TAKAZ
ActiveThe computed 12-month bankruptcy probability of TAKAZ is 2.8% (moderate). The 2025 annual accounts show equity of €135k and a net result of €7k. Equity is growing by ~20.8% per year across the filed fiscal years. Its solvency ranks better than 83% of 13159 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-9
Solvency95▲+11
Growth52=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.6 against 2.85 in 2024; short-term debt: 16.5% and cash: 66.1% of total assets), and 30.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.8%
Return on assets
3.7%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-05-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
5 d late
2024
on the day
2023
on the day
2022
1 d late
2021
on the day
2020
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€298k
EBIT margin
17.6%
Net result
€7k▼ 68.6%
2024 · €23k
2020: €44k
2021: €12k
2022: €11k
2023: €33k
2024: €23k
2020 → 2025
Working capital
€115k▲ 15.1%
2024 · €100k
2020: €20k
2021: €38k
2022: €51k
2023: €86k
2024: €100k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€72k▲ 17.7%€105k▲ 45.5%€128k▲ 21.7%€135k▲ 5.6%
Operating result€18k-€18k▼ 2.1%€51k▲ 190%€34k▼ 32.9%€14k▼ 59.1%
Net result€12k-€11k▼ 6.7%€33k▲ 202%€23k▼ 30.5%€7k▼ 68.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 59% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €194k
Fixed assets
€47k▼ 26.1%
Current assets
€147k▼ 4.6%
Equity and liabilities €194k
Equity
€135k▲ 5.6%
Debt
€59k▼ 34.5%
The debt ratio falls from 41.1% to 30.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▼
2024 · €50k
Cash flow
€30k▼
2024 · €39k
Solvency
69.8%▲
2024 · 58.9%
Current ratio
4.60▲
2024 · 2.85
Quick ratio
4.41▲
2024 · 2.67
Debt / equity
0.43▼
2024 · 0.70
ROE
5.3%▼
2024 · 17.9%
ROA
3.7%▼
2024 · 10.5%
Interest coverage
8.71▼
2024 · 13.79
Debt
€59k▼
2024 · €89k
Debt ≤ 1 year
€32k▼
2024 · €54k
Debt > 1 year
€27k▼
2024 · €35k
Income taxes
€3k▼
2024 · €8k
Staff costs
€41k▼
2024 · €45k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€218k€194k▼
Fixed assets21/28€64k€47k▼
Tangible fixed assets22/27€64k€45k▼
Plant, machinery and equipment23€49k€38k▼
Furniture and vehicles24€13k€1k▼
Other tangible fixed assets26€2k€5k▲
Financial fixed assets28-€2k
Current assets29/58€154k€147k▼
Stocks and contracts in progress3€9k€6k▼
Stocks30/36€9k€6k▼
Amounts receivable within one year40/41€15k€13k▼
Trade receivables40€13k€7k▼
Other amounts receivable41€2k€6k▲
Cash at bank and in hand54/58€129k€128k▼
Equity and liabilities
Total equity and liabilities10/49€218k€194k▼
Equity10/15€128k€135k▲
Contributions10/11€6k€6k=
Reserves13€65k€72k▲
Distributable reserves133€65k€72k▲
Profit (loss) carried forward14€57k€57k▲
Amounts payable17/49€89k€59k▼
Amounts payable after more than one year17€35k€27k▼
Financial debts170/4€35k€27k▼
Amounts payable within one year42/48€54k€32k▼
Current portion of amounts payable after more than one year42€19k€9k▼
Financial debts43€3k€3k▼
Credit institutions430/8€3k€3k▼
Trade debts44€23k€16k▼
Suppliers440/4€23k€16k▼
Taxes, remuneration and social security45€9k€5k▼
Taxes450/3€812-
Remuneration and social security454/9€8k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€45k€41k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€23k▲
Other operating charges640/8€1k€976▼
Gross operating margin9900€96k€79k▼
Operating profit (loss)9901€34k€14k▼
Financial income75/76B€4€121▲
Recurring financial income75€4€121▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€31k€10k▼
Income taxes67/77€8k€3k▼
Profit (loss) for the period9904€23k€7k▼
Profit (loss) for the period to be appropriated9905€23k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€80k€64k▼
Profit (loss) brought forward from the previous period14P€57k€57k▲
Transfer to equity691/2€23k€7k▼
To other reserves6921€23k€7k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 5 days late
2025
30-09
Financial
Weakest financial yearnet €7k ▼68.6%
Net result drops to €7k, the lowest in the series.
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Equity above €100kEq €105k ▲45.5%
4 profitable years in a row build equity to €105k.
01-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
30-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoenerstraat 149000 GentGround area
640 m²
Building footprint
203 m²
Volume, LiDAR
1,098 m³
2 parcels, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TAKAZ
since 20192.283.443.841
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44074A0525/00C003indicative | Flanders | 433 m² | 1 · 116 m² | 11.5 m · 1 fl. |
| 44813S0544/00L000 | Flanders | 206 m² | 1 · 87 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.283.443.841
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Of 21,904 companies in sector 56112 we hold annual accounts for 9,781. 7,411 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2018
Fiscal year end30-09
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.