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JASPREET

Active
Private limited companyfounded 201115 yrs activePoststraat 165, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0835.564.037

The computed 12-month bankruptcy probability of JASPREET is 2.0% (moderate). The 2025 annual accounts show equity of €35k and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 46% of 4157 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
51 / 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability43▼-46
Solvency58▲+9
Growth85=
Track record100
Bankruptcy probability, 12 months
2.0% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.47 against 1.28 in 2024; short-term debt: 67% and cash: 21.6% of total assets), and 67% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
33%
Return on assets
5.5%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €35k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
on the day
2023
29 d late
2022
31 d late
2021
30 d late
2020
30 d late
2019
38 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
€1.07M▲ 22.6%
2018 · €873k
2018: €873k
2018 → 2019
EBIT margin
0.6%▲ 0.3pp
2018 · 0.2%
2018: 0.2%
2018 → 2019
Net result
€6k▼ 75.9%
2024 · €24k
2018: €1k 2019: €6k 2020: €-30k 2021: €2k 2022: €2k 2023: €2k 2024: €24k
2018 → 2025
Working capital
€34k▲ 27.0%
2024 · €27k
2018: €21k 2019: €27k 2020: €-3k 2021: €-6k 2022: €-3k 2023: €708 2024: €27k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€560-€3k▲ 414%€5k▲ 76.0%€30k▲ 484%€35k▲ 19.9%
Operating result€6k-€7k▲ 22.8%€8k▲ 9.7%€30k▲ 301%€12k▼ 59.5%
Net result€2k-€2k▲ 4.9%€2k▼ 5.7%€24k▲ 1,021%€6k▼ 75.9%
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €6k€6kNet result 2021: €2k€2kOperating result 2022: €7k€7kNet result 2022: €2k€2kOperating result 2023: €8k€8kNet result 2023: €2k€2kOperating result 2024: €30k€30kNet result 2024: €24k€24kOperating result 2025: €12k€12kNet result 2025: €6k€6k20212022202320242025
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets €2k▼ 41.0%
Current assets €106k▼ 11.9%
Equity and liabilities €107k
Equity €35k▲ 19.9%
Debt €72k▼ 22.9%
The debt ratio falls from 75.9% to 67.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€13k
2024 · €32k
Cash flow
€7k
2024 · €26k
Solvency
33.0%
2024 · 24.1%
Current ratio
1.47
2024 · 1.28
Quick ratio
0.37
2024 · 0.38
Debt / equity
2.03
2024 · 3.16
ROE
16.6%
2024 · 82.9%
ROA
5.5%
2024 · 19.9%
Interest coverage
2.12
2024 · 5.48
Debt
€72k
2024 · €93k
Debt ≤ 1 year
€72k
2024 · €93k
Staff costs
€25k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€123k€107k
Fixed assets21/28€3k€2k
Tangible fixed assets22/27€1k-
Furniture and vehicles24€1k-
Financial fixed assets28€2k€2k=
Current assets29/58€120k€106k
Stocks and contracts in progress3€84k€79k
Stocks30/36€84k€79k
Amounts receivable within one year40/41€20k€3k
Trade receivables40€20k-
Other amounts receivable41€246€3k
Cash at bank and in hand54/58€16k€23k
Equity and liabilities
Total equity and liabilities10/49€123k€107k
Equity10/15€30k€35k
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€290€290=
Non-distributable reserves130/1€290€290=
Legal reserve130€290€290=
Profit (loss) carried forward14€11k€17k
Amounts payable17/49€93k€72k
Amounts payable within one year42/48€93k€72k
Trade debts44€81k€60k
Suppliers440/4€81k€60k
Taxes, remuneration and social security45€12k€12k=
Remuneration and social security454/9€12k€12k=
Other amounts payable47/48€896-
Income statement Code20242025
Remuneration, social security and pensions62-€25k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k
Other operating charges640/8€202k€162k
Gross operating margin9900€233k€200k
Operating profit (loss)9901€30k€12k
Financial charges65/66B€6k€6k
Recurring financial charges65€6k€6k
Profit (loss) for the period before taxes9903€24k€6k
Profit (loss) for the period9904€24k€6k
Profit (loss) for the period to be appropriated9905€24k€6k
Appropriation of the result
Profit (loss) to be appropriated9906€11k€17k
Profit (loss) brought forward from the previous period14P€-14k€11k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial Highest result since 2018net €24k ▲1021%
Operating result €30k, net result €24k, both a record.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · full schema · 29 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
30-08
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
31-12
Financial Back to profitnet €2k
Net result €2k after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial Weakest financial yearnet €-30k ▼602%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
23-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
24-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
22-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
03-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 3 establishment units since 2011
establishment All 3 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Poststraat 1651030 Schaarbeek
Ground area
246 m²
Building footprint
207 m²
Volume, LiDAR
2,515 m³
3 parcels, Brussels · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
3 establishment units
Poststraat 167, 1030 Schaarbeek
Retail trade
since 20112.200.334.934
NORD ALIMENTATION
Allardstraat 1, 1030 SchaarbeekRetail trade
since 20122.214.624.321
North Star Shop
de Potterstraat 2, 1030 SchaarbeekRetail trade
since 20192.284.914.875
3 parcels
Brussels 3 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21908E0239/00A019 Brussels 86 m² 1 · 86 m² 15.5 m · 4 fl.
21908E0011/00M016 Brussels 84 m² 1 · 46 m² 16.0 m · 4 fl.
21909E0030/00H000 Brussels 76 m² 1 · 75 m² 17.0 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

3 sites
Schaarbeek2.200.334.934
1 permission
Toelating · Detailhandel · since 15-09-2011
Schaarbeek2.214.624.321
1 permission
Toelating · Detailhandel · since 18-12-2012
Schaarbeek2.284.914.875
1 permission
Toelating · Detailhandel · since 14-02-2019

Similar companies · same sector, comparable size

Of 10,525 companies in sector 47110 we hold annual accounts for 5,860. 4,513 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded15-04-2011
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.