BRICK HOUSE
ActiveBRICK HOUSE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €8k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 23% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▼-31
Solvency45▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity short (current ratio 0.7 against 1.43 in 2024; short-term debt: 44.1% and cash: 0.5% of total assets), and 80% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20%
Return on assets
2.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 31584 sector peers (2025).
NBB · sector comparisonPosition among 31584 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
30 d early
2023
22 d late
2022
31 d early
2021
27 d early
2020
30 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€60k▲ 16.2%
2024 · €52k
2018: €20k
2019: €48k
2020: €55k
2021: €71k
2022: €65k
2023: €30k
2024: €52k
2018 → 2025
Total assets
€299k▲ 31.7%
2024 · €227k
2018: €447k
2019: €497k
2020: €513k
2021: €206k
2022: €247k
2023: €229k
2024: €227k
2018 → 2025
Net result
€8k▼ 61.3%
2024 · €22k
2018: €20k
2019: €28k
2020: €7k
2021: €17k
2022: €-5k
2023: €-17k
2024: €22k
2018 → 2025
Working capital
€-39k
2024 · €24k
2018: €-84k
2019: €-14k
2020: €37k
2021: €125k
2022: €77k
2023: €22k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€65k▼ 8.6%€30k▼ 53.6%€52k▲ 71.7%€60k▲ 16.2%
Operating result€36k-€4k▼ 90.0%€-13k€37k€18k▼ 51.8%
Net result€17k-€-5k€-17k▼ 236%€22k€8k▼ 61.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €299k
Fixed assets
€206k▲ 39.9%
Current assets
€92k▲ 16.5%
Equity and liabilities €299k
Equity
€60k▲ 16.2%
Debt
€239k▲ 36.3%
The debt ratio rises from 77.3% to 80.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€18k▼
2024 · €37k
Cash flow
€8k▼
2024 · €22k
Solvency
20.0%▼
2024 · 22.7%
Current ratio
0.70▼
2024 · 1.43
Quick ratio
0.70▼
2024 · 1.43
Debt / equity
3.99▲
2024 · 3.40
ROE
13.9%▼
2024 · 41.8%
ROA
2.8%▼
2024 · 9.5%
Interest coverage
3.29▼
2024 · 7.47
Debt
€239k▲
2024 · €175k
Debt ≤ 1 year
€132k▲
2024 · €55k
Debt > 1 year
€105k▼
2024 · €115k
Income taxes
€5k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€227k€299k▲
Fixed assets21/28€148k€206k▲
Tangible fixed assets22/27€5k€59k▲
Furniture and vehicles24€5k€59k▲
Financial fixed assets28€142k€147k▲
Current assets29/58€79k€92k▲
Amounts receivable within one year40/41€75k€88k▲
Trade receivables40€0€15k▲
Other amounts receivable41€75k€73k▼
Cash at bank and in hand54/58€1k€1k▲
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€227k€299k▲
Equity10/15€52k€60k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€31k€39k▲
Amounts payable17/49€175k€239k▲
Amounts payable after more than one year17€115k€105k▼
Financial debts170/4€115k€105k▼
Amounts payable within one year42/48€55k€132k▲
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€3k€3k=
Credit institutions430/8€3k€3k=
Trade debts44€15k€77k▲
Suppliers440/4€15k€77k▲
Taxes, remuneration and social security45€24k€26k▲
Taxes450/3€19k€26k▲
Remuneration and social security454/9€5k€0▼
Other amounts payable47/48€5k€17k▲
Accrued charges and deferred income492/3€5k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€7k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€244€41▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€39k€20k▼
Operating profit (loss)9901€37k€18k▼
Financial income75/76B€772€926▲
Recurring financial income75€772€926▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€33k€13k▼
Income taxes67/77€11k€5k▼
Profit (loss) for the period9904€22k€8k▼
Profit (loss) for the period to be appropriated9905€22k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€31k€39k▲
Profit (loss) brought forward from the previous period14P€10k€31k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after 2 loss-making years.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Highest result since 2018net €28k ▲37.1%
Operating result €50k, net result €28k, both a record.
21-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 21 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stefaan Modest Glorieuxlaan 139600 RonseGround area
234 m²
Building footprint
65 m²
Volume, LiDAR
700 m³
Parcel 45041B0021/00G006, Flanders · tallest building 13.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Brick House
since 20132.223.700.947
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45041B0021/00G006 | Flanders | 234 m² | 1 · 65 m² | 13.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 39,009 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-10-2013
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.