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FAGNES ET PLATEAU

Active
Cooperative companyfounded 200323 yrs activeRue Augustin-François Villers 2, 4960 Malmedy, BelgiumKBO/BCE: BE 0479.167.528
Summary

FAGNES ET PLATEAU has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39.87M and a net result of €-136k. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 71% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
80 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability59▲+18
Solvency83▼-1
Growth29▲+2
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 3.56 against 4.55 in 2024; short-term debt: 5.8% and cash: 7.5% of total assets), and 41.5% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
58.5%
Return on assets
-0.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
7 d early
2024
35 d early
2023
26 d early
2022
27 d early
2021
34 d early
2020
33 d early
2019
63 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
€5.55M▲ 5.7%
2024 · €5.25M
2018: €7.06M 2019: €7.15M 2020: €2.28M 2021: €2.46M 2022: €3.50M 2023: €4.83M 2024: €5.25M
2018 → 2025
EBIT margin
-6.8%▲ 11.2pp
2024 · -17.9%
2018: 15.4% 2019: 20.3% 2020: 12.4% 2021: 5.8% 2022: 3.2% 2023: -29.1% 2024: -17.9%
2018 → 2025
Net result
€-136k▲ 82.2%
2024 · €-762k
2018: €670k 2019: €1.07M 2020: €232k 2021: €116k 2022: €110k 2023: €-1.31M 2024: €-762k
2018 → 2025
Working capital
€10.17M▼ 19.9%
2024 · €12.70M
2018: €12.50M 2019: €9.60M 2020: €1.95M 2021: €5.84M 2022: €5.18M 2023: €15.38M 2024: €12.70M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€2.46M-€3.50M▲ 42.5%€4.83M▲ 38.0%€5.25M▲ 8.8%€5.55M▲ 5.7%
Equity€23.04M-€23.06M▲ 0.1%€41.71M▲ 80.9%€40.40M▼ 3.2%€39.87M▼ 1.3%
Operating result€143k-€112k▼ 21.6%€-1.41M€-942k▲ 33.1%€-377k▲ 60.0%
Net result€116k-€110k▼ 5.6%€-1.31M€-762k▲ 42.0%€-136k▲ 82.2%
Result per fiscal year
Operating resultNet result
€-1.50M€-1.00M€-500k€0Operating result 2021: €143k€143kNet result 2021: €116k€116kOperating result 2022: €112k€112kNet result 2022: €110k€110kOperating result 2023: €-1.41M€-1.41MNet result 2023: €-1.31M€-1.31MOperating result 2024: €-942k€-942kNet result 2024: €-762k€-762kOperating result 2025: €-377k€-377kNet result 2025: €-136k€-136k20212022202320242025€-1.5M€-1M€-500k€0Operating result 2023: €-1.41M€-1.4MNet result 2023: €-1.31M€-1.3MOperating result 2024: €-942k€-942kNet result 2024: €-762k€-762kOperating result 2025: €-377k€-377kNet result 2025: €-136k€-136k202320242025
The operating result stays negative: a loss of €377k in 2025 against €942k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68.20M
Fixed assets €54.07M ▲ 3.2%
Current assets €14.14M ▼ 13.1%
Equity and liabilities €68.20M
Equity €39.87M ▼ 1.3%
Provisions €2.29M ▲ 1.4%
Debt €26.04M ▲ 0.1%
Debt's share of the balance-sheet total rises from 37.9% to 38.2%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1.33M
2024 · €651k
Cash flow
€1.57M
2024 · €831k
Current ratio
3.56
2024 · 4.55
Quick ratio
3.56
2024 · 4.55
Debt to equity
0.65
2024 · 0.64
ROE
-0.3%
2024 · -1.9%
ROA
-0.2%
2024 · -1.1%
Interest coverage
2.39
2024 · 1.09
Debt ≤ 1 year
€3.97M
2024 · €3.58M
Debt > 1 year
€21.98M
2024 · €22.29M
Income taxes
€114
2024 · €-9
Staff costs
€1.68M
2024 · €1.44M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 97 lines
Balance sheet Code20242025
Assets
Total assets20/58€68.69M€68.20M
Formation expenses20€0-
Fixed assets21/28€52.41M€54.07M
Intangible fixed assets21€3k€1k
Tangible fixed assets22/27€52.40M€54.05M
Land and buildings22€50.75M€52.58M
Plant, machinery and equipment23€1k€964
Furniture and vehicles24€125k€103k
Leasing and similar rights25€0-
Other tangible fixed assets26€2k€2k
Assets under construction and advance payments27€1.52M€1.37M
Financial fixed assets28€11k€11k=
Current assets29/58€16.27M€14.14M
Amounts receivable after more than one year29€2.57M€2.14M
Trade receivables290€0-
Other amounts receivable291€2.57M€2.14M
Stocks and contracts in progress3€6k€5k
Stocks30/36€6k€5k
Contracts in progress37€0-
Amounts receivable within one year40/41€6.32M€6.64M
Trade receivables40€64k€135k
Other amounts receivable41€6.26M€6.50M
Current investments50/53€0-
Cash at bank and in hand54/58€7.13M€5.13M
Deferred charges and accrued income490/1€245k€229k
Equity and liabilities
Total equity and liabilities10/49€68.69M€68.20M
Equity10/15€40.40M€39.87M
Contributions10/11€105k€102k
Revaluation surpluses12€0-
Reserves13€11.90M€11.86M
Non-distributable reserves130/1€9.22M€9.22M=
Reserves not available under the articles1311€9.22M€9.22M=
Own shares acquired1312€0-
Financial assistance1313€0-
Other1319€0-
Tax-exempt reserves132€2.68M€2.64M
Distributable reserves133€0-
Profit (loss) carried forward14€-1.20M€-1.29M
Investment grants15€29.59M€29.20M
Advance to shareholders on the distribution of net assets19€0-
Provisions and deferred taxes16€2.26M€2.29M
Provisions for liabilities and charges160/5€632k€688k
Pensions and similar obligations160€0-
Taxes161€0-
Major repairs and maintenance162€632k€582k
Environmental obligations163€0-
Other liabilities and charges164/5€0€106k
Deferred taxes168€1.63M€1.61M
Amounts payable17/49€26.02M€26.04M
Amounts payable after more than one year17€22.29M€21.98M
Financial debts170/4€22.29M€21.98M
Trade debts175€0-
Advances received on contracts in progress176€0-
Other amounts payable178/9€0-
Amounts payable within one year42/48€3.58M€3.97M
Current portion of amounts payable after more than one year42€1.59M€1.72M
Financial debts43€83k€794k
Credit institutions430/8€83k€794k
Other loans439€0-
Trade debts44€1.28M€845k
Suppliers440/4€1.28M€845k
Bills of exchange payable441€0-
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€409k€337k
Taxes450/3€125k€111k
Remuneration and social security454/9€284k€226k
Other amounts payable47/48€214k€276k
Accrued charges and deferred income492/3€156k€90k
Income statement Code20242025
Turnover70€5.25M€5.55M
Non-recurring operating income76A€13k€580k
Goods, raw materials, services and sundry goods60/61€2.04M€1.74M
Remuneration, social security and pensions62€1.44M€1.68M
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.59M€1.71M
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-13k€26k
Provisions for liabilities and charges: additions (uses and reversals)635/8€-150k€55k
Other operating charges640/8€649k€629k
Operating charges capitalised as restructuring costs649€0-
Non-recurring operating charges66A€911k€969k
Gross operating margin9900€3.49M€4.69M
Operating profit (loss)9901€-942k€-377k
Financial income75/76B€741k€758k
Recurring financial income75€741k€758k
Non-recurring financial income76B€0-
Financial charges65/66B€598k€556k
Recurring financial charges65€598k€556k
Non-recurring financial charges66B€0-
Profit (loss) for the period before taxes9903€-799k€-175k
Transfer from deferred taxes780€37k€39k
Transfer to deferred taxes680€0-
Income taxes67/77€-9€114
Profit (loss) for the period9904€-762k€-136k
Transfer from tax-exempt reserves789€54k€39k
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€-708k€-97k
Appropriation of the result
Profit (loss) to be appropriated9906€-1.20M€-1.29M
Profit (loss) brought forward from the previous period14P€-489k€-1.20M
Social balance
Average headcount (FTE)908717.419.8

The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
26-08
State Gazette act Appointments: Nathalie Gerard, Aline Michel and Sébastien Stassen
Resignations: Thomas Piette (administrateur représentant la commune de waimes) and Christiane Quodbach (administratrice représentant la commune de plombières)12 facts ▸
  • Board meeting, 28-07-2025
  • Director appointment, Nathalie Gerard (administrateur représentant la commune de stoumont)
  • Board meeting, 16-03-2026
  • Director resignation, Thomas Piette (administrateur représentant la commune de waimes)
  • Director appointment, Aline Michel (administratrice représentant la commune de waimes)
  • Board meeting, 22-04-2026
  • Director resignation, Christiane Quodbach (administratrice représentant la commune de plombières)
  • Director appointment, Sébastien Stassen (administrateur représentant la commune de plombières)
  • General meeting, 24-06-2026
  • Director appointment, Nathalie Gerard (administratrice représentant la commune de stoumont)
  • Director appointment, Aline Michel (administratrice représentant la commune de waimes)
  • Director appointment, Sébastien Stassen (administrateur représentant la commune de plombières)
24-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
25-11
State Gazette act Appointments: Albert ANDRE, Thomas Piette and 19 others
30 facts ▸
  • General meeting, 25/06/2025
  • Director appointment, Albert ANDRE (director)
  • Director appointment, Thomas Piette (director)
  • Director appointment, Cathy Massange (director)
  • Director appointment, Thierry Tombeux (director)
  • Director appointment, Géraldine Barby (director)
  • Director appointment, Marine Bertimes (director)
  • Director appointment, André Samray (director)
  • Director appointment, Alain Schmuck (director)
  • Director appointment, Renaud Kalbusch (director)
  • Director appointment, André Scheen (director)
  • Director appointment, Christiane Quodbach (director)
  • +18 further facts in this act
24-07
State Gazette act Resignations & appointments
Statutes amendment · Power of attorney · Approval4 facts ▸
  • General meeting, 25/06/2025
  • Statutes amendment
  • Power of attorney, organe d'administration
  • Approval, Approbation du procès-verbal
30-06
State Gazette act Appointments: CDP NB & C°, Réviseurs d'entreprises SRL (statutory auditor) and FAGNES et PLATEAU (director)
Resignation: FAGNES et PLATEAU (director)4 facts ▸
  • General meeting, 26/06/2024
  • Auditor appointment, CDP NB & C°, Réviseurs d'entreprises SRL (statutory auditor)
  • Director resignation, FAGNES et PLATEAU
  • Director appointment, FAGNES et PLATEAU
26-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
02-01
State Gazette act Appointments: Thierry Lousberg, Claude Klenkenberg and 3 others
Resignations: Didier Nyssen, Lambert Demonceau and Vanessa Labruyère11 facts ▸
  • General meeting, 26/06/2024
  • Director appointment, Thierry Lousberg (director)
  • Director appointment, Claude Klenkenberg (director)
  • Director resignation, Didier Nyssen (director)
  • Director appointment, Didier Hombleu (director)
  • Director resignation, Lambert Demonceau (director)
  • Director resignation, Lambert Demonceau (chair of the board)
  • Director appointment, Francis Geron (chair of the board)
  • Director resignation, Vanessa Labruyère (director)
  • Director appointment, Albert André (director)
  • Director appointment, Albert André (membre observateur ps au sein du comité de gestion)
2024
05-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Weakest financial yearnet €-1.31M ▼1298%
Net result drops to €-1.31M, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €25MEq €41.71M ▲80.9%
Equity rises from €23.06M to €41.71M.
08-08
State Gazette act Appointments: Lambert Demonceau, André Piron and 2 others
Resignation: Madeleine Schmetz (daily management delegate)7 facts ▸
  • Board meeting, 02/01/2023
  • Director appointment, Lambert Demonceau (chair of the board)
  • Director appointment, André Piron (1er vice président du conseil d'administration)
  • Director resignation, Madeleine Schmetz (daily management delegate)
  • Director appointment, Isabelle Mathonet (directeur gérant)
  • Director appointment, Isabelle Mathonet (daily management delegate)
  • Director appointment, Madeleine Schmetz (directrice administrative)
08-08
State Gazette act Miscellaneous
Merger · Net-asset statement · Power of attorney5 facts ▸
  • General meeting, 28/06/2023
  • Merger, Complementary act confirming the merger previously decided., absorption
  • Net-asset statement, 31/12/2022
  • Power of attorney, chaque administrateur
  • Exchange ratio, 162.8387
Show earlier events
04-07
NBB filing Annual accounts filed
fiscal year 2022 · full schema
28-02
State Gazette act Appointments: Lambert Demonceau, André Piron and 2 others
Resignation: Madeleine Schmetz (daily management delegate)7 facts ▸
  • Board meeting, 02/01/2023
  • Director appointment, Lambert Demonceau (chair of the board)
  • Director appointment, André Piron (1er vice président du conseil d'administration)
  • Director resignation, Madeleine Schmetz (daily management delegate)
  • Director appointment, Isabelle Mathonet (directeur gérant)
  • Director appointment, Isabelle Mathonet (daily management delegate)
  • Director appointment, Madeleine Schmetz (directrice administrative)
28-02
State Gazette act Gegenstand - Entlassung - Ernennung - Verschiedenes
Merger · Real estate · Purpose change6 facts ▸
  • General meeting, 23/12/2022
  • Merger, 09/11/2022
  • Real estate, Droits d'emphytéose et droits de superficie transférés de la société absorbée LE FOYER MALMEDIEN à la société absorbante FAGNES ET PLATEAU, rectifiant les erreu…
  • Purpose change, Conformément à l'article 131 du CWHD, la société a pour objet: 1º la gestion et la mise en location de logements d'utilité publique ; 2° l'accueil des locataire…
  • Statutes amendment
  • Capital
88.3% of this act was read; anything after the cut is not in this list.Read the act at the Belgisch Staatsblad ↗
13-02
State Gazette act Registered office · Capital & shares · Purpose · Resignations & appointments · Restructuring
Merger · Accounting effect · Share issue14 facts ▸
  • General meeting, 09/11/2022
  • Merger, 01/01/2023
  • Accounting effect, 01/01/2023
  • Share issue, actions nominatives nouvelles, 244258
  • Registered-office move, 4960 Malmédy, rue Augustin-François Villers, 2
  • Name change, FAGNES ET PLATEAUX
  • Statutes amendment
  • Statutes amendment
  • Power of attorney, Stéphane COLLIN
  • Power of attorney, Candice KUNKERA
  • Power of attorney, Aurore DE PLAEN
  • Power of attorney, CMS de Backer
  • +2 further facts in this act
2022
08-07
State Gazette act Appointments: Raymond DOUMBE (director) and Bernard ARIMONT (director)
3 facts ▸
  • General meeting, 15/06/2022
  • Director appointment, Raymond DOUMBE (director)
  • Director appointment, Bernard ARIMONT (director)
01-07
State Gazette act Restructuring · Miscellaneous
Merger · Net-asset statement · Accounting effect7 facts ▸
  • Merger, 1 action de la Société Absorbée pour 162,8387 actions de la Société Absorbante, 244258
  • Net-asset statement, 31/12/2021
  • Net-asset statement, 31/12/2021
  • Accounting effect, Date de Réalisation
  • Merger effective date, 01/01/2023
  • Merger condition, approbation de la fusion par la Société wallonne du logement (SWL)
  • Merger term, 01/01/2023
27-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
13-05
State Gazette act Appointment: CDP NB&C°, Réviseurs d'entreprises (statutory auditor)
Power of attorney3 facts ▸
  • General meeting, 16/06/2021
  • Auditor appointment, CDP NB&C°, Réviseurs d'entreprises (statutory auditor)
  • Power of attorney, Jean NICOLET
2021
31-12
Financial Liquidity doublescurrent ratio 3.17
Current ratio from 1.53 to 3.17; short-term debt falls from €3.69M to €2.69M.
30-07
State Gazette act Resignation: Alfred OSSEMAN (director)
Appointment: Didier NYSSEN (director) · Approval4 facts ▸
  • General meeting, 16/06/2021
  • Director resignation, Alfred OSSEMAN (director)
  • Director appointment, Didier NYSSEN (director)
  • Approval, approbation de la démission de Monsieur Alfred OSSEMAN et la désignation de Monsieur Didier NYSSEN
28-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
27-10
State Gazette act Resignation: Marc LAMPAERT (director)
Appointment: Raphaël DUGAILLIEZ (director)3 facts ▸
  • General meeting, 03-09-2020
  • Director resignation, Marc LAMPAERT (director)
  • Director appointment, Raphaël DUGAILLIEZ (director)
02-10
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 63 days late
14-04
State Gazette act Resignation: NOS CITES (director)
Appointments: LAMPAERT Marc, WEY Kevin and 8 others · Name change · Registered-office move20 facts ▸
  • General meeting, 12/03/2020
  • Name change, NOS CITES
  • Registered-office move, 4840 Welkenraedt, Dicke Beusch, 32
  • Legal-form conversion, Société coopérative à responsabilité limitée
  • Capital, €98.340
  • Director resignation, NOS CITES
  • Director appointment, LAMPAERT Marc (director)
  • Director appointment, WEY Kevin (director)
  • Director appointment, LOUSBERG Thierry (director)
  • Director appointment, MEESSEN Roger (director)
  • Director appointment, GERON Francis (director)
  • Director appointment, DEMONCEAU Lambert (director)
  • +8 further facts in this act
29-01
State Gazette act Entlassung - Ernennung - Satzungen (Uebersetzung, Koordination, Andere Aenderungen, )
Demerger · Capital · Accounting effect9 facts ▸
  • Demerger
  • Capital, €244.302
  • Accounting effect, 01/01/2020
  • Net-asset statement, 30/09/2019
  • Power of attorney, Bernd HÜBINGER
  • Exchange ratio, 1 Aktie von ÖWOB für 1 Anteil von NOSBAU
  • Commissar fee, 10.000,00 €
  • Registered-office move, in eine der vorgenannten französischsprachigen Gemeinden
  • Cost allocation, NOSBAU 30%, ÖWOB 70%
2019
31-12
Financial Highest result since 2018net €1.07M ▲60%
Operating result €1.45M, net result €1.07M, both a record.
21-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
27-03
State Gazette act Resignation: Claude DISPAS (verwaltungsratsmitglied)
2 facts ▸
  • General meeting, 27/02/2019
  • Director resignation, Claude DISPAS (verwaltungsratsmitglied)
2018
19-07
State Gazette act Appointment: TKS AUDIT PGmbH (kommissarischen wirtschaftsprüfer)
2 facts ▸
  • General meeting, 21/06/2018
  • Auditor appointment, TKS AUDIT PGmbH (kommissarischen wirtschaftsprüfer)
17-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
18-12
State Gazette act Resignation: Jean-Luc NIX (verwaltungsratsmitglied)
Appointment: Bernard ZACHARIAS (verwaltungsratsmitglied)2 facts ▸
  • Director resignation, Jean-Luc NIX (verwaltungsratsmitglied)
  • Director appointment, Bernard ZACHARIAS (verwaltungsratsmitglied)
07-09
State Gazette act Appointments: Marc LAMPAERT (verwaltungsratsmitglied) and Christine MAUEL (stellvertretende geschäftsführende direktorin)
4 facts ▸
  • General meeting, 29/06/2017
  • Director appointment, Marc LAMPAERT (verwaltungsratsmitglied)
  • Board meeting, 07/02/2017
  • Director appointment, Christine MAUEL (stellvertretende geschäftsführende direktorin)
28-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
08-03
State Gazette act Resignation: Marc XHONNEUX (geschäftsführender direktor)
Appointment: Christine MAUEL (stellvertretenden geschäftsführenden direktor)3 facts ▸
  • Board meeting, 07/02/2017
  • Director resignation, Marc XHONNEUX (geschäftsführender direktor)
  • Director appointment, Christine MAUEL (stellvertretenden geschäftsführenden direktor)
2016
11-07
State Gazette act Appointment: Marc CRÜTZEN (verwaltungsratsmitglied der privatteilzeichner)
2 facts ▸
  • General meeting, 23.06.2016
  • Director appointment, Marc CRÜTZEN (verwaltungsratsmitglied der privatteilzeichner)
2015
08-07
State Gazette act Appointment: TKS & Partners (kommisarischer wirtschaftsprüfer)
3 facts ▸
  • Board meeting, 21.04.2015
  • General meeting, 26.06.2015
  • Auditor appointment, TKS & Partners (kommisarischer wirtschaftsprüfer)
10-02
State Gazette act Resignation: Mathieu LENAERTS (verwaltungsratsmitglied)
2 facts ▸
  • Board meeting, 27.01.2015
  • Director resignation, Mathieu LENAERTS (verwaltungsratsmitglied)
2014
25-06
State Gazette act Appointments: Jean-Luc NIX, Pascal KISTEMANN and 3 others
6 facts ▸
  • General meeting, 13.06.2014
  • Director appointment, Jean-Luc NIX (verwaltungsratsmitglied)
  • Director appointment, Pascal KISTEMANN (verwaltungsratsmitglied)
  • Director appointment, Claude DISPAS (verwaltungsratsmitglied)
  • Director appointment, Jürgen MERTENS (verwaltungsratsmitglied)
  • Director appointment, Michel HANQUET (verwaltungsratsmitglied)
23-04
State Gazette act Appointment: Michel HANQUET (verwaltungsratsmitglied)
2 facts ▸
  • Board meeting, 22.10.2013
  • Director appointment, Michel HANQUET (verwaltungsratsmitglied)
2013
06-11
State Gazette act Appointment: KPMG (kommisarischer wirtschaftsprüfer)
3 facts ▸
  • Board meeting, 18.04.2012
  • General meeting, 08.06.2013
  • Auditor appointment, KPMG (kommisarischer wirtschaftsprüfer)
18-09
State Gazette act Appointments: Jean-Luc NIX (verwaltungsratsmitglied) and Pascal KISTEMANN (verwaltungsratsmitglied)
3 facts ▸
  • Board meeting, 03.09.2013
  • Director appointment, Jean-Luc NIX (verwaltungsratsmitglied)
  • Director appointment, Pascal KISTEMANN (verwaltungsratsmitglied)
21-06
State Gazette act Appointments: CRUTZEN Marc, PIRON Jacques and 9 others
Purpose change · Statutes amendment17 facts ▸
  • General meeting, 07/06/2013
  • Purpose change, Erweiterung des Sozialzweckes um Empfang der Mieter, Erstellung/Ausarbeitung/Projektbegleitung von Immobilienangelegenheiten, Erstellen eines Katasters, Informa…
  • Statutes amendment
  • Director appointment, CRUTZEN Marc (verwaltungsratsmitglied)
  • Director appointment, PIRON Jacques (verwaltungsratsmitglied)
  • Director appointment, HALMES Nico (verwaltungsratsmitglied)
  • Director appointment, DEBOUGNOUX Raoul (verwaltungsratsmitglied)
  • Director appointment, FRANSSEN Roger (verwaltungsratsmitglied)
  • Director appointment, HOUBBEN Roland (verwaltungsratsmitglied)
  • Director appointment, PITZ Mario (verwaltungsratsmitglied)
  • Director appointment, SCHREURS Gaston (verwaltungsratsmitglied)
  • Director appointment, LENAERTS Mathieu (verwaltungsratsmitglied)
  • +5 further facts in this act
2012
19-07
State Gazette act Appointment: Marc CRÜTZEN (vertreter der wallonischen region in den verwaltungsrat)
Resignations: Robert HAGEN (verwaltungsrat) and Hubert CREMER (verwaltungsrat)3 facts ▸
  • Director appointment, Marc CRÜTZEN (vertreter der wallonischen region in den verwaltungsrat)
  • Director resignation, Robert HAGEN (verwaltungsrat)
  • Director resignation, Hubert CREMER (verwaltungsrat)
2011
04-07
State Gazette act Appointments: Michel HANQUET, Agnes COOL-KRAFT and Ludwig ROMPEN
Resignations: Marie-Rose EPPLE, Dieter MÜLLENDER and Edgar HUNGS7 facts ▸
  • General meeting, 17.06.2011
  • Director appointment, Michel HANQUET (verwaltungsratsmitglied)
  • Director resignation, Marie-Rose EPPLE (verwaltungsratsmitglied)
  • Director appointment, Agnes COOL-KRAFT (verwaltungsratsmitglied)
  • Director resignation, Dieter MÜLLENDER (verwaltungsratsmitglied)
  • Director appointment, Ludwig ROMPEN (verwaltungsratsmitglied)
  • Director resignation, Edgar HUNGS (verwaltungsratsmitglied)
29-03
State Gazette act Resignation: Dieter MÜLLENDER (verwaltungsratsmitglied)
1 fact ▸
  • Director resignation, Dieter MÜLLENDER (verwaltungsratsmitglied)
2010
28-07
State Gazette act Satzungen (Uebersetzung, Koordination, Andere Aenderungen, )
Statutes amendment2 facts ▸
  • General meeting, 14. Juli 2010
  • Statutes amendment
2009
20-08
State Gazette act Reappointments: Emil THÖNNISSEN (verwaltungsratsmitglied) and Karl-Joseph ORTMANN (verwaltungsratsmitglied)
3 facts ▸
  • General meeting, 29.06.2009
  • Director reappointment, Emil THÖNNISSEN (verwaltungsratsmitglied)
  • Director reappointment, Karl-Joseph ORTMANN (verwaltungsratsmitglied)
18-05
State Gazette act Appointment: Karl-Joseph ORTMANN (verwaltungsratsmitglied)
2 facts ▸
  • Board meeting, 30.04.2009
  • Director appointment, Karl-Joseph ORTMANN (verwaltungsratsmitglied)
02-03
State Gazette act Resignation: Günter KLÜTTGENS (verwaltungsratsmitglied)
1 fact ▸
  • Director resignation, Günter KLÜTTGENS (verwaltungsratsmitglied)
2007
05-07
State Gazette act Resignations: Guido BREUER, Evrard CABAY and 4 others
Appointments: Hedwig PANKERT, Francis GERON and 17 others · Purpose change · Statutes amendment34 facts ▸
  • General meeting, 12/06/2007
  • Purpose change, Gemäß den Artikeln 80 bis 85 bis, 131 und 162 des Wallonischen Wohngesetzbuches verfolgt die Gesellschaft folgende Ziele: 1° Die Verwaltung und die Vermietung v…
  • Statutes amendment
  • Statutes amendment
  • Director resignation, Guido BREUER (verwaltungsratsmitglied)
  • Director appointment, Hedwig PANKERT (verwaltungsratsmitglied)
  • Director resignation, Evrard CABAY (verwaltungsratsmitglied)
  • Director appointment, Francis GERON (verwaltungsratsmitglied)
  • Director resignation, Michel BECKERS (verwaltungsratsmitglied)
  • Director appointment, Marie-Paul GOBLET (verwaltungsratsmitglied)
  • Director resignation, Freddy RENIER (verwaltungsratsmitglied)
  • Director appointment, Mirko BRAEM (verwaltungsratsmitglied)
  • +22 further facts in this act
2006
31-07
State Gazette act Appointments: LASCHET Yves, MEURENS Jean-Claude and 26 others
31 facts ▸
  • General meeting, 29/06/2006
  • Director appointment, LASCHET Yves (verwaltungsratsmitglied (für die wallonische region))
  • Director appointment, MEURENS Jean-Claude (verwaltungsratsmitglied (für die provinz lüttich))
  • Director appointment, BREUER Guido (verwaltungsratsmitglied (für die gemeinde eupen))
  • Director appointment, PAULUS François (verwaltungsratsmitglied (für die gemeinde eupen))
  • Director appointment, CAPPAERT Théodor (verwaltungsratsmitglied (für die gemeinde eupen))
  • Director appointment, PLUMANNS Ewald (verwaltungsratsmitglied (für die gemeinde eupen))
  • Director appointment, CROTT-BINDELS Jacqueline (verwaltungsratsmitglied (für die gemeinde kelmis))
  • Director appointment, KLIKENBERG Erwin (verwaltungsratsmitglied (für die gemeinde kelmis))
  • Director appointment, HILLIGSMANN Hubert (verwaltungsratsmitglied (für die gemeinde kelmis))
  • Director appointment, RENIER Freddy (verwaltungsratsmitglied (für die gemeinde kelmis))
  • Director appointment, ALDENHOFF Hubert (verwaltungsratsmitglied (für die bleyberg))
  • +19 further facts in this act
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.An act published in both Dutch and French appears here once.

Directors · office · real estate

Directors
78 directors, last change in 2026
Sébastien Stassen
Administrateur représentant la commune de plombières · since 22-04-2026
Current
Aline Michel
Administratrice représentant la commune de waimes · since 16-03-2026
Current
Marie Bertimes
Membre observateur du comité de gestion · since 28-07-2025
Current
Nathalie Gerad
Director · since 28-07-2025
Current
Nathalie Gerard
Administrateur représentant la commune de stoumont · since 28-07-2025
Current
Alain Schmuck
Director · since 25-06-2025
Current
72 other directors
André Samray
Director · since 25-06-2025
Current
André Scheen
Membre du comité de gestion · since 25-06-2025
Current
Anne Zinnen-Fabry
Director · since 25-06-2025
Current
Cathy Massange
Director · since 25-06-2025
Current
Denis Schynts
Director · since 25-06-2025
Current
Géraldine Barby
Vice-chair · since 25-06-2025
Current
Jean Tatas
Membre du comité de gestion · since 25-06-2025
Current
Laetitia Beckers
Director · since 25-06-2025
Current
Marine Bertimes
Director · since 25-06-2025
Current
Philippe Royaux
Administrateur surnuméraire · since 25-06-2025
Current
Pierre Denis
Director · since 25-06-2025
Current
Renaud Kalbusch
Director · since 25-06-2025
Current
Sonia Eubelen-Louis
Director · since 25-06-2025
Current
Thierry Tombeux
Membre du comité de gestion · since 25-06-2025
Current
Albert André
Director · since 18-09-2024
Current
Didier Hombleu
Director · since 29-05-2024
Current
Claude Klenkenberg
Director · since 28-02-2024
Current
André Piron
1er vice président du conseil d'administration · since 02-01-2023
Current
Isabelle Mathonet
Directeur gérant · since 02-01-2023
Current
SCHMETZ Madeleine
Directrice administrative · since 02-01-2023
Current
Bernard Arimont
Director · since 17-02-2022
Current
Raymond DOUMBE
Director · since 17-02-2022
Current
Raphaël Dugailliez
Director · since 03-09-2020
Current
LOUSBERG Thierry
Director · since 12-03-2020
Current
GERON Francis
Membre du comité de gestion · since 11-01-2006
Current
LENAERTS Mathieu
Director · since 12-03-2020
Not recently confirmed
MEESSEN Roger
Director · since 12-03-2020
Not recently confirmed
OSSEMANN Alfred
Director · since 12-03-2020
Not recently confirmed
WEY Kevin
Director · since 12-03-2020
Not recently confirmed
Bernard ZACHARIAS
Verwaltungsratsmitglied · since 23-10-2017
Not recently confirmed
Christine MAUEL
Stellvertretenden geschäftsführenden direktor · since 07-02-2017
Not recently confirmed
Marc CRÜTZEN
Verwaltungsratsmitglied der privatteilzeichner · since 03-07-2012
Not recently confirmed
Jürgen MERTENS
Verwaltungsratsmitglied · since 13-06-2014
Not recently confirmed
Michel HANQUET
Verwaltungsratsmitglied · since 07-07-2011
Not recently confirmed
Pascal KISTEMANN
Verwaltungsratsmitglied · since 03-09-2013
Not recently confirmed
CAPPAERT Théodor
Verwaltungsratsmitglied · since 29-06-2006
Not recently confirmed
DEBOUGNOUX Raoul
Verwaltungsratsmitglied · since 07-06-2013
Not recently confirmed
Gaston SCHREURS
Verwaltungsratsmitglied · since 29-06-2006
Not recently confirmed
HALMES Nico
Verwaltungsratsmitglied · since 07-06-2013
Not recently confirmed
HOUBBEN Roland
Verwaltungsratsmitglied · since 07-06-2013
Not recently confirmed
PIRON Jacques
Verwaltungsratsmitglied · since 07-06-2013
Not recently confirmed
PITZ Mario
Verwaltungsratsmitglied · since 07-06-2013
Not recently confirmed
Roger Franssen
Verwaltungsratsmitglied · since 12-06-2007
Not recently confirmed
SCHMETS Alain
Verwaltungsratsmitglied · since 07-06-2013
Not recently confirmed
Agnes COOL-KRAFT
Verwaltungsratsmitglied · since 04-07-2011
Not recently confirmed
Ludwig ROMPEN
Verwaltungsratsmitglied · since 04-07-2011
Not recently confirmed
Emil THÖNNISSEN
Verwaltungsratsmitglied
Not recently confirmed
Karl-Joseph ORTMANN
Verwaltungsratsmitglied · since 30-04-2009
Not recently confirmed
Alain SCHMETZ
Verwaltungsratsmitglied · since 01-03-2007
Not recently confirmed
Ernst Ewald PLUMANNS
Verwaltungsratsmitglied · since 12-06-2007
Not recently confirmed
Harald COMOUTH
Verwaltungsratsmitglied · since 29-06-2006
Not recently confirmed
Hedwig PANKERT
Verwaltungsratsmitglied · since 11-01-2006
Not recently confirmed
Helmut HENNEN
Verwaltungsratsmitglied · since 29-06-2006
Not recently confirmed
Marge SCHUMACHER
Verwaltungsratsmitglied · since 12-06-2007
Not recently confirmed
Marie-Paul GOBLET
Verwaltungsratsmitglied · since 01-03-2007
Not recently confirmed
Mirko BRAEM
Verwaltungsratsmitglied · since 01-03-2007
Not recently confirmed
Theo CAPPAERT
Verwaltungsratsmitglied · since 12-06-2007
Not recently confirmed
Yves LASCHET
Verwaltungsratsmitglied · since 29-06-2006
Not recently confirmed
ALDENHOFF Hubert
Verwaltungsratsmitglied (für die bleyberg) · since 29-06-2006
Not recently confirmed
BECKERS-WOLGARTEN Christiane
Verwaltungsratsmitglied (für die gemeinde welkenraedt) · since 29-06-2006
Not recently confirmed
CROTT-BINDELS Jacqueline
Verwaltungsratsmitglied (für die gemeinde kelmis) · since 29-06-2006
Not recently confirmed
FRANCK Roger
Verwaltungsratsmitglied (für die prvatanteilhaber) · since 29-06-2006
Not recently confirmed
HILLIGSMANN Hubert
Verwaltungsratsmitglied (für die gemeinde kelmis) · since 29-06-2006
Not recently confirmed
KLIKENBERG Erwin
Verwaltungsratsmitglied (für die gemeinde kelmis) · since 29-06-2006
Not recently confirmed
LEKERF Alfred
Verwaltungsratsmitglied (für die gemeinde lontzen) · since 29-06-2006
Not recently confirmed
MENNICKEN-DUJARDIN Irene
Verwaltungsratsmitglied (für die prvatanteilhaber) · since 29-06-2006
Not recently confirmed
MEURENS Jean-Claude
Verwaltungsratsmitglied (für die provinz lüttich) · since 29-06-2006
Not recently confirmed
PAULUS François
Verwaltungsratsmitglied (für die gemeinde eupen) · since 29-06-2006
Not recently confirmed
PLUMANNS Ewald
Verwaltungsratsmitglied (für die gemeinde eupen) · since 29-06-2006
Not recently confirmed
QUECK Walter
Direktor geschäftsführer · since 31-07-2006
Not recently confirmed
SCHUMACHER-BACKES Marga
Verwaltungsratsmitglied (für die prvatanteilhaber) · since 29-06-2006
Not recently confirmed
STEINS-SCHMETZ
Verwaltungsratsmitglied (für die bleyberg) · since 29-06-2006
Not recently confirmed
24-06-2026 QUODBACH Christiane: Resigned as Administratrice représentant la commune de plombières
24-06-2026 Thomas Piette: Resigned as Administrateur représentant la commune de waimes
22-04-2026 Sébastien Stassen: Appointed as Administrateur représentant la commune de plombières
22-04-2026 Sébastien Stassen: Appointed as Administrateur représentant la commune de plombières
16-03-2026 Aline Michel: Appointed as Administratrice représentant la commune de waimes
Full history in the Timeline (166 changes) →
Not every act has been read: a resignation may be missing here
1 act was read only in part. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Malmedy · 1 establishment unit since 2003
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Augustin-François Villers 24960 Malmedy
Ground area
346 m²
Building footprint
110 m²
Volume, LiDAR
627 m³
Parcel 63049F0393/00X000, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Fagnes & Plateau sc
Rue Augustin-François Villers 2, 4960 MalmedyNACE 70202
since 20032.203.446.357
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63049F0393/00X000 Wallonia 346 m² 1 · 110 m² 8.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Statutory auditor

1 auditor
SRL "CDP NB&C°, Réviseurs d'entreprises"Current
Statutory auditor
30-06-2025 → present
Show 5 earlier auditors
CDP NB&C°, Réviseurs d'entreprises
Statutory auditor
succeeded by SRL "CDP NB&C°, Réviseurs d'entreprises" in 2025
13-05-2022 → 30-06-2025
CREMER Ferdinand
Kommissar der wallonischen wohnungsgesellschaft
succeeded by KPMG Réviseurs d'Entreprises in 2013
31-07-2006 → 06-11-2013
KPMG Réviseurs d'Entreprises
Kommisarischer wirtschaftsprüfer
succeeded by TKS AUDIT PGmbH in 2018
06-11-2013 → 19-07-2018
TKS AUDIT
Statutory auditor
succeeded by CDP NB&C°, Réviseurs d'entreprises in 2022
14-04-2020 → 13-05-2022
TKS AUDIT PGmbH
Kommissarischen wirtschaftsprüfer
succeeded by TKS AUDIT in 2020
19-07-2018 → 14-04-2020

Articles of association

Purpose
Conformément aux articles 80 à 85 bis, 131 et 162 du C.W.L., la société a pour objet : 1° la gestion et la mise en location de logements sociaux... 14° toute mission nouvelle ayant…
Full purpose

Conformément aux articles 80 à 85 bis, 131 et 162 du C.W.L., la société a pour objet : 1° la gestion et la mise en location de logements sociaux... 14° toute mission nouvelle ayant un rapport direct avec celles visées aux points précédents, fixée par le gouvernement sur avis de la SWL.

Structure & network

Connections & network

29 connected companies
Claude Klenkenberg, Shared director, links 11 companies CKClaudeKlenkenbergFédération du Tourisme de la Province de Liège, via Claude Klenkenberg FDFédération duTourisme de…SPI, via Claude Klenkenberg SSPIAQUALIS, via Claude Klenkenberg AAQUALISASSOCIATION INTERCOMMUNALE DE TRAITEMENT DES DECHETS LIEGEOIS, via Claude Klenkenberg AIASSOCIATIONINTERCOMMUNALE…CENTRE HOSPITALIER REGIONAL DE VERVIERS, via Claude Klenkenberg CHCENTREHOSPITALIER…ENODIA, via Claude Klenkenberg EENODIAGROUPEMENT DE REDEPLOIEMENT ECONOMIQUE DE LA PROVINCE DE LIEGE, via Claude Klenkenberg GDGROUPEMENT DEREDEPLOIEMENT…Le Travailleur chez Lui, via Claude Klenkenberg LTLe Travailleurchez LuiNEOMANSIO, via Claude Klenkenberg NNEOMANSIOPUBLIGAZ, via Claude Klenkenberg PPUBLIGAZUnion des Villes et Communes de Wallonie, via Claude Klenkenberg UDUnion desVilles et…André Piron, Shared director, links 3 companies APAndré PironACADEMIE INTERCOMMUNALE DE MUSIQUE, DE DANSE ET DES ARTS DE LA PAROLE DE COURT-SAINT-ÉTIENNE ET OTTIGNIES-LOUVAIN-LA-NEUVE, via André Piron AIACADEMIEINTERCOMMUNALE…FAGNES ET PLATEAU FAGNES ETPLATEAU0479.167.528
Shared directors
Linked via shared directors
Show 25 more companies with a shared director
ENODIA
via Claude Klenkenberg · Administrateur représentant la province de liège
former
Espaces Tourisme & Culture
via André Piron · Administrateur, trésorier
former
former
former
ACTION DAMIEN
Shared director
Belgomania
Shared director
LOGIVESDRE
Shared director
Mutual IT
Shared director
ORES Assets
Shared director
UVELIA
Shared director

Acquisitions and mergers

3 transactions
BE 0402.334.026merger by absorption · State Gazette act of 08-08-2023 (3 acts) · effective 09-11-2022
BE 0402.334.026proposal · State Gazette act of 01-07-2022
Split off to:ÖFFENTLICHER WOHNUNGSBAU OSTBELGIEN
State Gazette act of 14-04-2020 (2 acts)

Capital and shareholders

Capital over the years
  1. 28-02-2023 Capital stated in the act · 488,516 shares
  2. 14-04-2020 Capital reduction · to 98,340 EUR
  3. 29-01-2020 Capital stated in the act · 244,302 EUR · 244,302 shares

Similar companies · same sector, comparable size

Of 206 companies in sector 68202 we hold annual accounts for 190. 126 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formCooperative company
Founded03-01-2003
Fiscal year end31-12
Activities, NACEBEL 2025
68202Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.