HUGO CIROUX
ActiveHUGO CIROUX has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €455k and a net result of €20k. Equity is shrinking by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 87% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
94
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability22▲+14
Solvency100=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €45k at 30 days acceptable
Liquidity ample (current ratio 9.4 against 12.16 in 2024), and 10.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.3%
Return on assets
4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 15-06-2026, 45 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
45 d early
2024
53 d early
2023
42 d early
2022
68 d early
2021
76 d early
2020
38 d early
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today30-12-2026 close30-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€455k▲ 4.7%
2024 · €435k
2019: €510k
2020: €525k
2021: €514k
2022: €509k
2023: €428k
2024: €435k
2019 → 2025
Total assets
€510k▲ 7.3%
2024 · €475k
2019: €549k
2020: €548k
2021: €532k
2022: €525k
2023: €510k
2024: €475k
2019 → 2025
Net result
€20k▲ 190%
2024 · €7k
2019: €55k
2020: €15k
2021: €-11k
2022: €-5k
2023: €5k
2024: €7k
2019 → 2025
Working capital
€447k▲ 2.9%
2024 · €434k
2019: €498k
2020: €472k
2021: €475k
2022: €492k
2023: €423k
2024: €434k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€514k-€509k▼ 1.0%€428k▼ 15.9%€435k▲ 1.6%€455k▲ 4.7%
Operating result€-11k-€-5k▲ 55.7%€9k€11k▲ 31.1%€31k▲ 176%
Net result€-11k-€-5k▲ 55.2%€5k€7k▲ 33.9%€20k▲ 190%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 176% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €510k
Fixed assets
€10k▲ 287%
Current assets
€500k▲ 5.7%
Equity and liabilities €510k
Equity
€455k▲ 4.7%
Debt
€55k▲ 35.3%
The debt ratio rises from 8.5% to 10.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€36k▲
2024 · €15k
Cash flow
€25k▲
2024 · €11k
Solvency
89.3%▼
2024 · 91.5%
Current ratio
9.40▼
2024 · 12.16
Quick ratio
9.40▼
2024 · 12.16
Debt / equity
0.12▲
2024 · 0.09
ROE
4.5%▲
2024 · 1.6%
ROA
4.0%▲
2024 · 1.5%
Interest coverage
56.07▼
2024 · 140.28
Debt
€55k▲
2024 · €40k
Debt ≤ 1 year
€53k▲
2024 · €39k
Income taxes
€10k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€475k€510k▲
Fixed assets21/28€3k€10k▲
Tangible fixed assets22/27€3k€10k▲
Furniture and vehicles24€3k€10k▲
Current assets29/58€473k€500k▲
Amounts receivable after more than one year29€10k-
Trade receivables290€10k-
Amounts receivable within one year40/41-€20k
Trade receivables40-€20k
Current investments50/53€323k€323k=
Cash at bank and in hand54/58€140k€157k▲
Equity and liabilities
Total equity and liabilities10/49€475k€510k▲
Equity10/15€435k€455k▲
Contributions10/11€6k€6k=
Capital10€6k€6k=
Issued capital100€6k€6k=
Reserves13€427k€447k▲
Non-distributable reserves130/1€1k€1k=
Legal reserve130€1k€1k=
Distributable reserves133€426k€446k▲
Profit (loss) carried forward14€1k€2k▲
Amounts payable17/49€40k€55k▲
Amounts payable within one year42/48€39k€53k▲
Trade debts44€40-
Suppliers440/4€40-
Taxes, remuneration and social security45€11k€19k▲
Taxes450/3€11k€19k▲
Other amounts payable47/48€28k€34k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€126€128▲
Gross operating margin9900€16k€36k▲
Operating profit (loss)9901€11k€31k▲
Financial charges65/66B€110€635▲
Recurring financial charges65€110€635▲
Profit (loss) for the period before taxes9903€11k€30k▲
Income taxes67/77€4k€10k▲
Profit (loss) for the period9904€7k€20k▲
Profit (loss) for the period to be appropriated9905€7k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€22k▲
Profit (loss) brought forward from the previous period14P€299€1k▲
Transfer to equity691/2€6k€20k▲
To other reserves6921€6k€20k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-12
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
15-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-12
Financial
Weakest financial yearnet €-11k ▼173%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
06-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
25-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2000
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Beukeboomstraat 363560 LummenGround area
4,226 m²
Building footprint
216 m²
Volume, LiDAR
1,166 m³
Parcel 71037C2024/00E000, Flanders · tallest building 12.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Beukeboomstraat 36, 3560 Lummen
since 20002.099.262.518
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71037C2024/00E000 | Flanders | 4,226 m² | 1 · 216 m² | 12.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 35,276 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded10-11-1999
Fiscal year end30-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.