BISKRA

Active

Private limited company (pre-2019)founded 201412 yrs activeWaterlose Steenweg 268, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0548.763.444

The computed 12-month bankruptcy probability of BISKRA is 3.8% (moderate). The 2024 annual accounts show equity of €87k and a net result of €-11k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 83% of 18939 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

47 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability8▼-70

Solvency94▼-6

Growth52▼-26

Track record100

Bankruptcy probability, 12 months

3.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity ample (current ratio 3.0 against 9.62 in 2023; short-term debt: 31.3% and cash: 8.2% of total assets), and 31.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

68.7%

Return on assets

-8.4%

Age of the figures

21 mo

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

60 d late

2023

58 d late

2022

31 d late

2021

31 d late

2020

22 d late

2019

14 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€87k▼ 10.9%

2023 · €98k

2018: €54k 2019: €62k 2020: €86k 2021: €98k 2022: €90k 2023: €98k

2018 → 2024

Total assets

€127k▲ 15.8%

2023 · €110k

2018: €75k 2019: €73k 2020: €120k 2021: €127k 2022: €117k 2023: €110k

2018 → 2024

Net result

€-11k

2023 · €8k

2018: €-5k 2019: €8k 2020: €40k 2021: €12k 2022: €-8k 2023: €8k

2018 → 2024

Working capital

€79k▼ 11.1%

2023 · €89k

2018: €43k 2019: €57k 2020: €85k 2021: €96k 2022: €89k 2023: €89k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€86k-€98k▲ 13.8%€90k▼ 8.0%€98k▲ 8.5%€87k▼ 10.9%

Operating result€49k-€21k▼ 56.3%€-6k€14k€-11k

Net result€40k-€12k▼ 70.4%€-8k€8k€-11k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €11k after €14k in 2023, the lowest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €127k

93.7%

Fixed assets €8k▼ 21.6%

Current assets €119k▲ 19.6%

Equity and liabilities €127k

68.7%

31.3%

Equity €87k▼ 10.9%

Debt €40k▲ 239%

The debt ratio rises from 10.7% to 31.3%. Equity is lower and debt is higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€-8k▼

2023 · €16k

Cash flow

€-9k▼

2023 · €10k

Solvency

68.7%▼

2023 · 89.3%

Current ratio

3.00▼

2023 · 9.62

Quick ratio

3.00▼

2023 · 9.55

Debt / equity

0.46▲

2023 · 0.12

ROE

-12.3%▼

2023 · 7.9%

ROA

-8.4%▼

2023 · 7.0%

Interest coverage

-7.26▼

2023 · 9.06

Debt

€40k▲

2023 · €12k

Debt ≤ 1 year

€40k▲

2023 · €10k

Income taxes

€47▼

2023 · €5k

Staff costs

€42k▲

2023 · €29k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€110k€127k▲

Fixed assets21/28€10k€8k▼

Tangible fixed assets22/27€9k€7k▼

Furniture and vehicles24€9k€7k▼

Financial fixed assets28€1k€1k=

Current assets29/58€100k€119k▲

Amounts receivable after more than one year29€70k€70k=

Other amounts receivable291€70k€70k=

Stocks and contracts in progress3€791-

Stocks30/36€791-

Amounts receivable within one year40/41€17k€39k▲

Trade receivables40-€23k

Other amounts receivable41€17k€16k▼

Cash at bank and in hand54/58€12k€10k▼

Deferred charges and accrued income490/1€93-

Equity and liabilities

Total equity and liabilities10/49€110k€127k▲

Equity10/15€98k€87k▼

Contributions10/11€10k€10k=

Outside capital11-€10k

Other1109/19-€10k

Reserves13€2k€2k=

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Profit (loss) carried forward14€86k€76k▼

Amounts payable17/49€12k€40k▲

Amounts payable within one year42/48€10k€40k▲

Current portion of amounts payable after more than one year42€2k€2k▲

Trade debts44€1k€19k▲

Suppliers440/4€1k€19k▲

Advances received on contracts in progress46-€7k

Taxes, remuneration and social security45€7k€12k▲

Taxes450/3€4k€4k▲

Remuneration and social security454/9€4k€8k▲

Other amounts payable47/48-€247

Accrued charges and deferred income492/3€1k-

Income statement Code20232024

Remuneration, social security and pensions62€29k€42k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼

Other operating charges640/8€4k€2k▼

Gross operating margin9900€49k€36k▼

Operating profit (loss)9901€14k€-11k▼

Financial income75/76B€1k€1k▼

Recurring financial income75€1k€1k▼

Financial charges65/66B€2k€1k▼

Recurring financial charges65€2k€1k▼

Profit (loss) for the period before taxes9903€13k€-11k▼

Income taxes67/77€5k€47▼

Profit (loss) for the period9904€8k€-11k▼

Profit (loss) for the period to be appropriated9905€8k€-11k▼

Appropriation of the result

Profit (loss) to be appropriated9906€86k€76k▼

Profit (loss) brought forward from the previous period14P€79k€86k▲

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

2025

29-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 60 days late

2024

31-12

Financial Weakest financial yearnet €-11k ▼239%

Net result drops to €-11k, the lowest in the series.

27-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 58 days late

2023

31-12

Financial Back to profitnet €8k

Net result €8k after one loss-making year.

31-12

Financial Liquidity doublescurrent ratio 9.62

Current ratio from 4.50 to 9.62; short-term debt falls from €25k to €10k.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

2022

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

2021

22-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 22 days late

2020

31-12

Financial Highest result since 2018net €40k ▲403%

Operating result €49k, net result €40k, both a record.

17-07

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2019

31-12

Financial Back to profitnet €8k

Net result €8k after one loss-making year.

23-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 23 days late

2018

31-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

30-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 30 days late

2016

17-08

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 17 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2014

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

30-09-2014 Resigned as Managing director

Location & real-estate footprint

Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2014

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Waterlose Steenweg 2681060 Sint-Gillis (bij-Brussel)

Ground area

84 m²

Building footprint

71 m²

Volume, LiDAR