TIVOLIX
ActiveTIVOLIX has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €10k. Equity is growing by ~18.8% per year across the filed fiscal years. Its solvency ranks better than 29% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▲+7
Solvency34▲+2
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.99 against 0.93 in 2024; short-term debt: 90.9% and cash: 77.4% of total assets), and 90.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 29-09-2025, 32 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
32 d early
2024
51 d early
2023
99 d early
2022
24 d early
2021
45 d early
2020
18 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close22-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€10k
2024 · €-11k
2019: €12k
2020: €16k
2021: €23k
2022: €-728
2023: €6k
2024: €-11k
2019 → 2025
Working capital
€-3k▲ 85.5%
2024 · €-22k
2019: €-64k
2020: €-20k
2021: €120k
2022: €17k
2023: €-6k
2024: €-22k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€30k▼ 4.8%€36k▲ 18.8%€25k▼ 30.3%€35k▲ 41.5%
Operating result€29k-€6k▼ 79.1%€9k▲ 53.3%€-6k€14k
Net result€23k-€-728€6k€-11k€10k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €14k after a loss of €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €390k
Fixed assets
€39k▼ 36.7%
Current assets
€351k▲ 21.7%
Equity and liabilities €390k
Equity
€35k▲ 41.5%
Debt
€355k▲ 9.2%
The debt ratio falls from 92.8% to 90.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€37k▲
2024 · €15k
Cash flow
€33k▲
2024 · €11k
Solvency
9.1%▲
2024 · 7.2%
Current ratio
0.99▲
2024 · 0.93
Quick ratio
0.89▲
2024 · 0.82
Debt / equity
10.02▼
2024 · 12.98
ROE
29.3%▲
2024 · -43.5%
ROA
2.7%▲
2024 · -3.1%
Interest coverage
20.26▲
2024 · 8.40
Debt
€355k▲
2024 · €325k
Debt ≤ 1 year
€354k▲
2024 · €311k
Income taxes
€4k▲
2024 · €3k
Staff costs
€169k▲
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€350k€390k▲
Fixed assets21/28€61k€39k▼
Intangible fixed assets21€1k€554▼
Tangible fixed assets22/27€60k€38k▼
Plant, machinery and equipment23€16k€12k▼
Furniture and vehicles24€10k€8k▼
Other tangible fixed assets26€33k€18k▼
Financial fixed assets28€300€300=
Current assets29/58€289k€351k▲
Stocks and contracts in progress3€34k€36k▲
Stocks30/36€34k€36k▲
Amounts receivable within one year40/41€25k€6k▼
Trade receivables40€21k€4k▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€227k€302k▲
Deferred charges and accrued income490/1€3k€7k▲
Equity and liabilities
Total equity and liabilities10/49€350k€390k▲
Equity10/15€25k€35k▲
Contributions10/11€25k€25k=
Profit (loss) carried forward14-€10k
Amounts payable17/49€325k€355k▲
Amounts payable after more than one year17€14k-
Financial debts170/4€14k-
Amounts payable within one year42/48€311k€354k▲
Current portion of amounts payable after more than one year42€18k€14k▼
Trade debts44€277k€310k▲
Suppliers440/4€277k€310k▲
Taxes, remuneration and social security45€16k€30k▲
Taxes450/3€0€4k▲
Remuneration and social security454/9€16k€26k▲
Other amounts payable47/48€540€540=
Accrued charges and deferred income492/3-€70
Income statement
Code20242025
Remuneration, social security and pensions62€113k€169k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€22k▲
Other operating charges640/8€554€7k▲
Gross operating margin9900€129k€213k▲
Operating profit (loss)9901€-6k€14k▲
Financial income75/76B€15€2k▲
Recurring financial income75€15€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-8k€14k▲
Income taxes67/77€3k€4k▲
Profit (loss) for the period9904€-11k€10k▲
Profit (loss) for the period to be appropriated9905€-11k€10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€0€10k▲
Profit (loss) brought forward from the previous period14P€11k-
Social balance
Average headcount (FTE)90875.1-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
2024
10-09
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
31-03
Financial
Weakest financial yearnet €-11k ▼291%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
2022
07-10
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
16-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
31-03
Financial
Highest result since 2019net €23k ▲46%
Operating result €29k, net result €23k, both a record.
2020
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 18 days late
2019
10-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
31-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 92 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Max Buset(L.L) 347100 La LouvièreGround area
7.5 ha
Building footprint
2,206 m²
Volume, LiDAR
24,975 m³
Parcel 55022A0301/00G003, Wallonia · tallest building 19.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TIVOLIX
since 20172.261.657.146
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55022A0301/00G003 | Wallonia | 7.5 ha | 1 · 2,206 m² | 19.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa Louvière2.261.657.146
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Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,511 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-02-2017
Fiscal year end31-03
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:express.tivoli@gmail.com
Phone:0477/276715