782k
2022: €793k
2023: €709k
2024: €725k
2018 → 2025
Total assets
€994k▲ 8.1%
2024 · €920k
2018: €848k
2019: €841k
2020: €883k
2021: €857k
2022: €918k
2023: €933k
2024: €920k
2018 → 2025
Net result
€186k▲ 101%
2024 · €92k
2018: €164k
2019: €78k
2020: €55k
2021: €17k
2022: €68k
2023: €75k
2024: €92k
2018 → 2025
Working capital
€725k▲ 32.9%
2024 · €546k
2018: €514k
2019: €549k
2020: €539k
2021: €570k
2022: €613k
2023: €506k
2024: €546k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€782k-€793k▲ 1.5%€709k▼ 10.7%€725k▲ 2.3%€856k▲ 18.1%
Operating result€20k-€88k▲ 346%€100k▲ 14.2%€128k▲ 27.2%€243k▲ 90.2%
Net result€17k-€68k▲ 297%€75k▲ 11.5%€92k▲ 22.3%€186k▲ 101%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 90% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €994k
Fixed assets
€136k▼ 23.9%
Current assets
€858k▲ 15.8%
Equity and liabilities €994k
Equity
€856k▲ 18.1%
Debt
€138k▼ 29.0%
The debt ratio falls from 21.2% to 13.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€289k▲
2024 · €177k
Cash flow
€232k▲
2024 · €142k
Solvency
86.1%▲
2024 · 78.8%
Current ratio
6.47▲
2024 · 3.80
Quick ratio
5.55▲
2024 · 2.36
Debt / equity
0.16▼
2024 · 0.27
ROE
21.7%▲
2024 · 12.7%
ROA
18.7%▲
2024 · 10.0%
Interest coverage
588.49▲
2024 · 321.43
Debt
€138k▼
2024 · €195k
Debt ≤ 1 year
€133k▼
2024 · €195k
Income taxes
€62k▲
2024 · €40k
Staff costs
€320k▼
2024 · €355k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€920k€994k▲
Fixed assets21/28€179k€136k▼
Tangible fixed assets22/27€179k€136k▼
Land and buildings22€107k€91k▼
Plant, machinery and equipment23€22k€13k▼
Furniture and vehicles24€50k€31k▼
Financial fixed assets28€422€422=
Current assets29/58€741k€858k▲
Stocks and contracts in progress3€281k€122k▼
Stocks30/36€281k€122k▼
Amounts receivable within one year40/41€305k€212k▼
Trade receivables40€289k€200k▼
Other amounts receivable41€17k€12k▼
Cash at bank and in hand54/58€139k€508k▲
Deferred charges and accrued income490/1€15k€16k▲
Equity and liabilities
Total equity and liabilities10/49€920k€994k▲
Equity10/15€725k€856k▲
Contributions10/11€20k€20k=
Reserves13€607k€688k▲
Tax-exempt reserves132€291€291=
Distributable reserves133€607k€688k▲
Profit (loss) carried forward14€97k€148k▲
Amounts payable17/49€195k€138k▼
Amounts payable within one year42/48€195k€133k▼
Current portion of amounts payable after more than one year42€7k€7k▼
Trade debts44€74k€29k▼
Suppliers440/4€74k€29k▼
Taxes, remuneration and social security45€38k€43k▲
Taxes450/3€20k€43k▲
Remuneration and social security454/9€18k€0▼
Other amounts payable47/48€76k€55k▼
Accrued charges and deferred income492/3-€6k
Income statement
Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€355k€320k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€46k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€534k€612k▲
Operating profit (loss)9901€128k€243k▲
Financial income75/76B€5k€6k▲
Recurring financial income75€5k€6k▲
Financial charges65/66B€550€491▼
Recurring financial charges65€550€491▼
Profit (loss) for the period before taxes9903€132k€248k▲
Income taxes67/77€40k€62k▲
Profit (loss) for the period9904€92k€186k▲
Profit (loss) for the period to be appropriated9905€92k€186k▲
Appropriation of the result
Profit (loss) to be appropriated9906€189k€283k▲
Profit (loss) brought forward from the previous period14P€97k€97k▲
Transfer from equity791/2€76k€55k▼
Transfer to equity691/2€92k€135k▲
To other reserves6921€92k€135k▲
Profit to be distributed694/7€76k€55k▼
Return on contributions (dividend)694€76k€55k▼
Social balance
Average headcount (FTE)90874.83.7▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €186k ▲101%
Operating result €243k, net result €186k, both a record.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €17k ▼68.7%
Net result drops to €17k, the lowest in the series; recovery starts the following year.
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Veldstraat 1499080 LochristiGround area
162 m²
Building footprint
162 m²
Volume, LiDAR
877 m³
Parcel 44076F0536/00P000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oude Veldstraat 149, 9080 Lochristi
since 20002.115.675.413
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44076F0536/00P000 | Flanders | 162 m² | 1 · 162 m² | 8.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,515 EUR awarded · 1,344 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 663 EUR | 423 EUR |
| 2024 | 1 | 88 EUR | 372 EUR |
| 2023 | 1 | 320 EUR | 105 EUR |
| 2022 | 1 | 444 EUR | 444 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
3 categoriesJAN BAERT HOUTCONSTRUCTIES BV31852
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Duffel · Eq €858k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,135. 4,777 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-2000
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
45421
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.