MoToC
ActiveThe computed 12-month bankruptcy probability of MoToC is 2.9% (moderate). The 2025 annual accounts show negative equity (€-77k) and a net result of €-19k. Equity is shrinking by ~97.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 1904 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
18
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0=
Growth32=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.47 against 0.47 in 2024; short-term debt: 135.2% and cash: 1.4% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-78.7%
Return on assets
-19%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €-77k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
25 d late
2024
on the day
2023
27 d late
2022
30 d late
2021
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€-77k▼ 31.8%
2024 · €-58k
2021: €28k
2022: €-755
2023: €-30k
2024: €-58k
2021 → 2025
Total assets
€98k▼ 13.8%
2024 · €113k
2021: €186k
2022: €163k
2023: €138k
2024: €113k
2021 → 2025
Net result
€-19k▲ 35.6%
2024 · €-29k
2021: €3k
2022: €-29k
2023: €-29k
2024: €-29k
2021 → 2025
Working capital
€-70k▼ 3.3%
2024 · €-68k
2021: €26k
2022: €-7k
2023: €-41k
2024: €-68k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€-755€-30k▼ 3,814%€-58k▼ 97.6%€-77k▼ 31.8%
Operating result€-52k-€-27k▲ 47.7%€-27k▼ 0.8%€-28k▼ 2.5%€-18k▲ 35.0%
Net result€3k-€-29k€-29k=€-29k▼ 0.1%€-19k▲ 35.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €28k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €98k
Fixed assets
€36k▼ 31.2%
Current assets
€62k▲ 1.0%
Key figures and ratios
EBITDA
€-2k▲
2024 · €-3k
Cash flow
€-2k▲
2024 · €-4k
Solvency
-78.7%▼
2024 · -51.4%
Current ratio
0.47▼
2024 · 0.47
Quick ratio
0.10▲
2024 · 0.10
Debt / equity
-2.27▲
2024 · -2.94
ROA
-19.0%▲
2024 · -25.4%
Interest coverage
-8.00▼
2024 · -5.05
Debt
€175k▲
2024 · €172k
Debt ≤ 1 year
€132k▲
2024 · €129k
Debt > 1 year
€42k=
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€113k€98k▼
Fixed assets21/28€52k€36k▼
Intangible fixed assets21€52k€36k▼
Current assets29/58€61k€62k▲
Stocks and contracts in progress3€48k€48k=
Stocks30/36€48k€48k=
Amounts receivable within one year40/41€13k€12k▼
Trade receivables40€12k€12k=
Other amounts receivable41€514€49▼
Cash at bank and in hand54/58€241€1k▲
Equity and liabilities
Total equity and liabilities10/49€113k€98k▼
Equity10/15€-58k€-77k▼
Contributions10/11€25k€25k=
Profit (loss) carried forward14€-83k€-102k▼
Amounts payable17/49€172k€175k▲
Amounts payable after more than one year17€42k€42k=
Financial debts170/4€42k€42k=
Amounts payable within one year42/48€129k€132k▲
Current portion of amounts payable after more than one year42€23k-
Trade debts44-€558
Suppliers440/4-€558
Other amounts payable47/48€106k€132k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€16k▼
Other operating charges640/8€505€912▲
Gross operating margin9900€-3k€-1k▲
Operating profit (loss)9901€-28k€-18k▲
Financial charges65/66B€643€251▼
Recurring financial charges65€643€251▼
Profit (loss) for the period before taxes9903€-29k€-19k▲
Profit (loss) for the period9904€-29k€-19k▲
Profit (loss) for the period to be appropriated9905€-29k€-19k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-83k€-102k▼
Profit (loss) brought forward from the previous period14P€-55k€-83k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zandhoven · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenheide 802242 ZandhovenGround area
1,124 m²
Building footprint
221 m²
Volume, LiDAR
1,414 m³
Parcel 11033B0376/00G000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Jones Welding
since 20202.304.048.621
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11033B0376/00G000 | Flanders | 1,124 m² | 1 · 221 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 984 companies in sector 25401 we hold annual accounts for 407. 259 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-06-2020
Fiscal year end31-12
Activities, NACEBEL
25401Forging of metal
25530Machining of metals
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.