INOX CONCEPT
ActiveThe file of INOX CONCEPT contains 1 judicial reorganisation, as published in the Belgian State Gazette. The computed 12-month bankruptcy probability is 8.3% (elevated). The 2024 annual accounts show equity of €28k and a net result of €5k. Equity is growing by ~46.9% per year across the filed fiscal years. Its solvency ranks better than 26% of 2437 sector peers (fiscal year 2024).
Checked score
Score 2024
33
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability64▼-12
Solvency47▲+3
Growth52▼-17
Track record60
Bankruptcy probability, 12 months
8.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.23 against 1.2 in 2023; short-term debt: 77.6% and cash: 6.3% of total assets), and 77.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
22.4%
Return on assets
3.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 08-10-2025, 69 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
69 d late
2023
228 d late
2022
498 d late
2021
766 d late
2020
132 d late
2019
93 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€135k▲ 93.9%
2019 · €70k
2018: €122k
2019: €70k
2018 → 2020
EBIT margin
9.3%▲ 10.7pp
2019 · -1.3%
2018: 6.0%
2019: -1.3%
2018 → 2020
Net result
€5k▼ 30.6%
2023 · €7k
2018: €6k
2019: €-1k
2020: €12k
2021: €3k
2022: €21k
2023: €7k
2018 → 2024
Working capital
€22k▲ 12.8%
2023 · €19k
2018: €-4k
2019: €-263
2020: €12k
2021: €14k
2022: €15k
2023: €19k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€135k-
Equity€-7k-€-5k▲ 35.1%€16k€23k▲ 42.7%€28k▲ 20.8%
Operating result€13k-€8k▼ 35.8%€21k▲ 160%€13k▼ 38.5%€17k▲ 29.1%
Net result€12k-€3k▼ 79.0%€21k▲ 709%€7k▼ 67.1%€5k▼ 30.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 29% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €123k
Fixed assets
€6k▲ 65.3%
Current assets
€117k▼ 0.8%
Equity and liabilities €123k
Equity
€28k▲ 20.8%
Debt
€95k▼ 3.5%
The debt ratio falls from 81.3% to 77.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€17k▲
2023 · €13k
Cash flow
€5k▼
2023 · €7k
Solvency
22.4%▲
2023 · 18.7%
Current ratio
1.23▲
2023 · 1.20
Quick ratio
1.17▲
2023 · 0.97
Debt / equity
3.47▼
2023 · 4.34
ROE
17.2%▼
2023 · 29.9%
ROA
3.9%▼
2023 · 5.6%
Interest coverage
4.88▼
2023 · 32.68
Debt
€95k▼
2023 · €99k
Debt ≤ 1 year
€95k▼
2023 · €99k
Income taxes
€9k▲
2023 · €6k
Staff costs
€64k▲
2023 · €19k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€122k€123k▲
Fixed assets21/28€3k€6k▲
Tangible fixed assets22/27€3k€5k▲
Land and buildings22€272€181▼
Furniture and vehicles24-€327
Other tangible fixed assets26€3k€5k▲
Financial fixed assets28€363€363=
Current assets29/58€118k€117k▼
Stocks and contracts in progress3€22k€6k▼
Stocks30/36€8k€5k▼
Contracts in progress37€14k€900▼
Amounts receivable within one year40/41€78k€103k▲
Trade receivables40€48k€33k▼
Other amounts receivable41€31k€71k▲
Cash at bank and in hand54/58€17k€8k▼
Equity and liabilities
Total equity and liabilities10/49€122k€123k▲
Equity10/15€23k€28k▲
Contributions10/11€19k€19k=
Reserves13€13k€13k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€11k€11k=
Profit (loss) carried forward14€-9k€-4k▲
Amounts payable17/49€99k€95k▼
Amounts payable within one year42/48€99k€95k▼
Financial debts43€60€79▲
Credit institutions430/8€60€79▲
Trade debts44€69k€79k▲
Suppliers440/4€69k€79k▲
Taxes, remuneration and social security45€15k€8k▼
Taxes450/3€12k€6k▼
Remuneration and social security454/9€3k€2k▼
Other amounts payable47/48€15k€8k▼
Income statement
Code20232024
Remuneration, social security and pensions62€19k€64k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€242€637▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€33k€83k▲
Operating profit (loss)9901€13k€17k▲
Financial income75/76B€3€359▲
Recurring financial income75€3€359▲
Financial charges65/66B€404€4k▲
Recurring financial charges65€404€4k▲
Profit (loss) for the period before taxes9903€13k€14k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€7k€5k▼
Profit (loss) for the period to be appropriated9905€7k€5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-4k▲
Profit (loss) brought forward from the previous period14P€-16k€-9k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
08-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 69 days late
16-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 228 days late
2024
10-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 498 days late
04-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 766 days late
2022
31-12
Financial
Highest result since 2018net €21k ▲709%
Operating result €21k, net result €21k, both a record.
2021
10-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 132 days late
2020
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
01-11
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 93 days late
2019
31-12
Financial
Weakest financial yearnet €-1k ▼121%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
02-10
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 63 days late
02-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 428 days late
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 317 days late
2015
25-11
Judicial reorganisation
Plan homologation
Tribunal de commerce du Hainaut
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Parmentier(L.L) 357100 La LouvièreGround area
311 m²
Building footprint
60 m²
Parcel 55022A0201/00F002, Wallonia. Linked by address, not a title deed.
1 establishment unit
INOX CONCEPT
since 19982.089.084.545
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55022A0201/00F002indicative | Wallonia | 311 m² | 1 · 60 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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JIPE CONCEPT
BE 0798.882.397
Theux · Eq €28k
Ferronnerie Demoulin
BE 0823.515.944
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MoToC
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Of 984 companies in sector 25401 we hold annual accounts for 407. 253 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-10-1998
Fiscal year end31-12
Activities, NACEBEL
25401Forging of metal
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.