SOINS POUR VOUS
ActiveSummary
SOINS POUR VOUS has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €19k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 52% of 11322 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability90▲+11
Solvency70▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.06 against 2.53 in 2024; short-term debt: 45.1% and cash: 0.1% of total assets), but 55% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45%
Return on assets
17.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
126 d early
2023
54 d early
2022
96 d early
2021
25 d early
2020
32 d early
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▼ 18.6%
2024 · €61k
2018: €26k
2019: €42k
2020: €59k
2021: €57k
2022: €49k
2023: €52k
2024: €61k
2018 → 2025
Total assets
€111k▲ 2.0%
2024 · €109k
2018: €100k
2019: €128k
2020: €148k
2021: €129k
2022: €119k
2023: €107k
2024: €109k
2018 → 2025
Net result
€19k▲ 117%
2024 · €9k
2018: €2k
2019: €16k
2020: €18k
2021: €-2k
2022: €-8k
2023: €3k
2024: €9k
2018 → 2025
Working capital
€53k▼ 1.0%
2024 · €54k
2018: €11k
2019: €32k
2020: €42k
2021: €43k
2022: €45k
2023: €53k
2024: €54k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€49k▼ 13.9%€52k▲ 6.8%€61k▲ 16.9%€50k▼ 18.6%
Operating result€454-€-4k€8k€15k▲ 77.4%€30k▲ 105%
Net result€-2k-€-8k▼ 220%€3k€9k▲ 164%€19k▲ 117%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 105% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €111k
Fixed assets
€8k ▼ 60.8%
Current assets
€103k ▲ 16.1%
Equity and liabilities €111k
Equity
€50k ▼ 18.6%
Debt
€61k ▲ 28.7%
Debt's share of the balance-sheet total rises from 43.6% to 55.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€42k▲
2024 · €26k
Cash flow
€31k▲
2024 · €20k
Current ratio
2.06▼
2024 · 2.53
Debt to equity
1.22▲
2024 · 0.77
ROE
38.6%▲
2024 · 14.4%
ROA
17.3%▲
2024 · 8.1%
Interest coverage
25.08▲
2024 · 13.52
Debt ≤ 1 year
€50k▲
2024 · €35k
Debt > 1 year
€0▼
2024 · €4k
Income taxes
€12k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 53 lines
Balance sheet
Code20242025
Assets
Total assets20/58€109k€111k▲
Fixed assets21/28€20k€8k▼
Intangible fixed assets21€10k€2k▼
Tangible fixed assets22/27€9k€5k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€6k€3k▼
Other tangible fixed assets26€1k€530▼
Financial fixed assets28€640€640=
Current assets29/58€89k€103k▲
Amounts receivable after more than one year29€40k€0▼
Other amounts receivable291€40k€0▼
Amounts receivable within one year40/41€28k€86k▲
Trade receivables40€825€5k▲
Other amounts receivable41€27k€81k▲
Cash at bank and in hand54/58€2k€124▼
Deferred charges and accrued income490/1€19k€17k▼
Equity and liabilities
Total equity and liabilities10/49€109k€111k▲
Equity10/15€61k€50k▼
Contributions10/11€6k€6k=
Reserves13€55k€44k▼
Distributable reserves133€55k€44k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€47k€61k▲
Amounts payable after more than one year17€4k€0▼
Financial debts170/4€4k€0▼
Amounts payable within one year42/48€35k€50k▲
Current portion of amounts payable after more than one year42€11k€4k▼
Financial debts43€14k€12k▼
Credit institutions430/8€14k€12k▼
Trade debts44€693€0▼
Suppliers440/4€693€0▼
Taxes, remuneration and social security45€9k€3k▼
Taxes450/3€9k€3k▼
Other amounts payable47/48-€31k
Accrued charges and deferred income492/3€8k€11k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲
Other operating charges640/8€916€945▲
Gross operating margin9900€27k€43k▲
Operating profit (loss)9901€15k€30k▲
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€14k€31k▲
Income taxes67/77€5k€12k▲
Profit (loss) for the period9904€9k€19k▲
Profit (loss) for the period to be appropriated9905€9k€19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€9k€19k▲
Transfer from equity791/2-€31k
Transfer to equity691/2€9k€19k▲
To other reserves6921€9k€19k▲
Profit to be distributed694/7-€31k
Return on contributions (dividend)694-€31k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €19k ▲117%
Operating result €30k, net result €19k, both a record.
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
26-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Résidence de la Lyre 71300 WavreGround area
592 m²
Building footprint
150 m²
Parcel 25055A0435/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Résidence de la Lyre 7, 1300 Wavre
since 20162.252.163.519
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25055A0435/00F000 | Wallonia | 592 m² | 1 · 150 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,155 companies in sector 46190 we hold annual accounts for 2,570. 1,929 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2016
Fiscal year end31-12
Activities, NACEBEL 2025
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.