WIN²
ActiveWIN² has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €455k and a net result of €-52k. Equity remains stable across the filed fiscal years (±0.9% per year). Its solvency ranks better than 95% of 31393 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 3143.45 against 75.33 in 2024), and 0% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
100%
Return on assets
-11.3%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€52k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-06-2026, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
55 d early
2024
28 d early
2023
26 d early
2022
24 d late
2021
18 d late
2020
12 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
10-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€455k▼ 10.2%
2024 · €507k
2018: €470k
2019: €537k
2020: €522k
2021: €534k
2022: €534k
2023: €514k
2024: €507k
2018 → 2025
Total assets
€456k▼ 11.3%
2024 · €514k
2018: €475k
2019: €569k
2020: €599k
2021: €557k
2022: €545k
2023: €526k
2024: €514k
2018 → 2025
Net result
€-52k▼ 644%
2024 · €-7k
2018: €125k
2019: €67k
2020: €65k
2021: €12k
2022: €-63
2023: €-20k
2024: €-7k
2018 → 2025
Working capital
€455k▼ 10.2%
2024 · €507k
2018: €448k
2019: €524k
2020: €478k
2021: €491k
2022: €497k
2023: €484k
2024: €507k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€534k-€534k=€514k▼ 3.8%€507k▼ 1.4%€455k▼ 10.2%
Operating result€17k-€-10k€-29k▼ 204%€-17k▲ 40.0%€-62k▼ 258%
Net result€12k-€-63€-20k▼ 32,101%€-7k▲ 65.7%€-52k▼ 644%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €62k in 2025 against €17k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €456k
Equity
€455k▼ 10.2%
Debt
€145▼ 97.9%
The debt ratio falls from 1.3% to 0.0%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-62k▼
2024 · €-17k
Cash flow
€-52k▼
2024 · €-7k
Solvency
100.0%▲
2024 · 98.7%
Current ratio
3143.45▲
2024 · 75.33
Quick ratio
3143.45▲
2024 · 75.33
Debt / equity
0.00▼
2024 · 0.01
ROE
-11.3%▼
2024 · -1.4%
ROA
-11.3%▼
2024 · -1.4%
Interest coverage
-1777.84▼
2024 · -285.36
Debt
€145▼
2024 · €7k
Debt ≤ 1 year
€145▼
2024 · €7k
Staff costs
€11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€514k€456k▼
Fixed assets21/28€120€0▼
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Financial fixed assets28€120€0▼
Current assets29/58€514k€456k▼
Amounts receivable after more than one year29€408k€408k=
Other amounts receivable291€408k€408k=
Amounts receivable within one year40/41€3k€4k▲
Trade receivables40€0-
Other amounts receivable41€3k€4k▲
Current investments50/53€45k€0▼
Cash at bank and in hand54/58€9k€32k▲
Deferred charges and accrued income490/1€48k€11k▼
Equity and liabilities
Total equity and liabilities10/49€514k€456k▼
Equity10/15€507k€455k▼
Contributions10/11€12k€12k=
Reserves13€504k€504k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€502k€502k=
Profit (loss) carried forward14€-9k€-61k▼
Amounts payable17/49€7k€145▼
Amounts payable within one year42/48€7k€145▼
Trade debts44€202€145▼
Suppliers440/4€202€145▼
Taxes, remuneration and social security45€126-
Taxes450/3€126-
Other amounts payable47/48€6k-
Income statement
Code20242025
Non-recurring operating income76A€3k€95▼
Remuneration, social security and pensions62-€11k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€252€0▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€45k
Other operating charges640/8€730€472▼
Gross operating margin9900€-16k€-6k▲
Operating profit (loss)9901€-17k€-62k▼
Financial income75/76B€11k€11k=
Recurring financial income75€11k€11k=
Financial charges65/66B€60€35▼
Recurring financial charges65€60€35▼
Profit (loss) for the period before taxes9903€-7k€-52k▼
Income taxes67/77€126-
Profit (loss) for the period9904€-7k€-52k▼
Profit (loss) for the period to be appropriated9905€-7k€-52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-61k▼
Profit (loss) brought forward from the previous period14P€-2k€-9k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-52k
Net result drops to €-52k, the lowest in the series.
31-12
Financial
Liquidity times 42current ratio 3143.45
Current ratio from 75.33 to 3143.45; short-term debt falls from €7k to €145.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 47.72
Current ratio from 22.30 to 47.72; short-term debt falls from €23k to €11k.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 22.30
Current ratio from 7.21 to 22.30; short-term debt falls from €77k to €23k.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Equity above €500kEq €537k ▲14.2%
2 profitable years in a row build equity to €537k.
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2011
Ground area
147 m²
Building footprint
101 m²
Volume, LiDAR
623 m³
Parcel 25386B0164/00_000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vieux Chemin de Namur 14, 1340 Ottignies-Louvain-la-Neuve
since 20112.205.092.189
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25386B0164/00_000 | Wallonia | 147 m² | 1 · 101 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,190 companies in sector 70200 we hold annual accounts for 52,402. 35,289 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded08-12-2011
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.