CUYL CONSULTING
ActiveCUYL CONSULTING has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €99k and a net result of €-7k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 95% of 37978 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
62
/ 100
Healthy▼ -32 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-23
Solvency100=
Growth32▼-20
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 104.88 against 42.7 in 2023), and 1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99%
Return on assets
-6.7%
Age of the figures
20 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
26 d early
2022
39 d early
2021
39 d early
2020
37 d early
2019
36 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€99k▼ 6.4%
2023 · €105k
2021: €99k
2022: €101k
2023: €105k
2021 → 2024
Total assets
€100k▼ 7.7%
2023 · €108k
2021: €120k
2022: €103k
2023: €108k
2021 → 2024
Net result
€-7k
2023 · €5k
2021: €24k
2022: €2k
2023: €5k
2021 → 2024
Working capital
€99k▼ 6.4%
2023 · €105k
2021: €88k
2022: €101k
2023: €105k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€99k-€101k▲ 1.8%€105k▲ 4.8%€99k▼ 6.4%
Operating result€37k-€5k▼ 85.5%€8k▲ 45.0%€-7k
Net result€24k-€2k▼ 92.8%€5k▲ 176%€-7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €7k after €8k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €100k
Equity
€99k▼ 6.4%
Debt
€951▼ 62.4%
The debt ratio falls from 2.3% to 1.0%: debt falls faster than equity shrinks.
Key figures and ratios
Solvency
99.0%▲
2023 · 97.7%
Current ratio
104.88▲
2023 · 42.70
Quick ratio
104.88▲
2023 · 42.70
Debt / equity
0.01▼
2023 · 0.02
ROE
-6.8%▼
2023 · 4.6%
ROA
-6.7%▼
2023 · 4.4%
Debt
€951▼
2023 · €3k
Debt ≤ 1 year
€951▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Total assets
20/58€108k€100k▼
Current assets
29/58€108k€100k▼
Amounts receivable within one year
40/41€21k€21k▲
Cash & bank
54/58€87k€78k▼
Total equity & liabilities
10/49€108k€100k▼
Equity
10/15€105k€99k▼
Contributions / capital
10/11€19k€19k=
Reserves
13€87k€87k=
Accumulated profits (losses)
14-€-7k
Amounts payable
17/49€3k€951▼
Amounts payable within one year
42/48€3k€951▼
Trade debts payable within one year
44€188€121▼
Income statement
Code20232024
Gross operating margin
9900€9k€-6k▼
Operating result
9901€8k€-7k▼
Financial income
75€0-
Financial charges
65€100€83▼
Result before taxes
9903€8k€-7k▼
Income taxes
67/77€3k-
Net result for the period
9904€5k€-7k▼
Result to be appropriated
9905€5k€-7k▼
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-7k ▼240%
Net result drops to €-7k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 104.88
Current ratio from 42.70 to 104.88; short-term debt falls from €3k to €951.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 7current ratio 37.79
Current ratio from 5.24 to 37.79; short-term debt falls from €21k to €3k.
31-12
Financial
Equity above €100kEq €101k ▲1.8%
2 profitable years in a row build equity to €101k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Comparable companies · same sector, comparable size
Similar companies · same sector, comparable size
MORIMONT MANAGEMENT
BE 0664.575.506
Namur · Eq €99k
EasYSTorm
BE 1012.146.401
Chastre · Eq €99k
KWConsulting
BE 0792.388.248
Bonheiden · Eq €99k
B.Z.E.T.
BE 1012.627.936
Brecht · Eq €99k
ROSA E
BE 0553.973.730
Pepingen · Eq €99k
Of 82,137 companies in sector 70200 we hold annual accounts for 51,402. 39,863 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-01-2018
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-08-2026. Scores and ratios are computed by Checked and are not a credit decision.