B.Z.E.T.
ActiveB.Z.E.T. has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99k and a net result of €80k. Its solvency ranks better than 63% of 30893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +22 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+6
Growth78
Stability82
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days only on tighter terms
Liquidity ample (current ratio 3.28 against 1.97 in 2024), and 31.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.8%
Return on assets
55.7%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
2 d early
2024
24 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
05-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€99k▲ 192%
2024 · €34k
2024: €34k
2024 → 2025
Total assets
€143k▲ 109%
2024 · €69k
2024: €69k
2024 → 2025
Net result
€80k▲ 159%
2024 · €31k
2024: €31k
2024 → 2025
Working capital
€96k▲ 184%
2024 · €34k
2024: €34k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€34k-€99k▲ 192%
Operating result€43k-€105k▲ 144%
Net result€31k-€80k▲ 159%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 144% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €143k
Fixed assets
€5k
Current assets
€138k
Equity and liabilities €143k
Equity
€99k▲ 192%
Debt
€45k▲ 28.5%
The debt ratio falls from 50.7% to 31.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€106k
Cash flow
€80k
Solvency
68.8%▲
2024 · 49.3%
Current ratio
3.28▲
2024 · 1.97
Quick ratio
3.28▲
2024 · 1.97
Debt / equity
0.45▼
2024 · 1.03
ROE
80.9%▼
2024 · 91.1%
ROA
55.7%▲
2024 · 44.9%
Interest coverage
217.12
Debt
€45k▲
2024 · €35k
Debt ≤ 1 year
€42k▲
2024 · €35k
Income taxes
€25k▲
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Total assets
20/58€69k€143k▲
Fixed assets
21/28-€5k
Tangible fixed assets
22/27-€5k
Current assets
29/58€69k€138k▲
Amounts receivable within one year
40/41€17k€95k▲
Cash & bank
54/58€52k€42k▼
Total equity & liabilities
10/49€69k€143k▲
Equity
10/15€34k€99k▲
Contributions / capital
10/11€3k€3k=
Reserves
13€31k€96k▲
Accumulated profits (losses)
14-€0
Amounts payable
17/49€35k€45k▲
Amounts payable within one year
42/48€35k€42k▲
Trade debts payable within one year
44€5k€2k▼
Income statement
Code20242025
Gross operating margin
9900€44k€107k▲
Operating result
9901€43k€105k▲
Financial income
75-€266
Financial charges
65-€486
Result before taxes
9903€43k€105k▲
Income taxes
67/77€12k€25k▲
Net result for the period
9904€31k€80k▲
Result to be appropriated
9905€31k€80k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
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Of 82,137 companies in sector 70200 we hold annual accounts for 51,402. 39,863 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2024
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-07-2026. Scores and ratios are computed by Checked and are not a credit decision.