GROUPE G & Co
ActiveSummary
GROUPE G & Co has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135k and a net result of €67k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 1517 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+6
Solvency54▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.9 against 0.67 in 2024; short-term debt: 38.4% and cash: 18.9% of total assets), and 71.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.8%
Return on assets
14.3%
Age of the figures
15 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year €135k
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-01-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
38 d early
2023
1 d early
2022
1 d early
2021
9 d late
2020
11 d early
2019
42 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€135k▲ 98.8%
2024 · €68k
2019: €6k
2020: €30k
2021: €28k
2022: €11k
2023: €18k
2024: €68k
2019 → 2025
Total assets
€469k▼ 6.6%
2024 · €503k
2019: €52k
2020: €55k
2021: €55k
2022: €273k
2023: €316k
2024: €503k
2019 → 2025
Net result
€67k▲ 34.7%
2024 · €50k
2019: €-6k
2020: €24k
2021: €-1k
2022: €-17k
2023: €7k
2024: €50k
2019 → 2025
Working capital
€-18k▲ 76.6%
2024 · €-78k
2019: €5k
2020: €30k
2021: €28k
2022: €-38k
2023: €-65k
2024: €-78k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€11k▼ 60.1%€18k▲ 60.2%€68k▲ 275%€135k▲ 98.8%
Operating result€-904-€-16k▼ 1,686%€14k€67k▲ 376%€97k▲ 44.1%
Net result€-1k-€-17k▼ 1,212%€7k€50k▲ 632%€67k▲ 34.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 44% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €469k
Fixed assets
€308k ▼ 10.1%
Current assets
€162k ▲ 0.8%
Equity and liabilities €469k
Equity
€135k ▲ 98.8%
Debt
€334k ▼ 23.1%
Debt's share of the balance-sheet total falls from 86.5% to 71.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€146k▲
2024 · €100k
Cash flow
€116k▲
2024 · €83k
Current ratio
0.90▲
2024 · 0.67
Quick ratio
0.84▲
2024 · 0.66
Debt to equity
2.47▼
2024 · 6.38
ROE
49.7%▼
2024 · 73.3%
ROA
14.3%▲
2024 · 9.9%
Interest coverage
9.30▲
2024 · 8.99
Debt ≤ 1 year
€180k▼
2024 · €239k
Debt > 1 year
€154k▼
2024 · €196k
Income taxes
€15k▲
2024 · €7k
Staff costs
€143k▲
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€503k€469k▼
Fixed assets21/28€342k€308k▼
Tangible fixed assets22/27€342k€308k▼
Land and buildings22€76k€77k▲
Plant, machinery and equipment23€73k€62k▼
Furniture and vehicles24€94k€73k▼
Other tangible fixed assets26€100k€96k▼
Current assets29/58€161k€162k▲
Stocks and contracts in progress3€4k€10k▲
Stocks30/36€4k€10k▲
Amounts receivable within one year40/41€67k€56k▼
Trade receivables40€45k€43k▼
Other amounts receivable41€22k€13k▼
Cash at bank and in hand54/58€82k€89k▲
Deferred charges and accrued income490/1€8k€7k▼
Equity and liabilities
Total equity and liabilities10/49€503k€469k▼
Equity10/15€68k€135k▲
Contributions10/11€19k€19k=
Reserves13€68k€68k=
Tax-exempt reserves132€13k€13k=
Distributable reserves133€55k€55k=
Profit (loss) carried forward14€-18k€49k▲
Amounts payable17/49€435k€334k▼
Amounts payable after more than one year17€196k€154k▼
Financial debts170/4€196k€154k▼
Amounts payable within one year42/48€239k€180k▼
Current portion of amounts payable after more than one year42€46k€42k▼
Trade debts44€17k€33k▲
Suppliers440/4€17k€33k▲
Taxes, remuneration and social security45€32k€38k▲
Taxes450/3€12k€19k▲
Remuneration and social security454/9€19k€19k▼
Other amounts payable47/48€144k€67k▼
Accrued charges and deferred income492/3-€231
Income statement
Code20242025
Remuneration, social security and pensions62€118k€143k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€33k€49k▲
Other operating charges640/8€13k€3k▼
Gross operating margin9900€232k€292k▲
Operating profit (loss)9901€67k€97k▲
Financial income75/76B€312€999▲
Recurring financial income75€312€999▲
Financial charges65/66B€11k€16k▲
Recurring financial charges65€11k€16k▲
Profit (loss) for the period before taxes9903€57k€83k▲
Income taxes67/77€7k€15k▲
Profit (loss) for the period9904€50k€67k▲
Profit (loss) for the period to be appropriated9905€50k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€49k▲
Profit (loss) brought forward from the previous period14P€-68k€-18k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2019net €67k ▲34.7%
Operating result €97k, net result €67k, both a record.
30-06
Financial
Equity above €100kEq €135k ▲98.8%
3 profitable years in a row build equity to €135k.
2024
24-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Back to profitnet €7k
Net result €7k after 2 loss-making years.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
09-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
20-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €24k
Net result €24k after one loss-making year.
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2018
20-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
17-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Verviers · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Déportés 14800 VerviersGround area
125 m²
Building footprint
105 m²
Volume, LiDAR
1,033 m³
Parcel 63079D0379/00Y010, Wallonia · tallest building 14.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Déportés 1, 4800 Verviers
since 19982.084.915.723
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63079D0379/00Y010 | Wallonia | 125 m² | 1 · 105 m² | 14.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteVerviers2.084.915.723
Similar companies · same sector, comparable size
Drivalia Lease Belgium S.A.
BE 0802.150.012
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Simply Rent Belgium
BE 0880.231.349
Gent · Eq €136k
Otto events & services
BE 0823.843.071
Beveren-Kruibeke-Zwijndrecht · Eq €134k
SETRA BREE
BE 0831.053.438
Bree · Eq €137k
SAR-LEASE
BE 0846.808.416
Schaarbeek · Eq €133k
Of 1,443 companies in sector 77110 we hold annual accounts for 727. 489 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-01-1998
Fiscal year end30-06
Trade name FR
La Fringale
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
77110Renting and leasing of cars and light motor vehicles
66290Activities auxiliary to financial services and insurance activities
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.