SOMNIUM CONSTRUCTION
ActiveSummary
The computed 12-month bankruptcy probability of SOMNIUM CONSTRUCTION is 1.6% (moderate). The 2025 annual accounts show equity of €14k and a net result of €12k. Its solvency ranks better than 33% of 27786 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
63
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency57
Growth-
Track record67
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.52; short-term debt: 52.9% and cash: 12.2% of total assets), and 68% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32%
Return on assets
26.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
18 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€14k
Total assets
€44k
Net result
€12k
Working capital
€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €44k
Fixed assets
€32k
Current assets
€12k
Equity and liabilities €44k
Equity
€14k
Debt
€30k
Debt finances 68.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€22k
Cash flow
€14k
Current ratio
0.52
Debt to equity
2.12
ROE
82.3%
ROA
26.4%
Interest coverage
7.50
Debt ≤ 1 year
€23k
Debt > 1 year
€7k
Income taxes
€5k
Staff costs
€3k
Filed annual accounts As filed with the NBB · 2025 · 39 lines
Balance sheet
Code2025
Assets
Total assets20/58€44k
Fixed assets21/28€32k
Tangible fixed assets22/27€32k
Plant, machinery and equipment23€1k
Furniture and vehicles24€31k
Current assets29/58€12k
Amounts receivable within one year40/41€7k
Other amounts receivable41€7k
Cash at bank and in hand54/58€5k
Equity and liabilities
Total equity and liabilities10/49€44k
Equity10/15€14k
Contributions10/11€3k
Reserves13€12k
Distributable reserves133€12k
Amounts payable17/49€30k
Amounts payable after more than one year17€7k
Financial debts170/4€7k
Amounts payable within one year42/48€23k
Current portion of amounts payable after more than one year42€8k
Trade debts44€262
Suppliers440/4€262
Taxes, remuneration and social security45€6k
Taxes450/3€5k
Remuneration and social security454/9€2k
Other amounts payable47/48€9k
Income statement
Code2025
Remuneration, social security and pensions62€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k
Other operating charges640/8€379
Gross operating margin9900€26k
Operating profit (loss)9901€19k
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€16k
Income taxes67/77€5k
Profit (loss) for the period9904€12k
Profit (loss) for the period to be appropriated9905€12k
Appropriation of the result
Profit (loss) to be appropriated9906€12k
Transfer to equity691/2€12k
To other reserves6921€12k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ninoofsesteenweg 2031700 DilbeekGround area
1,015 m²
Building footprint
528 m²
Volume, LiDAR
2,442 m³
Parcel 23016D0203/00H005, Flanders · tallest building 13.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SOMNIUM CONSTRUCTION
since 20252.374.511.993
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23016D0203/00H005 | Flanders | 1,015 m² | 1 · 527 m² | 13.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Pleisterwerken Kurt
BE 0438.716.647
Heusden-Zolder · Eq €14,173
RENO-TEAM
BE 0523.965.096
Antwerpen · Eq €14,184
LPROPLAFONNAGE
BE 1006.886.625
Pepinster · Eq €14,070
SMOOTH WALL
BE 1010.289.048
Gent · Eq €14,001
David VANDENBERGHE
BE 0744.667.614
Quévy · Eq €13,993
Of 4,012 companies in sector 43310 we hold annual accounts for 1,745. 1,195 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2025
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43310Plastering work
43230Insulation installation
43331Floor and wall tiling
43333Wallpapering and laying of floor and wall coverings in other materials
43341Painting of buildings
43350Other building finishing work
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.