RUI & LI

Active

Private limited companyfounded 201313 yrs activeBloemendaal 49, 9470 Denderleeuw, BelgiumKBO/BCE: BE 0537.711.976

The computed 12-month bankruptcy probability of RUI & LI is 2.0% (moderate). The 2024 annual accounts show equity of €87k and a net result of €-12k. Equity is shrinking by ~5.3% per year across the filed fiscal years. Its solvency ranks better than 95% of 18939 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

55 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability2▼-12

Solvency100=

Growth32▼-20

Track record100

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €4.5k at 30 days acceptable

Liquidity ample (current ratio 14.02 against 18.58 in 2023; short-term debt: 6.9% and cash: 7.4% of total assets), and 6.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

93.1%

Return on assets

-13.2%

Age of the figures

21 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Persistent losses

Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2024

Net result per financial year

18192021222324

2018 to 2024 · latest year €-12k

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-06-2025, 33 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

33 d early

2023

37 d early

2022

11 d early

2021

18 d early

2020

17 d early

2019

7 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€87k▼ 12.4%

2023 · €100k

2018: €99k 2019: €120k 2020: €156k 2021: €129k 2022: €104k 2023: €100k

2018 → 2024

Total assets

€94k▼ 10.8%

2023 · €105k

2018: €241k 2019: €285k 2020: €253k 2021: €179k 2022: €104k 2023: €105k

2018 → 2024

Net result

€-12k▼ 214%

2023 · €-4k

2018: €50k 2019: €21k 2020: €35k 2021: €-27k 2022: €-25k 2023: €-4k

2018 → 2024

Working capital

€84k▼ 12.2%

2023 · €96k

2018: €54k 2019: €58k 2020: €102k 2021: €131k 2022: €90k 2023: €96k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€156k-€129k▼ 17.1%€104k▼ 19.7%€100k▼ 3.8%€87k▼ 12.4%

Operating result€49k-€-25k€-25k▼ 0.2%€-4k▲ 83.8%€-13k▼ 224%

Net result€35k-€-27k€-25k▲ 4.9%€-4k▲ 84.5%€-12k▼ 214%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €13k in 2024 against €4k in 2023; the loss grows.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €94k

96.7%

Fixed assets €3k▼ 17.7%

Current assets €91k▼ 10.5%

Equity and liabilities €94k

93.1%

Equity €87k▼ 12.4%

Debt €6k▲ 18.6%

The debt ratio rises from 5.2% to 6.9%. Equity is lower and debt is higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€-12k▼

2023 · €-3k

Cash flow

€-11k▼

2023 · €-3k

Solvency

93.1%▼

2023 · 94.8%

Current ratio

14.02▼

2023 · 18.58

Quick ratio

14.02▼

2023 · 18.58

Debt / equity

0.07▲

2023 · 0.05

ROE

-14.1%▼

2023 · -3.9%

ROA

-13.2%▼

2023 · -3.7%

Interest coverage

-62.78▼

2023 · -13.70

Debt

€6k▲

2023 · €5k

Debt ≤ 1 year

€6k▲

2023 · €5k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€105k€94k▼

Fixed assets21/28€4k€3k▼

Tangible fixed assets22/27€4k€3k▼

Plant, machinery and equipment23€4k€3k▼

Furniture and vehicles24€182-

Current assets29/58€101k€91k▼

Amounts receivable within one year40/41€13k€14k▲

Trade receivables40€2k€2k▲

Other amounts receivable41€11k€12k▲

Current investments50/53-€70k

Cash at bank and in hand54/58€88k€7k▼

Equity and liabilities

Total equity and liabilities10/49€105k€94k▼

Equity10/15€100k€87k▼

Contributions10/11€40k€40k=

Outside capital11€40k€40k=

Share premium1100/10€40k€40k=

Reserves13€61k€61k=

Distributable reserves133€61k€61k=

Profit (loss) carried forward14€-794€-13k▼

Amounts payable17/49€5k€6k▲

Amounts payable within one year42/48€5k€6k▲

Trade debts44€1k€2k▲

Suppliers440/4€1k€2k▲

Other amounts payable47/48€4k€4k▲

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼

Other operating charges640/8€232€241▲

Gross operating margin9900€-3k€-12k▼

Operating profit (loss)9901€-4k€-13k▼

Financial income75/76B€285€816▲

Recurring financial income75€285€816▲

Financial charges65/66B€207€188▼

Recurring financial charges65€207€188▼

Profit (loss) for the period before taxes9903€-4k€-12k▼

Profit (loss) for the period9904€-4k€-12k▼

Profit (loss) for the period to be appropriated9905€-4k€-12k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-29k€-13k▲

Profit (loss) brought forward from the previous period14P€-25k€-794▲

Transfer from equity791/2€29k-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

2025

28-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

24-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

20-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Liquidity times 1032current ratio 4658.97

Current ratio from 4.52 to 4658.97; short-term debt falls from €37k to €19.

13-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Weakest financial yearnet €-27k ▼175%

Net result drops to €-27k, the lowest in the series; recovery starts the following year.

14-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

31-12

Financial Equity above €150kEq €156k ▲29.5%

3 profitable years in a row build equity to €156k.

24-07

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

31-12

Financial Equity above €100kEq €120k ▲21.3%

2 profitable years in a row build equity to €120k.

29-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 29 days late

2018

29-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 29 days late

2017

24-08

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema · 24 days late

2016

23-08

NBB filing Annual accounts filed

fiscal year 2015 · abbreviated schema · 23 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Denderleeuw · 1 establishment unit since 2014

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bloemendaal 499470 Denderleeuw

Ground area

462 m²

Building footprint

155 m²

Volume, LiDAR

1,881 m³

2 parcels, Flanders · tallest building 19.2 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

Limburgstraat 28, 9000 Gent

Full-service restaurants

since 20142.228.919.745

2 parcels

Flanders 2 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
41402B0770/00L006	Flanders	362 m²	1 · 57 m²	7.9 m · 2 fl.
44803C0604/00M000	Flanders	99 m²	1 · 98 m²	19.2 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Elivera

BE 0663.857.904

Heist-op-den-Berg · Eq €87k

BISKRA

BE 0548.763.444

Sint-Gillis (bij-Brussel) · Eq €87k

Of 21,896 companies in sector 56112 we hold annual accounts for 9,783. 7,969 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded27-08-2013

Fiscal year end31-12

Activities, NACEBEL

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

Sources

Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers

Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.