Elivera
ActiveThe computed 12-month bankruptcy probability of Elivera is 1.5% (moderate). The 2025 annual accounts show equity of €87k and a net result of €17k. Equity is growing by ~19.6% per year across the filed fiscal years. Its solvency ranks better than 78% of 13204 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▼-2
Solvency89▲+17
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 4.79 against 1.95 in 2024; short-term debt: 20.3% and cash: 95.7% of total assets), and 36% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64%
Return on assets
12.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
4 d early
2024
13 d late
2023
2 d early
2022
28 d late
2021
9 d early
2020
24 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 23.7%
2024 · €71k
2018: €28k
2019: €26k
2020: €39k
2021: €34k
2022: €48k
2023: €67k
2024: €71k
2018 → 2025
Total assets
€137k▼ 8.3%
2024 · €149k
2018: €98k
2019: €83k
2020: €76k
2021: €59k
2022: €138k
2023: €150k
2024: €149k
2018 → 2025
Net result
€17k▼ 18.2%
2024 · €20k
2018: €17k
2019: €-3k
2020: €13k
2021: €-5k
2022: €15k
2023: €24k
2024: €20k
2018 → 2025
Working capital
€105k▲ 195%
2024 · €36k
2018: €13k
2019: €394
2020: €6k
2021: €4k
2022: €12k
2023: €35k
2024: €36k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34k-€48k▲ 43.1%€67k▲ 39.1%€71k▲ 4.9%€87k▲ 23.7%
Operating result€-936-€20k€37k▲ 82.6%€33k▼ 11.1%€25k▼ 23.6%
Net result€-5k-€15k€24k▲ 65.1%€20k▼ 15.1%€17k▼ 18.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€3k▼ 95.4%
Current assets
€133k▲ 81.5%
Equity and liabilities €137k
Equity
€87k▲ 23.7%
Debt
€49k▼ 37.1%
The debt ratio falls from 52.5% to 36.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €47k
Cash flow
€20k▼
2024 · €35k
Solvency
64.0%▲
2024 · 47.5%
Current ratio
4.79▲
2024 · 1.95
Quick ratio
4.79▲
2024 · 1.86
Debt / equity
0.56▼
2024 · 1.11
ROE
19.1%▼
2024 · 28.9%
ROA
12.2%▼
2024 · 13.7%
Interest coverage
27.09▲
2024 · 11.02
Debt
€49k▼
2024 · €78k
Debt ≤ 1 year
€28k▼
2024 · €38k
Debt > 1 year
€21k▼
2024 · €31k
Income taxes
€7k▼
2024 · €8k
Staff costs
€465▼
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€149k€137k▼
Fixed assets21/28€76k€3k▼
Intangible fixed assets21€15k-
Tangible fixed assets22/27€59k€3k▼
Plant, machinery and equipment23€47k-
Furniture and vehicles24€5k€3k▼
Other tangible fixed assets26€6k-
Financial fixed assets28€2k-
Current assets29/58€73k€133k▲
Stocks and contracts in progress3€3k-
Stocks30/36€3k-
Amounts receivable within one year40/41€6k€2k▼
Trade receivables40€888€208▼
Other amounts receivable41€5k€2k▼
Cash at bank and in hand54/58€63k€131k▲
Deferred charges and accrued income490/1€680-
Equity and liabilities
Total equity and liabilities10/49€149k€137k▼
Equity10/15€71k€87k▲
Contributions10/11€6k€6k=
Reserves13€65k€72k▲
Distributable reserves133€65k€72k▲
Profit (loss) carried forward14-€9k
Amounts payable17/49€78k€49k▼
Amounts payable after more than one year17€31k€21k▼
Financial debts170/4€31k€21k▼
Amounts payable within one year42/48€38k€28k▼
Current portion of amounts payable after more than one year42€10k€10k▼
Trade debts44€102€87▼
Suppliers440/4€102€87▼
Taxes, remuneration and social security45€3k€8k▲
Taxes450/3€2k€8k▲
Remuneration and social security454/9€2k-
Other amounts payable47/48€24k€10k▼
Accrued charges and deferred income492/3€10k-
Income statement
Code20242025
Non-recurring operating income76A-€33k
Remuneration, social security and pensions62€10k€465▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€3k▼
Other operating charges640/8€2k€827▼
Gross operating margin9900€59k€29k▼
Operating profit (loss)9901€33k€25k▼
Financial income75/76B€34€206▲
Recurring financial income75€34€206▲
Financial charges65/66B€4k€1k▼
Recurring financial charges65€4k€1k▼
Profit (loss) for the period before taxes9903€28k€24k▼
Income taxes67/77€8k€7k▼
Profit (loss) for the period9904€20k€17k▼
Profit (loss) for the period to be appropriated9905€20k€17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€20k€17k▼
Transfer from equity791/2€17k-
Transfer to equity691/2€20k€7k▼
To other reserves6921€20k€7k▼
Profit to be distributed694/7€17k-
Return on contributions (dividend)694€17k-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 4.79
Current ratio from 1.95 to 4.79; short-term debt falls from €38k to €28k.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 13 days late
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €24k ▲65.1%
Operating result €37k, net result €24k, both a record.
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-5k ▼137%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2016
Ground area
534 m²
Building footprint
99 m²
Volume, LiDAR
405 m³
Parcel 12033B0452/00X000, Flanders · tallest building 6.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Elivera
since 20162.258.340.835
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12033B0452/00X000 | Flanders | 534 m² | 1 · 99 m² | 6.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteHeist-op-den-Berg2.258.340.835
Similar companies · same sector, comparable size
RUI & LI
BE 0537.711.976
Denderleeuw · Eq €87k
BISKRA
BE 0548.763.444
Sint-Gillis (bij-Brussel) · Eq €87k
PITTA DE LA CHAPELLE
BE 0452.370.782
Brussel · Eq €87k
Polylim
BE 1004.448.460
Zonhoven · Eq €87k
SERCHOK LHASA
BE 0787.388.788
Gent · Eq €88k
Of 21,896 companies in sector 56112 we hold annual accounts for 9,784. 7,972 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-2016
Fiscal year end31-12
Activities, NACEBEL
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.