Ferronnerie SCHEPERS
ActiveFerronnerie SCHEPERS has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €14k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 1904 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-11
Solvency46▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.18 against 0.65 in 2024; short-term debt: 20.1% and cash: 16.4% of total assets), and 78.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.4%
Return on assets
10.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filingsDeviation from the deadline
2025
28 d late
2024
27 d late
2023
57 d late
2022
60 d late
2021
31 d late
2020
41 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▲ 84.7%
2024 · €15k
2020: €-8k
2021: €-18k
2022: €-18k
2023: €-13k
2024: €15k
2020 → 2025
Total assets
€129k▼ 11.6%
2024 · €146k
2020: €48k
2021: €148k
2022: €123k
2023: €132k
2024: €146k
2020 → 2025
Net result
€14k▼ 52.4%
2024 · €28k
2020: €-4k
2021: €-10k
2022: €191
2023: €5k
2024: €28k
2020 → 2025
Working capital
€5k
2024 · €-18k
2020: €-8k
2021: €-37k
2022: €-34k
2023: €-30k
2024: €-18k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-18k-€-18k▲ 1.1%€-13k▲ 29.2%€15k€28k▲ 84.7%
Operating result€-8k-€2k€7k▲ 220%€39k▲ 456%€22k▼ 44.9%
Net result€-10k-€191€5k▲ 2,613%€28k▲ 447%€14k▼ 52.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 45% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €129k
Fixed assets
€99k▼ 12.5%
Current assets
€31k▼ 8.4%
Equity and liabilities €129k
Equity
€28k▲ 84.7%
Debt
€102k▼ 22.6%
The debt ratio falls from 89.8% to 78.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€36k▼
2024 · €49k
Cash flow
€28k▼
2024 · €38k
Solvency
21.4%▲
2024 · 10.2%
Current ratio
1.18▲
2024 · 0.65
Quick ratio
1.09▲
2024 · 0.60
Debt / equity
3.68▼
2024 · 8.77
ROE
48.9%▼
2024 · 189.8%
ROA
10.5%▼
2024 · 19.4%
Interest coverage
11.24▼
2024 · 13.01
Debt
€102k▼
2024 · €131k
Debt ≤ 1 year
€26k▼
2024 · €51k
Debt > 1 year
€76k▼
2024 · €80k
Income taxes
€5k▼
2024 · €7k
Staff costs
€300▲
2024 · €164
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€146k€129k▼
Fixed assets21/28€113k€99k▼
Tangible fixed assets22/27€113k€99k▼
Land and buildings22€92k€87k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€17k€10k▼
Current assets29/58€33k€31k▼
Stocks and contracts in progress3€3k€2k▼
Stocks30/36€3k€2k▼
Amounts receivable within one year40/41€24k€5k▼
Trade receivables40€21k€3k▼
Other amounts receivable41€3k€3k▼
Cash at bank and in hand54/58€5k€21k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€146k€129k▼
Equity10/15€15k€28k▲
Contributions10/11€2k€2k=
Reserves13-€10k
Distributable reserves133-€10k
Profit (loss) carried forward14€13k€16k▲
Amounts payable17/49€131k€102k▼
Amounts payable after more than one year17€80k€76k▼
Financial debts170/4€80k€76k▼
Amounts payable within one year42/48€51k€26k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€11k€5k▼
Suppliers440/4€11k€5k▼
Advances received on contracts in progress46€3k€3k=
Taxes, remuneration and social security45€683€1k▲
Taxes450/3€683€1k▲
Other amounts payable47/48€31k€12k▼
Income statement
Code20242025
Remuneration, social security and pensions62€164€300▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€14k▲
Other operating charges640/8€822€899▲
Gross operating margin9900€50k€37k▼
Operating profit (loss)9901€39k€22k▼
Financial income75/76B€69€59▼
Recurring financial income75€69€59▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€36k€18k▼
Income taxes67/77€7k€5k▼
Profit (loss) for the period9904€28k€14k▼
Profit (loss) for the period to be appropriated9905€28k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€14k€26k▲
Profit (loss) brought forward from the previous period14P€-15k€13k▲
Transfer to equity691/2-€10k
To other reserves6921-€10k
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
31-12
Financial
Highest result since 2020net €28k ▲447%
Operating result €39k, net result €28k, both a record.
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Back to profitnet €191
Net result €191 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
10-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 41 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Pierre Renard(N) 261350 Orp-JaucheGround area
2,573 m²
Building footprint
245 m²
Volume, LiDAR
786 m³
2 parcels, Wallonia · tallest building 8.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Ferronnerie Schepers
since 20092.181.478.035
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25074A0429/00H000 | Wallonia | 2,071 m² | 1 · 126 m² | 8.4 m · 2 fl. |
| 25082D0258/00D002indicative | Wallonia | 502 m² | 1 · 119 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 984 companies in sector 25401 we hold annual accounts for 407. 253 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-09-2009
Fiscal year end31-12
Activities, NACEBEL
25401Forging of metal
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.