NEW WHAT'S UP DOC
ActiveNEW WHAT'S UP DOC has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €-60k. Equity is growing by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 31% of 922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-33
Solvency58▼-38
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days only on tighter terms
Liquidity ample (current ratio 2.63 against 2.01 in 2024), but 75.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
24.3%
Return on assets
-29.2%
Age of the figures
15 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-12-2025, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
on the day
2023
16 d late
2022
22 d late
2021
66 d early
2020
52 d early
2019
70 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-60k
2024 · €7k
2019: €13k
2020: €15k
2021: €36k
2022: €-33k
2023: €30k
2024: €7k
2019 → 2025
Working capital
€108k▲ 26.0%
2024 · €85k
2019: €48k
2020: €73k
2021: €80k
2022: €73k
2023: €82k
2024: €85k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€73k▼ 31.2%€103k▲ 40.8%€110k▲ 7.0%€50k▼ 54.6%
Operating result€65k-€-31k€41k€13k▼ 68.5%€-60k
Net result€36k-€-33k€30k€7k▼ 75.8%€-60k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €60k after €13k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €205k
Fixed assets
€32k▼ 25.6%
Current assets
€174k▲ 1.9%
Equity and liabilities €205k
Equity
€50k▼ 54.6%
Debt
€156k▲ 50.7%
The debt ratio rises from 48.4% to 75.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-41k▼
2024 · €31k
Cash flow
€-41k▼
2024 · €26k
Solvency
24.3%▼
2024 · 51.6%
Current ratio
2.63▲
2024 · 2.01
Quick ratio
2.63▲
2024 · 2.01
Debt / equity
3.12▲
2024 · 0.94
ROE
-120.2%▼
2024 · 6.6%
ROA
-29.2%▼
2024 · 3.4%
Interest coverage
-77.43▼
2024 · 37.84
Debt
€156k▲
2024 · €103k
Debt ≤ 1 year
€66k▼
2024 · €85k
Debt > 1 year
€6k▼
2024 · €18k
Income taxes
€181▼
2024 · €5k
Staff costs
€83k▲
2024 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€213k€205k▼
Fixed assets21/28€43k€32k▼
Tangible fixed assets22/27€43k€24k▼
Furniture and vehicles24€43k€24k▼
Financial fixed assets28-€8k
Current assets29/58€170k€174k▲
Amounts receivable within one year40/41€121k€93k▼
Trade receivables40€98k€92k▼
Other amounts receivable41€23k€710▼
Cash at bank and in hand54/58€48k€79k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€213k€205k▼
Equity10/15€110k€50k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€89k€29k▼
Amounts payable17/49€103k€156k▲
Amounts payable after more than one year17€18k€6k▼
Financial debts170/4€18k€6k▼
Amounts payable within one year42/48€85k€66k▼
Current portion of amounts payable after more than one year42€21k€12k▼
Trade debts44€27k€16k▼
Suppliers440/4€27k€16k▼
Taxes, remuneration and social security45€25k€25k▲
Taxes450/3€17k€13k▼
Remuneration and social security454/9€8k€11k▲
Other amounts payable47/48€13k€13k=
Accrued charges and deferred income492/3-€84k
Income statement
Code20242025
Remuneration, social security and pensions62€49k€83k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€19k▲
Other operating charges640/8€367€746▲
Non-recurring operating charges66A-€14k
Gross operating margin9900€81k€56k▼
Operating profit (loss)9901€13k€-60k▼
Financial income75/76B€501€1k▲
Recurring financial income75€501€1k▲
Financial charges65/66B€832€534▼
Recurring financial charges65€832€534▼
Profit (loss) for the period before taxes9903€12k€-60k▼
Income taxes67/77€5k€181▼
Profit (loss) for the period9904€7k€-60k▼
Profit (loss) for the period to be appropriated9905€7k€-60k▼
Appropriation of the result
Profit (loss) to be appropriated9906€89k€29k▼
Profit (loss) brought forward from the previous period14P€82k€89k▲
Social balance
Average headcount (FTE)90871.62.3▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
29-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-06
Financial
Weakest financial yearnet €-60k ▼933%
Net result drops to €-60k, the lowest in the series.
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
16-02
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 16 days late
2023
30-06
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
30-06
Financial
Equity above €100kEq €103k ▲40.8%
Equity rises from €73k to €103k.
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 22 days late
2021
26-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €36k ▲135%
Operating result €65k, net result €36k, both a record.
30-06
Financial
Equity above €100kEq €106k ▲50.6%
3 profitable years in a row build equity to €106k.
2020
10-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
22-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
21-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
25-11
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Au Chession 34053 ChaudfontaineGround area
2.0 ha
Building footprint
564 m²
Volume, LiDAR
4,344 m³
2 parcels, Wallonia · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
NEW WHAT'S UP DOC
since 20132.255.491.807
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62030C0341/00D000 | Wallonia | 1.8 ha | 1 · 363 m² | 13.1 m · 3 fl. |
| 62030C0057/00T002 | Wallonia | 1,722 m² | 1 · 201 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 6,157 companies in sector 46190 we hold annual accounts for 2,567. 1,930 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-05-2013
Fiscal year end30-06
Activities, NACEBEL
46190Agents in non-specialised wholesale trade
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.