LD Consulting
ActiveLD Consulting has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €-7k. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 87% of 11210 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability51▼-34
Solvency100=
Growth22▼-30
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 4.19 against 3.73 in 2024; short-term debt: 12.5% and cash: 44.9% of total assets), and 12.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
87.5%
Return on assets
-12.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
1 d early
2023
22 d early
2022
7 d early
2021
6 d early
2020
8 d early
2019
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€62k▼ 21.1%
2024 · €79k
2024: €79k
2024 → 2025
EBIT margin
-11.5%▼ 20.4pp
2024 · 8.9%
2024: 8.9%
2024 → 2025
Net result
€-7k
2024 · €5k
2018: €9k
2019: €-2k
2020: €4k
2021: €755
2022: €15k
2023: €20k
2024: €5k
2018 → 2025
Working capital
€23k▲ 4.8%
2024 · €22k
2018: €44k
2019: €47k
2020: €54k
2021: €38k
2022: €39k
2023: €9k
2024: €22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€79k€62k▼ 21.1%
Equity€43k-€42k▼ 2.4%€53k▲ 25.4%€57k▲ 8.9%€50k▼ 12.7%
Operating result€3k-€26k▲ 811%€31k▲ 22.0%€7k▼ 77.6%€-7k
Net result€755-€15k▲ 1,853%€20k▲ 36.4%€5k▼ 76.8%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €7k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €57k
Fixed assets
€27k▼ 24.2%
Current assets
€30k▲ 0.8%
Equity and liabilities €57k
Equity
€50k▼ 12.7%
Debt
€7k▼ 14.6%
The debt ratio falls from 12.7% to 12.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€4k▼
2024 · €18k
Cash flow
€4k▼
2024 · €15k
Solvency
87.5%▲
2024 · 87.3%
Current ratio
4.19▲
2024 · 3.73
Quick ratio
4.19▲
2024 · 3.73
Debt / equity
0.14▼
2024 · 0.15
ROE
-14.6%▼
2024 · 8.2%
ROA
-12.8%▼
2024 · 7.1%
Interest coverage
16.40▼
2024 · 64.99
Debt
€7k▼
2024 · €8k
Debt ≤ 1 year
€7k▼
2024 · €8k
Income taxes
€48▼
2024 · €3k
Staff costs
€2k▼
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€57k▼
Fixed assets21/28€36k€27k▼
Tangible fixed assets22/27€36k€27k▼
Land and buildings22€124€0▼
Plant, machinery and equipment23€4k€5k▲
Furniture and vehicles24€32k€23k▼
Financial fixed assets28€25€25=
Current assets29/58€30k€30k▲
Amounts receivable within one year40/41€7k€4k▼
Trade receivables40€3k-
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€22k€26k▲
Deferred charges and accrued income490/1€599€585▼
Equity and liabilities
Total equity and liabilities10/49€66k€57k▼
Equity10/15€57k€50k▼
Contributions10/11€12k€12k=
Reserves13€45k€45k=
Distributable reserves133€45k€45k=
Profit (loss) carried forward14-€-7k
Amounts payable17/49€8k€7k▼
Amounts payable within one year42/48€8k€7k▼
Trade debts44€3k€1k▼
Suppliers440/4€3k€1k▼
Taxes, remuneration and social security45€4k€6k▲
Taxes450/3€4k€6k▲
Accrued charges and deferred income492/3€405-
Income statement
Code20242025
Turnover70€79k€62k▼
Goods, raw materials, services and sundry goods60/61€58k€56k▼
Remuneration, social security and pensions62€2k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Other operating charges640/8€2k€980▼
Gross operating margin9900€21k€7k▼
Operating profit (loss)9901€7k€-7k▼
Financial income75/76B€455€147▼
Recurring financial income75€455€147▼
Financial charges65/66B€273€246▼
Recurring financial charges65€273€246▼
Profit (loss) for the period before taxes9903€7k€-7k▼
Income taxes67/77€3k€48▼
Profit (loss) for the period9904€5k€-7k▼
Profit (loss) for the period to be appropriated9905€5k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-7k▼
Transfer to equity691/2€5k-
To other reserves6921€5k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-7k ▼256%
Net result drops to €-7k, the lowest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity doublescurrent ratio 3.73
Current ratio from 1.54 to 3.73; short-term debt falls from €16k to €8k.
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €20k ▲36.4%
Operating result €31k, net result €20k, both a record.
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity times 5current ratio 38.66
Current ratio from 7.37 to 38.66; short-term debt falls from €7k to €1k.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ittrekapelstraat 168800 RoeselareGround area
330 m²
Building footprint
116 m²
Volume, LiDAR
533 m³
Parcel 36017A0311/00M000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LB SALES CONSULTING
since 20162.251.523.220
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A0311/00M000 | Flanders | 330 m² | 1 · 116 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DermaLab Benelux
BE 1003.763.423
Brasschaat · Eq €50k
SPC Project
BE 0801.094.195
Ecaussinnes · Eq €50k
NEW WHAT'S UP DOC
BE 0534.780.992
Chaudfontaine · Eq €50k
SOINS POUR VOUS
BE 0651.916.511
Wavre · Eq €50k
Lefco
BE 1005.551.983
Kluisbergen · Eq €50k
Of 6,157 companies in sector 46190 we hold annual accounts for 2,567. 1,932 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-03-2016
Fiscal year end31-12
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.