K & S
ActiveK & S has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €136k and a net result of €41k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 82% of 13159 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95▼-5
Solvency93▼-2
Growth78=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 3.51 against 3.11 in 2024; short-term debt: 23.7% and cash: 82.5% of total assets), and 32% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68%
Return on assets
20.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €136k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
28 d late
2023
23 d late
2022
on the day
2021
2 d early
2020
30 d late
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€136k▲ 43.4%
2024 · €95k
2018: €17k
2019: €19k
2020: €16k
2021: €13k
2022: €17k
2023: €40k
2024: €95k
2018 → 2025
Total assets
€199k▲ 48.4%
2024 · €134k
2018: €40k
2019: €39k
2020: €61k
2021: €31k
2022: €37k
2023: €64k
2024: €134k
2018 → 2025
Net result
€41k▼ 24.8%
2024 · €55k
2018: €6k
2019: €2k
2020: €-2k
2021: €-4k
2022: €4k
2023: €23k
2024: €55k
2018 → 2025
Working capital
€119k▲ 41.7%
2024 · €84k
2018: €8k
2019: €9k
2020: €6k
2021: €-509
2022: €7k
2023: €27k
2024: €84k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€17k▲ 31.2%€40k▲ 138%€95k▲ 137%€136k▲ 43.4%
Operating result€-3k-€7k€32k▲ 358%€73k▲ 124%€58k▼ 20.2%
Net result€-4k-€4k€23k▲ 481%€55k▲ 136%€41k▼ 24.8%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199k
Fixed assets
€33k▲ 211%
Current assets
€166k▲ 34.4%
Equity and liabilities €199k
Equity
€136k▲ 43.4%
Debt
€64k▲ 60.3%
The debt ratio rises from 29.6% to 32.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€64k▼
2024 · €77k
Cash flow
€47k▼
2024 · €59k
Solvency
68.0%▼
2024 · 70.4%
Current ratio
3.51▲
2024 · 3.11
Quick ratio
3.50▲
2024 · 3.10
Debt / equity
0.47▲
2024 · 0.42
ROE
30.3%▼
2024 · 57.8%
ROA
20.6%▼
2024 · 40.7%
Interest coverage
18.53▼
2024 · 25.61
Debt
€64k▲
2024 · €40k
Debt ≤ 1 year
€47k▲
2024 · €40k
Debt > 1 year
€16k
Income taxes
€14k▼
2024 · €16k
Staff costs
€5k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€134k€199k▲
Fixed assets21/28€11k€33k▲
Tangible fixed assets22/27€10k€33k▲
Land and buildings22€5k€4k▼
Plant, machinery and equipment23€6k€22k▲
Furniture and vehicles24-€7k
Financial fixed assets28€225€85▼
Current assets29/58€124k€166k▲
Stocks and contracts in progress3€485€325▼
Stocks30/36€485€325▼
Amounts receivable within one year40/41€132€825▲
Trade receivables40€80€85▲
Other amounts receivable41€52€740▲
Cash at bank and in hand54/58€122k€164k▲
Deferred charges and accrued income490/1€734€550▼
Equity and liabilities
Total equity and liabilities10/49€134k€199k▲
Equity10/15€95k€136k▲
Contributions10/11€19k€19k=
Reserves13€76k€117k▲
Non-distributable reserves130/1€629€629=
Reserves not available under the articles1311€629€629=
Distributable reserves133€75k€116k▲
Amounts payable17/49€40k€64k▲
Amounts payable after more than one year17-€16k
Financial debts170/4-€16k
Amounts payable within one year42/48€40k€47k▲
Current portion of amounts payable after more than one year42-€6k
Financial debts43-€3k
Credit institutions430/8-€3k
Trade debts44€3k€288▼
Suppliers440/4€3k€288▼
Taxes, remuneration and social security45€26k€26k▼
Taxes450/3€26k€26k▼
Remuneration and social security454/9€243€313▲
Other amounts payable47/48€10k€12k▲
Income statement
Code20242025
Non-recurring operating income76A€197-
Remuneration, social security and pensions62€4k€5k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€707€769▲
Gross operating margin9900€82k€70k▼
Operating profit (loss)9901€73k€58k▼
Financial income75/76B€725€741▲
Recurring financial income75€725€741▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€71k€55k▼
Income taxes67/77€16k€14k▼
Profit (loss) for the period9904€55k€41k▼
Profit (loss) for the period to be appropriated9905€55k€41k▼
Appropriation of the result
Profit (loss) to be appropriated9906€55k€41k▼
Transfer to equity691/2€55k€41k▼
To other reserves6921€55k€41k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Equity above €100kEq €136k ▲43.4%
4 profitable years in a row build equity to €136k.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Highest result since 2018net €55k ▲136%
Operating result €73k, net result €55k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-4k
Net result drops to €-4k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwerkerken (Limb.) · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diestersteenweg 713850 Nieuwerkerken (Limb.)Ground area
754 m²
Building footprint
111 m²
Volume, LiDAR
708 m³
Parcel 71045C0279/00P000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
't Hoekje
since 20122.205.323.407
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71045C0279/00P000 | Flanders | 754 m² | 1 · 111 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteNieuwerkerken (Limb.)2.205.323.407
Similar companies · same sector, comparable size
BUONOPANE
BE 0874.427.680
La Louvière · Eq €136k
SEINO
BE 0599.925.006
Ukkel · Eq €136k
DARIO RESTAURATION
BE 0533.869.984
Manage · Eq €136k
Aperitivo M&R
BE 0698.756.128
Genk · Eq €136k
NEW SHANGHAI
BE 0475.935.745
Soignies · Eq €136k
Of 20,499 companies in sector 56111 we hold annual accounts for 11,455. 9,199 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-2011
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56102Limited-service restaurants
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.