PROFERA
ActivePROFERA has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €858k and a net result of €251k. Equity is growing by ~30.5% per year across the filed fiscal years. Its solvency ranks better than 83% of 7760 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
77
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability96▲+16
Solvency100▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 10.99 against 6.18 in 2024; short-term debt: 7.3% and cash: 1.8% of total assets), and 24.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
75.1%
Return on assets
22%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-04-2026, 102 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
102 d early
2024
30 d early
2023
50 d early
2022
31 d early
2021
30 d early
2020
32 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€858k▲ 12.6%
2024 · €762k
2019: €47k
2020: €141k
2021: €302k
2022: €471k
2023: €665k
2024: €762k
2019 → 2025
Total assets
€1.14M▲ 8.0%
2024 · €1.06M
2019: €254k
2020: €550k
2021: €627k
2022: €704k
2023: €1.12M
2024: €1.06M
2019 → 2025
Net result
€251k▲ 159%
2024 · €97k
2019: €22k
2020: €95k
2021: €161k
2022: €168k
2023: €195k
2024: €97k
2019 → 2025
Working capital
€829k▲ 32.0%
2024 · €628k
2019: €97k
2020: €305k
2021: €414k
2022: €429k
2023: €571k
2024: €628k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€302k-€471k▲ 55.7%€665k▲ 41.4%€762k▲ 14.6%€858k▲ 12.6%
Operating result€206k-€228k▲ 10.9%€216k▼ 5.1%€99k▼ 54.2%€303k▲ 206%
Net result€161k-€168k▲ 4.7%€195k▲ 15.6%€97k▼ 50.1%€251k▲ 159%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 206% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.14M
Fixed assets
€230k▼ 25.4%
Current assets
€912k▲ 21.7%
Equity and liabilities €1.14M
Equity
€858k▲ 12.6%
Debt
€284k▼ 3.9%
The debt ratio falls from 28.0% to 24.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€393k▲
2024 · €188k
Cash flow
€340k▲
2024 · €186k
Solvency
75.1%▲
2024 · 72.0%
Current ratio
10.99▲
2024 · 6.18
Quick ratio
10.03▲
2024 · 6.18
Debt / equity
0.33▼
2024 · 0.39
ROE
29.3%▲
2024 · 12.7%
ROA
22.0%▲
2024 · 9.2%
Interest coverage
55.04▲
2024 · 22.55
Debt
€284k▼
2024 · €296k
Debt ≤ 1 year
€83k▼
2024 · €121k
Debt > 1 year
€69k▼
2024 · €110k
Income taxes
€86k▲
2024 · €32k
Staff costs
€209k▼
2024 · €328k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.06M€1.14M▲
Fixed assets21/28€309k€230k▼
Tangible fixed assets22/27€279k€200k▼
Plant, machinery and equipment23€34k€20k▼
Furniture and vehicles24€64k€45k▼
Leasing and similar rights25€181k€135k▼
Financial fixed assets28€30k€30k=
Current assets29/58€749k€912k▲
Amounts receivable after more than one year29€19k€18k▼
Other amounts receivable291€19k€18k▼
Stocks and contracts in progress3€0€80k▲
Contracts in progress37€0€80k▲
Amounts receivable within one year40/41€210k€210k▼
Trade receivables40€101k€127k▲
Other amounts receivable41€110k€83k▼
Current investments50/53€450k€570k▲
Cash at bank and in hand54/58€57k€21k▼
Deferred charges and accrued income490/1€13k€13k▲
Equity and liabilities
Total equity and liabilities10/49€1.06M€1.14M▲
Equity10/15€762k€858k▲
Contributions10/11€25k€25k=
Reserves13€737k€833k▲
Tax-exempt reserves132€211k€211k=
Distributable reserves133€527k€623k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€296k€284k▼
Amounts payable after more than one year17€110k€69k▼
Financial debts170/4€110k€69k▼
Amounts payable within one year42/48€121k€83k▼
Current portion of amounts payable after more than one year42€39k€41k▲
Trade debts44€70k€29k▼
Suppliers440/4€70k€29k▼
Taxes, remuneration and social security45€12k€13k▲
Taxes450/3€0-
Remuneration and social security454/9€12k€13k▲
Accrued charges and deferred income492/3€65k€132k▲
Income statement
Code20242025
Remuneration, social security and pensions62€328k€209k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€89k€89k=
Other operating charges640/8€15k€14k▼
Non-recurring operating charges66A€553€0▼
Gross operating margin9900€532k€616k▲
Operating profit (loss)9901€99k€303k▲
Financial income75/76B€39k€40k▲
Recurring financial income75€39k€40k▲
Financial charges65/66B€8k€7k▼
Recurring financial charges65€8k€7k▼
Profit (loss) for the period before taxes9903€129k€337k▲
Income taxes67/77€32k€86k▲
Profit (loss) for the period9904€97k€251k▲
Transfer to tax-exempt reserves689€7k€0▼
Profit (loss) for the period to be appropriated9905€90k€251k▲
Appropriation of the result
Profit (loss) to be appropriated9906€90k€251k▲
Transfer from equity791/2-€155k
Transfer to equity691/2€90k€251k▲
To other reserves6921€90k€251k▲
Profit to be distributed694/7-€155k
Return on contributions (dividend)694-€155k
Social balance
Average headcount (FTE)90875.84.1▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2019net €251k ▲159%
Operating result €303k, net result €251k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €500kEq €665k ▲41.4%
5 profitable years in a row build equity to €665k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €200kEq €302k ▲114%
3 profitable years in a row build equity to €302k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €100kEq €141k ▲203%
2 profitable years in a row build equity to €141k.
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 2 establishment units since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mansteen 811745 OpwijkGround area
6,048 m²
Building footprint
1,454 m²
Volume, LiDAR
7,887 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
PROFERA
since 20182.274.016.926
PROFERA
since 20192.285.054.140
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23045D0296/00Z000 | Flanders | 4,424 m² | 1 · 1,312 m² | 8.9 m · 2 fl. |
| 23060D0447/00N000 | Flanders | 1,624 m² | 1 · 142 m² | 5.4 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 539 EUR awarded · 563 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 195 EUR | 219 EUR |
| 2022 | 1 | 344 EUR | 344 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Recognised contractor
4 categoriesPROFERA BV39718
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Gent · Eq €859k
YVES SCHEERS
BE 0845.976.986
Duffel · Eq €858k
Algemene Schrijnwerkerij Thomas Dirkx
BE 0887.840.406
Ravels · Eq €857k
SCHRIJNWERKERIJ, DAKWERKEN GIELEN
BE 0865.927.512
Beringen · Eq €860k
Of 20,026 companies in sector 43320 we hold annual accounts for 9,136. 4,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2018
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.