KF MANAGEMENT
ActiveKF MANAGEMENT has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €60k and a net result of €6k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 38% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+7
Solvency66▼-30
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 2.48 in 2024; short-term debt: 25% and cash: 8% of total assets), but 59.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.7%
Return on assets
4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-08-2026, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
22 d late
2024
27 d late
2023
6 d late
2022
on the day
2021
16 d late
2020
51 d late
2019
70 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k
2024 · €-1k
2018: €22k
2019: €3k
2020: €19k
2021: €-20k
2022: €20k
2023: €5k
2024: €-1k
2018 → 2025
Working capital
€20k▼ 23.5%
2024 · €26k
2018: €15k
2019: €25k
2020: €42k
2021: €20k
2022: €40k
2023: €20k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€50k▲ 64.4%€55k▲ 9.6%€54k▼ 2.4%€60k▲ 11.0%
Operating result€-18k-€27k€8k▼ 69.4%€5k▼ 39.6%€11k▲ 131%
Net result€-20k-€20k€5k▼ 75.5%€-1k€6k
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 131% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€91k▲ 181%
Current assets
€57k▲ 30.8%
Equity and liabilities €147k
Equity
€60k▲ 11.0%
Debt
€87k▲ 305%
The debt ratio rises from 28.6% to 59.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▲
2024 · €17k
Cash flow
€21k▲
2024 · €11k
Solvency
40.7%▼
2024 · 71.4%
Current ratio
1.54▼
2024 · 2.48
Quick ratio
1.54▼
2024 · 2.48
Debt / equity
1.46▲
2024 · 0.40
ROE
9.9%▲
2024 · -2.5%
ROA
4.0%▲
2024 · -1.8%
Interest coverage
8.86▼
2024 · 25.93
Debt
€87k▲
2024 · €22k
Debt ≤ 1 year
€37k▲
2024 · €17k
Debt > 1 year
€43k
Income taxes
€3k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€76k€147k▲
Fixed assets21/28€32k€91k▲
Tangible fixed assets22/27€26k€85k▲
Plant, machinery and equipment23-€3k
Furniture and vehicles24€26k€81k▲
Financial fixed assets28€6k€6k=
Current assets29/58€43k€57k▲
Amounts receivable within one year40/41€37k€44k▲
Trade receivables40€28k€44k▲
Other amounts receivable41€9k-
Cash at bank and in hand54/58€6k€12k▲
Deferred charges and accrued income490/1€517€936▲
Equity and liabilities
Total equity and liabilities10/49€76k€147k▲
Equity10/15€54k€60k▲
Contributions10/11€6k€6k=
Reserves13€44k€44k=
Distributable reserves133€44k€44k=
Profit (loss) carried forward14€4k€10k▲
Amounts payable17/49€22k€87k▲
Amounts payable after more than one year17-€43k
Financial debts170/4-€43k
Amounts payable within one year42/48€17k€37k▲
Current portion of amounts payable after more than one year42€4k€16k▲
Trade debts44€5k€7k▲
Suppliers440/4€5k€7k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€9k€11k▲
Other amounts payable47/48-€2k
Accrued charges and deferred income492/3€4k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€15k▲
Other operating charges640/8€387€896▲
Gross operating margin9900€18k€27k▲
Operating profit (loss)9901€5k€11k▲
Financial charges65/66B€668€3k▲
Recurring financial charges65€668€3k▲
Profit (loss) for the period before taxes9903€4k€8k▲
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€-1k€6k▲
Profit (loss) for the period to be appropriated9905€-1k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€10k▲
Profit (loss) brought forward from the previous period14P€5k€4k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 22 days late
2025
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
16-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 16 days late
2021
31-12
Financial
Weakest financial yearnet €-20k ▼203%
Net result drops to €-20k, the lowest in the series; recovery starts the following year.
20-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 51 days late
2020
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vitsenblok 23080 TervurenGround area
594 m²
Building footprint
95 m²
Volume, LiDAR
654 m³
Parcel 24023A0037/00V002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
KF MANAGEMENT
since 20172.266.296.617
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24023A0037/00V002 | Flanders | 594 m² | 1 · 95 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,004 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2017
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.