Retour Ô Sources
ActiveRetour Ô Sources has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €28k. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 21% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+5
Solvency41▼-1
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.38 in 2024; short-term debt: 17.5% and cash: 2.5% of total assets), and 83.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16.1%
Return on assets
7.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 31540 sector peers (2025).
NBB · sector comparisonPosition among 31540 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
52 d early
2024
41 d early
2023
71 d early
2022
56 d early
2021
62 d early
2020
72 d early
2019
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▼ 10.7%
2024 · €67k
2018: €43k
2019: €69k
2020: €68k
2021: €77k
2022: €70k
2023: €70k
2024: €67k
2018 → 2025
Total assets
€371k▼ 7.7%
2024 · €402k
2018: €53k
2019: €574k
2020: €484k
2021: €452k
2022: €444k
2023: €423k
2024: €402k
2018 → 2025
Net result
€28k▲ 91.7%
2024 · €15k
2018: €20k
2019: €25k
2020: €29k
2021: €27k
2022: €28k
2023: €29k
2024: €15k
2018 → 2025
Working capital
€-54k▼ 18.1%
2024 · €-45k
2018: €36k
2019: €100k
2020: €-14k
2021: €-28k
2022: €-68k
2023: €-53k
2024: €-45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€77k-€70k▼ 9.2%€70k▼ 0.5%€67k▼ 4.2%€60k▼ 10.7%
Operating result€36k-€41k▲ 15.0%€44k▲ 7.5%€26k▼ 40.2%€43k▲ 61.2%
Net result€27k-€28k▲ 3.8%€29k▲ 4.5%€15k▼ 49.4%€28k▲ 91.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 61% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €371k
Fixed assets
€360k▼ 3.9%
Current assets
€11k▼ 59.1%
Equity and liabilities €371k
Equity
€60k▼ 10.7%
Debt
€311k▼ 7.1%
The debt ratio rises from 83.3% to 83.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €54k
Cash flow
€49k▲
2024 · €42k
Solvency
16.1%▼
2024 · 16.7%
Current ratio
0.17▼
2024 · 0.38
Quick ratio
0.17▼
2024 · 0.38
Debt / equity
5.20▲
2024 · 5.00
ROE
47.1%▲
2024 · 21.9%
ROA
7.6%▲
2024 · 3.7%
Interest coverage
10.07▲
2024 · 8.32
Debt
€311k▼
2024 · €335k
Debt ≤ 1 year
€65k▼
2024 · €73k
Debt > 1 year
€246k▼
2024 · €262k
Income taxes
€8k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€402k€371k▼
Fixed assets21/28€375k€360k▼
Tangible fixed assets22/27€375k€360k▼
Land and buildings22€358k€340k▼
Furniture and vehicles24€16k€20k▲
Current assets29/58€28k€11k▼
Amounts receivable within one year40/41€27k€1k▼
Trade receivables40€20k€1k▼
Other amounts receivable41€7k€0▼
Cash at bank and in hand54/58€0€9k▲
Deferred charges and accrued income490/1€719€692▼
Equity and liabilities
Total equity and liabilities10/49€402k€371k▼
Equity10/15€67k€60k▼
Contributions10/11€19k€19k=
Reserves13€41k€41k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€39k€39k=
Profit (loss) carried forward14€7k€0▼
Amounts payable17/49€335k€311k▼
Amounts payable after more than one year17€262k€246k▼
Financial debts170/4€262k€246k▼
Amounts payable within one year42/48€73k€65k▼
Current portion of amounts payable after more than one year42€15k€16k▲
Financial debts43€3k€0▼
Credit institutions430/8€3k€0▼
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€8k€11k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€40k€37k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€21k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€57k€67k▲
Operating profit (loss)9901€26k€43k▲
Financial income75/76B€36€6▼
Recurring financial income75€36€6▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€20k€36k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€15k€28k▲
Profit (loss) for the period to be appropriated9905€15k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€35k▲
Profit (loss) brought forward from the previous period14P€10k€7k▼
Profit to be distributed694/7€18k€35k▲
Return on contributions (dividend)694€18k€35k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €15k ▼49.4%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
21-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €29k ▲15.5%
Net result €29k, the highest in the series.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamoir · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hameau de Lassus 104180 HamoirGround area
2,493 m²
Building footprint
1,199 m²
Volume, LiDAR
7,317 m³
2 parcels, Wallonia · tallest building 10.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Retour Ô Sources
since 20172.262.132.743
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61024C0090/00D000 | Wallonia | 2,398 m² | 1 · 1,199 m² | 10.0 m · 2 fl. |
| 61024C0052/00_000indicative | Wallonia | 95 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,003 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
11070Manufacture of beverages
46349Wholesale of beverages, general range
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.