Pleisterwerken Kurt
ActiveSummary
Pleisterwerken Kurt has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-100k) and a net result of €-79k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
24
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.28 against 0.78 in 2024; short-term debt: 277.8% and cash: 5.6% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-213%
Return on assets
-167.1%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-100k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-04-2026, 113 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
113 d early
2024
42 d early
2023
44 d early
2022
32 d early
2021
24 d early
2020
31 d early
2019
30 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-100k▼ 364%
2024 · €-22k
2018: €25k
2019: €20k
2020: €21k
2021: €22k
2022: €23k
2023: €14k
2024: €-22k
2018 → 2025
Total assets
€47k▼ 52.9%
2024 · €100k
2018: €109k
2019: €55k
2020: €59k
2021: €46k
2022: €91k
2023: €88k
2024: €100k
2018 → 2025
Net result
€-79k▼ 120%
2024 · €-36k
2018: €47k
2019: €-5k
2020: €1k
2021: €92
2022: €1k
2023: €-8k
2024: €-36k
2018 → 2025
Working capital
€-95k▼ 289%
2024 · €-24k
2018: €14k
2019: €13k
2020: €17k
2021: €17k
2022: €19k
2023: €10k
2024: €-24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€23k▲ 5.0%€14k▼ 37.3%€-22k€-100k▼ 364%
Operating result€852-€805▼ 5.5%€-2k€-32k▼ 1,985%€-75k▼ 137%
Net result€92-€1k▲ 1,079%€-8k€-36k▼ 325%€-79k▼ 120%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €75k in 2025 against €32k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €47k
Fixed assets
€11k ▼ 25.9%
Current assets
€36k ▼ 57.7%
Key figures and ratios
EBITDA
€-70k▼
2024 · €-24k
Cash flow
€-74k▼
2024 · €-28k
Solvency
-213.0%▼
2024 · -21.6%
Current ratio
0.28▼
2024 · 0.78
Debt to equity
-1.47▲
2024 · -5.63
ROA
-167.1%▼
2024 · -35.8%
Interest coverage
-20.46▼
2024 · -6.26
Debt
€147k▲
2024 · €122k
Debt ≤ 1 year
€131k▲
2024 · €110k
Debt > 1 year
€16k▲
2024 · €12k
Income taxes
€388▼
2024 · €388
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet
Code20242025
Assets
Total assets20/58€100k€47k▼
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€15k€11k▼
Land and buildings22-€1k
Plant, machinery and equipment23€14k€9k▼
Furniture and vehicles24€676€435▼
Current assets29/58€85k€36k▼
Stocks and contracts in progress3€13k€0▼
Stocks30/36€13k€0▼
Contracts in progress37€0-
Amounts receivable within one year40/41€66k€29k▼
Trade receivables40€61k€9k▼
Other amounts receivable41€5k€20k▲
Cash at bank and in hand54/58€817€3k▲
Deferred charges and accrued income490/1€5k€5k▼
Equity and liabilities
Total equity and liabilities10/49€100k€47k▼
Equity10/15€-22k€-100k▼
Contributions10/11€11k€11k=
Reserves13€12k€12k=
Distributable reserves133€12k€12k=
Profit (loss) carried forward14€-45k€-123k▼
Amounts payable17/49€122k€147k▲
Amounts payable after more than one year17€12k€16k▲
Financial debts170/4€12k€16k▲
Amounts payable within one year42/48€110k€131k▲
Current portion of amounts payable after more than one year42€6k€6k▼
Financial debts43€7k€8k▲
Credit institutions430/8€7k€8k▲
Trade debts44€87k€116k▲
Suppliers440/4€87k€116k▲
Taxes, remuneration and social security45€0-
Taxes450/3€0-
Other amounts payable47/48€9k€1k▼
Accrued charges and deferred income492/3€0€337▲
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€0▼
Other operating charges640/8€569€2k▲
Non-recurring operating charges66A€650€0▼
Gross operating margin9900€-21k€-68k▼
Operating profit (loss)9901€-32k€-75k▼
Financial income75/76B€29€13▼
Recurring financial income75€29€13▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-35k€-78k▼
Income taxes67/77€388€388▼
Profit (loss) for the period9904€-36k€-79k▼
Profit (loss) for the period to be appropriated9905€-36k€-79k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€-123k▼
Profit (loss) brought forward from the previous period14P€-9k€-45k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-79k
Net result drops to €-79k, the lowest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
01-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 173550 Heusden-ZolderGround area
852 m²
Building footprint
263 m²
Volume, LiDAR
1,484 m³
2 parcels, Flanders · tallest building 10.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Plafonneringswerken Kurt
since 19892.045.461.863
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13039E0033/00E002 | Flanders | 502 m² | 1 · 130 m² | 10.4 m · 2 fl. |
| 71025A1208/00C002 | Flanders | 351 m² | 1 · 133 m² | 7.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categoryPleisterwerken Kurt BV45568
Similar companies · same sector, comparable size
RENO-TEAM
BE 0523.965.096
Antwerpen · Eq €14,184
SOMNIUM CONSTRUCTION
BE 1024.260.414
Dilbeek · Eq €14,153
LPROPLAFONNAGE
BE 1006.886.625
Pepinster · Eq €14,070
ALGEMENE BEZETTINGSWERKEN OLIVIER VAN LOOVEREN
BE 0556.859.974
Schilde · Eq €14,325
SMOOTH WALL
BE 1010.289.048
Gent · Eq €14,001
Of 4,012 companies in sector 43310 we hold annual accounts for 1,745. 1,196 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-10-1989
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.