Diwa Enterprises
ActiveDiwa Enterprises has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 49% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-8
Solvency58▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.15 in 2024; short-term debt: 67.4% and cash: 27.3% of total assets), and 67.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.6%
Return on assets
8.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €35k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
25 d late
2023
5 d early
2022
7 d early
2021
26 d late
2020
5 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▲ 35.4%
2024 · €26k
2018: €26k
2019: €12k
2020: €13k
2021: €7k
2022: €7k
2023: €14k
2024: €26k
2018 → 2025
Total assets
€108k▲ 24.5%
2024 · €87k
2018: €48k
2019: €38k
2020: €54k
2021: €63k
2022: €82k
2023: €96k
2024: €87k
2018 → 2025
Net result
€9k▼ 26.2%
2024 · €13k
2018: €8k
2019: €-14k
2020: €1k
2021: €-5k
2022: €26
2023: €6k
2024: €13k
2018 → 2025
Working capital
€21k▲ 133%
2024 · €9k
2018: €22k
2019: €9k
2020: €-345
2021: €-11k
2022: €-11k
2023: €-6k
2024: €9k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7k-€7k▲ 0.4%€14k▲ 82.7%€26k▲ 92.3%€35k▲ 35.4%
Operating result€-5k-€2k€9k▲ 291%€15k▲ 74.1%€14k▼ 5.3%
Net result€-5k-€26€6k▲ 23,443%€13k▲ 104%€9k▼ 26.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €108k
Fixed assets
€14k▼ 15.5%
Current assets
€94k▲ 34.4%
Equity and liabilities €108k
Equity
€35k▲ 35.4%
Debt
€73k▲ 19.9%
The debt ratio falls from 70.0% to 67.4%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▼
2024 · €18k
Cash flow
€13k▼
2024 · €16k
Solvency
32.6%▲
2024 · 30.0%
Current ratio
1.29▲
2024 · 1.15
Quick ratio
0.44▼
2024 · 0.56
Debt / equity
2.06▼
2024 · 2.33
ROE
26.2%▼
2024 · 48.0%
ROA
8.5%▼
2024 · 14.4%
Interest coverage
7.87▲
2024 · 7.66
Debt
€73k▲
2024 · €61k
Debt ≤ 1 year
€73k▲
2024 · €61k
Income taxes
€3k
Staff costs
€26k▼
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€108k▲
Formation expenses20€0€0=
Fixed assets21/28€17k€14k▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€1k€217▼
Furniture and vehicles24€3k€1k▼
Financial fixed assets28€13k€13k=
Current assets29/58€70k€94k▲
Stocks and contracts in progress3€36k€62k▲
Stocks30/36€36k€62k▲
Amounts receivable within one year40/41€436€1k▲
Trade receivables40€300€920▲
Other amounts receivable41€136€193▲
Cash at bank and in hand54/58€28k€30k▲
Deferred charges and accrued income490/1€5k€1k▼
Equity and liabilities
Total equity and liabilities10/49€87k€108k▲
Equity10/15€26k€35k▲
Contributions10/11€12k€12k=
Outside capital11€12k-
Share premium1100/10€12k-
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€12k€21k▲
Amounts payable17/49€61k€73k▲
Amounts payable within one year42/48€61k€73k▲
Trade debts44€3k€11k▲
Suppliers440/4€3k€11k▲
Taxes, remuneration and social security45€10k€13k▲
Taxes450/3€3k€6k▲
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€48k€50k▲
Income statement
Code20242025
Remuneration, social security and pensions62€28k€26k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€4k€6k▲
Gross operating margin9900€50k€50k▼
Operating profit (loss)9901€15k€14k▼
Financial income75/76B€1€1▲
Recurring financial income75€1€1▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€13k€12k▼
Income taxes67/77-€3k
Profit (loss) for the period9904€13k€9k▼
Profit (loss) for the period to be appropriated9905€13k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€21k▲
Profit (loss) brought forward from the previous period14P€-692€12k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €13k ▲104%
Operating result €15k, net result €13k, both a record.
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €26
Net result €26 after one loss-making year.
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
05-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-14k ▼272%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 2 establishment units since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pieter Vanhoudtstraat 693582 BeringenGround area
1,523 m²
Building footprint
680 m²
Volume, LiDAR
4,651 m³
2 parcels, Flanders · tallest building 17.1 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
DIWA ENTERPRISES
since 20132.225.928.878
SNS bandencentrale
since 20212.319.197.447
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71029B2118/00H002 | Flanders | 997 m² | 1 · 154 m² | 17.1 m · 3 fl. |
| 13454P0339/00T000 | Flanders | 526 m² | 1 · 526 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeringen2.225.928.878
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Of 10,524 companies in sector 47110 we hold annual accounts for 5,860. 4,509 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-01-2013
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47113Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.