SMOOTH WALL
ActiveSummary
The computed 12-month bankruptcy probability of SMOOTH WALL is 2.4% (moderate). The 2025 annual accounts show equity of €14k and a net result of €12k. Its solvency ranks better than 41% of 27786 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+25
Solvency64▲+28
Growth78
Track record82
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.05 against 0.75 in 2024; short-term debt: 60.7% and cash: 32.4% of total assets), and 60.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.3%
Return on assets
34.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
28 d late
2024
6 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€14k▲ 651%
2024 · €2k
2024: €2k
2024 → 2025
Total assets
€36k▲ 115%
2024 · €17k
2024: €17k
2024 → 2025
Net result
€12k▲ 1,302%
2024 · €866
2024: €866
2024 → 2025
Working capital
€1k
2024 · €-3k
2024: €-3k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€2k-€14k▲ 651%
Operating result€1k-€16k▲ 1,073%
Net result€866-€12k▲ 1,302%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 1,073% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €36k
Fixed assets
€13k ▲ 112%
Current assets
€23k ▲ 117%
Equity and liabilities €36k
Equity
€14k ▲ 651%
Debt
€22k ▲ 47.2%
Debt's share of the balance-sheet total falls from 88.7% to 60.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€21k▲
2024 · €2k
Cash flow
€17k▲
2024 · €1k
Current ratio
1.05▲
2024 · 0.75
Debt to equity
1.54▼
2024 · 7.87
ROE
86.7%▲
2024 · 46.4%
ROA
34.1%▲
2024 · 5.2%
Interest coverage
244.56▲
2024 · 17.89
Debt ≤ 1 year
€22k▲
2024 · €14k
Income taxes
€4k▲
2024 · €420
Staff costs
€57k▲
2024 · €28k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€17k€36k▲
Fixed assets21/28€6k€13k▲
Intangible fixed assets21€3k€2k▼
Tangible fixed assets22/27€3k€11k▲
Plant, machinery and equipment23€3k€3k▲
Furniture and vehicles24€360€8k▲
Current assets29/58€10k€23k▲
Amounts receivable within one year40/41€3k€10k▲
Trade receivables40€2k€10k▲
Other amounts receivable41€1k€427▼
Cash at bank and in hand54/58€7k€12k▲
Deferred charges and accrued income490/1-€747
Equity and liabilities
Total equity and liabilities10/49€17k€36k▲
Equity10/15€2k€14k▲
Contributions10/11€1k€1k=
Reserves13-€5k
Distributable reserves133-€5k
Profit (loss) carried forward14€866€8k▲
Amounts payable17/49€15k€22k▲
Amounts payable within one year42/48€14k€22k▲
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€10k€12k▲
Taxes450/3€2k€5k▲
Remuneration and social security454/9€8k€7k▼
Other amounts payable47/48€3k€109▼
Accrued charges and deferred income492/3€815-
Income statement
Code20242025
Remuneration, social security and pensions62€28k€57k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€523€5k▲
Other operating charges640/8-€2k
Gross operating margin9900€29k€80k▲
Operating profit (loss)9901€1k€16k▲
Financial income75/76B€0€0=
Recurring financial income75€0€0=
Financial charges65/66B€107€86▼
Recurring financial charges65€107€86▼
Profit (loss) for the period before taxes9903€1k€16k▲
Income taxes67/77€420€4k▲
Profit (loss) for the period9904€866€12k▲
Profit (loss) for the period to be appropriated9905€866€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€866€13k▲
Profit (loss) brought forward from the previous period14P-€866
Transfer to equity691/2-€5k
To other reserves6921-€5k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Joos Lambrechtstraat 209000 GentGround area
198 m²
Building footprint
182 m²
Volume, LiDAR
1,613 m³
Parcel 44808H0200/00D000, Flanders · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SMOOTH WALL
since 20242.360.359.990
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0200/00D000 | Flanders | 198 m² | 1 · 181 m² | 12.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,012 companies in sector 43310 we hold annual accounts for 1,745. 1,192 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2024
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
43990Other specialised construction activities
43230Insulation installation
43320Joinery installation
43331Floor and wall tiling
43341Painting of buildings
43910Bricklaying and masonry work
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:smoothwallbv@gmail.com