LA LIMITE

Active

Cooperative companyfounded 198937 yrs activeHaachtsesteenweg 547, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0437.418.035

LA LIMITE has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €455k and a net result of €34k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 41% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

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Checked score

Score 2025

81 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability48▼-19

Solvency70▲+3

Growth52▼-26

Track record100

Bankruptcy probability, 12 months

0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €35k at 30 days acceptable

Liquidity ample (current ratio 3.72 against 3.25 in 2024; short-term debt: 11.7% and cash: 40.8% of total assets), but 55.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Nine signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

44.8%

Return on assets

3.3%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

21 d late

2024

on the day

2023

20 d late

2022

28 d late

2021

15 d late

2020

19 d late

2019

87 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€150k

EBIT margin

80.4%

Net result

€34k▼ 48.1%

2024 · €65k

2018: €38k 2019: €42k 2020: €53k 2021: €134k 2022: €11k 2023: €85k 2024: €65k

2018 → 2025

Working capital

€325k▲ 9.7%

2024 · €296k

2018: €49k 2019: €-23k 2020: €-10k 2021: €166k 2022: €101k 2023: €258k 2024: €296k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€150k

Equity€308k-€314k▲ 1.7%€383k▲ 22.2%€424k▲ 10.5%€455k▲ 7.5%

Operating result€55k-€34k▼ 38.0%€120k▲ 251%€88k▼ 27.3%€63k▼ 28.6%

Net result€134k-€11k▼ 91.6%€85k▲ 658%€65k▼ 22.9%€34k▼ 48.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has fallen two years in a row; 2025 is 29% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.02M

56.3%

43.7%

Fixed assets €572k▼ 3.0%

Current assets €444k▲ 3.7%

Equity and liabilities €1.02M

44.8%

11%

43.8%

Equity €455k▲ 7.5%

Provisions €115k▼ 3.2%

Debt €446k▼ 6.3%

The debt ratio falls from 46.7% to 43.8%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€89k▼

2024 · €113k

Cash flow

€60k▼

2024 · €91k

Solvency

44.8%▲

2024 · 41.6%

Current ratio

3.72▲

2024 · 3.25

Quick ratio

3.72▲

2024 · 3.25

Debt / equity

0.98▼

2024 · 1.12

ROE

7.4%▼

2024 · 15.4%

ROA

3.3%▼

2024 · 6.4%

Interest coverage

3.02▼

2024 · 4.82

Debt

€446k▼

2024 · €476k

Debt ≤ 1 year

€119k▼

2024 · €132k

Debt > 1 year

€324k▼

2024 · €342k

Income taxes

€4k▲

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€1.02M€1.02M▼

Fixed assets21/28€590k€572k▼

Tangible fixed assets22/27€582k€564k▼

Land and buildings22€549k€531k▼

Plant, machinery and equipment23€30k€32k▲

Furniture and vehicles24€3k€2k▼

Financial fixed assets28€8k€8k=

Current assets29/58€428k€444k▲

Amounts receivable within one year40/41€33k€28k▼

Trade receivables40€8k-

Other amounts receivable41€26k€28k▲

Cash at bank and in hand54/58€395k€414k▲

Deferred charges and accrued income490/1-€2k

Equity and liabilities

Total equity and liabilities10/49€1.02M€1.02M▼

Equity10/15€424k€455k▲

Contributions10/11€19k€19k=

Reserves13€166k€162k▼

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Tax-exempt reserves132€165k€160k▼

Profit (loss) carried forward14€238k€275k▲

Provisions and deferred taxes16€119k€115k▼

Provisions for liabilities and charges160/5€76k€73k▼

Environmental obligations163€76k€73k▼

Deferred taxes168€44k€42k▼

Amounts payable17/49€476k€446k▼

Amounts payable after more than one year17€342k€324k▼

Financial debts170/4€340k€322k▼

Other amounts payable178/9€2k€2k=

Amounts payable within one year42/48€132k€119k▼

Current portion of amounts payable after more than one year42€18k€18k▲

Trade debts44€1k€667▼

Suppliers440/4€1k€667▼

Taxes, remuneration and social security45€3k€5k▲

Taxes450/3€3k€5k▲

Other amounts payable47/48€111k€96k▼

Accrued charges and deferred income492/3€2k€2k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€27k▲

Other operating charges640/8€4k€4k▼

Gross operating margin9900€117k€93k▼

Operating profit (loss)9901€88k€63k▼

Financial income75/76B€1k€4k▲

Recurring financial income75€1k€4k▲

Financial charges65/66B€23k€29k▲

Recurring financial charges65€23k€29k▲

Profit (loss) for the period before taxes9903€65k€37k▼

Transfer from deferred taxes780€2k€2k=

Income taxes67/77€2k€4k▲

Profit (loss) for the period9904€65k€34k▼

Transfer from tax-exempt reserves789€5k€5k=

Profit (loss) for the period to be appropriated9905€70k€39k▼

Appropriation of the result

Profit (loss) to be appropriated9906€263k€277k▲

Profit (loss) brought forward from the previous period14P€194k€238k▲

Profit to be distributed694/7€25k€2k▼

Directors or managers695€25k€2k▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

21-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 21 days late

2025

31-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

20-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 20 days late

2023

28-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 28 days late

2022

31-12

Financial Weakest financial yearnet €11k ▼91.6%

Net result drops to €11k, the lowest in the series; recovery starts the following year.

15-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 15 days late

2021

31-12

Financial Highest result since 2018net €134k ▲150%

Net result €134k, the highest in the series.

31-12

Financial Liquidity triplescurrent ratio 2.42

Current ratio from 0.90 to 2.42.

31-12

Financial Equity above €200kEq €308k ▲55.1%

4 profitable years in a row build equity to €308k.

19-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 19 days late

2020

26-10

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 87 days late

2019

31-12

Financial Equity above €150kEq €174k ▲18.6%

2 profitable years in a row build equity to €174k.

06-08

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 6 days late

2018

30-08

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 30 days late

2017

24-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 24 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Schaarbeek · 2 establishment units since 1989

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Haachtsesteenweg 5471030 Schaarbeek

Ground area

1,909 m²

Building footprint

567 m²

Volume, LiDAR

2,687 m³

2 parcels, Brussels, Wallonia · tallest building 19.8 m, ±2 floors. Linked by address, not a title deed.

2 establishment units

LA LIMITE

Haachtsesteenweg 547, 1030 SchaarbeekNACE 70111

since 19892.043.360.329

LA LIMITE

Rue des Tilleuls, Ronzon 8, 6987 RendeuxOther manufacturing not elsewhere classified

since 20192.295.652.676

2 parcels

Wallonia 1 (50%) Brussels 1 (50%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
83044C0437/00F000	Wallonia	1,582 m²	1 · 238 m²	-
21902A0331/00E005	Brussels	327 m²	1 · 329 m²	19.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1 · via establishment units: 1

2 of 2 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Ottignies-Louvain-la-Neuve · Eq €455k

Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 35,391 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formCooperative company

Founded15-05-1989

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

74142

Sources

Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.