Checked.be
Active
BE 0687.728.911Private limited company
CUYL CONSULTING
De Schrans 16 ·2275 Lille, Belgium· 8 yrs active
Sector: Business and other management consultancy
(70200)
Conclusion
CUYL CONSULTING has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €99k and a net result of €-7k. Equity is growing by ~4% per year across the filed fiscal years. Its solvency ranks better than 95% of 37979 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Based on the State Gazette, CBE and 5 annual accounts.
Key figures
| Equity | €99k |
| Net result | €-7k |
| Better than sector | 95% |
| Active | 8 yrs |
Financial profile
63
/ 100
Strong profile, led by solvency.
All 5 axes are computed from data Checked has read.
Health
62
Profitability
0
Solvency
100
Growth
52
Stability
100
Bankruptcy probability (12 mo)
Risk Assessment
0 / 100
Low riskTrust signals
More than 3 years active
Founded in 2018, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Checked score
62
/ 100
Healthy
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
Indicative credit limit
€6k
estimate, not credit advice
Score history
85
2020
93
2021
86
2022
94
2023
62
2024
purely financial, excl. current insolvency signals
Score components
Liquidity
Current ratio 104.88 (≥ 1.5)
+10
Quick ratio
Quick ratio 104.88 (≥ 1.0)
+5
Leverage
Debt/equity 0.01 (< 1.0)
+10
Profitability
Negatieve ROE -7%
-10
Profit trend
Net profit down YoY
-3
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 24-06-2025 with the NBB · fiscal year 2024 · micro schema
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~4%/year over 5 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 70, Activities of head offices; management consultancy activities · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 99.0% | 58.2% | |
| Net result | €-7k | €26k | |
| Equity | €99k | €90k | |
| Gross operating margin | €-6k | €52k | |
| Total assets | €100k | €189k |
€8k
-52.0%
20-24
€-7k
-
20-24
€5k
-61.4%
20-24
€100k
-7.7%
20-24
€99k
-6.4%
20-24
€99k
-6.4%
20-24
€3k
-19.4%
20-24
€951
-62.4%
20-24
€951
-62.4%
20-24
€2k
-
20-24
104.88
+145.6%
20-24
104.88
+145.6%
20-24
99.0%
+1.4%
20-24
0.01
-59.9%
20-24
-6.8%
-
20-24
-6.7%
-
20-24
78.24
-61.3%
20-24
Figures by fiscal year and ratios
| Fiscal year | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|
| Deposit | micro schema | micro schema | micro schema | micro schema | micro schema |
| Revenue | - | - | - | - | - |
| EBITDA | - | €8k | €16k | €48k | €57k |
| Net profit | €-7k | €5k | €2k | €24k | €31k |
| Cash flow | - | €5k | €13k | €35k | €42k |
| Staff costs | - | - | - | - | - |
| Income taxes | - | €3k | €4k | €12k | €14k |
| Dividends | - | - | - | - | - |
| Total assets | €100k | €108k | €103k | €120k | €114k |
| Equity | €99k | €105k | €101k | €99k | €75k |
| Debt | €951 | €3k | €3k | €21k | €39k |
| of which ≤ 1y | €951 | €3k | €3k | €21k | €38k |
| of which > 1y | - | - | - | - | €2k |
| Working capital | €99k | €105k | €101k | €88k | €55k |
| Employees (FTE) | - | - | - | - | - |
Ratios (computed)
| 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|
| Current ratio | 104.88 | 42.70 | 37.79 | 5.24 | 2.46 |
| Quick ratio | 104.88 | 42.70 | 37.79 | 5.24 | 2.46 |
| Working capital ratio | 99.0% | 97.7% | 97.3% | 73.4% | 47.8% |
| Solvency | 99.0% | 97.7% | 97.4% | 82.7% | 65.4% |
| Debt / equity | 0.01 | 0.02 | 0.03 | 0.21 | 0.03 |
| Long-term debt ratio | - | - | - | - | 0.03 |
| Interest coverage | - | 78.24 | 202.18 | 295.23 | - |
| Gross margin | - | - | - | - | - |
| Net margin | - | - | - | - | - |
| ROA | -6.7% | 4.4% | 1.7% | 20.2% | 27.0% |
| ROE | -6.8% | 4.6% | 1.7% | 24.4% | 41.3% |
| EBITDA margin | - | - | - | - | - |
| Days sales outstanding | - | - | - | - | - |
| Days payable outstanding | - | - | - | - | - |
| Inventory turnover | - | - | - | - | - |
| Days inventory (DSI) | - | - | - | - | - |
Balance-sheet composition 2024
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 | 2023 | 2022 | 2021 | 2020 |
|---|---|---|---|---|---|---|
| Balance sheet, Assets | ||||||
| TOTAL ASSETS | 20/58 | €100k | €108k | €103k | €120k | €114k |
| Fixed assets | 21/28 | - | - | €105 | €11k | €22k |
| Tangible fixed assets | 22/27 | - | - | €105 | €11k | €22k |
| Current assets | 29/58 | €100k | €108k | €103k | €109k | €92k |
| Amounts receivable within one year | 40/41 | €21k | €21k | €19k | €24k | €18k |
| Cash & bank | 54/58 | €78k | €87k | €83k | €83k | €72k |
| Balance sheet, Equity & liabilities | ||||||
| TOTAL EQUITY & LIABILITIES | 10/49 | €100k | €108k | €103k | €120k | €114k |
| Equity | 10/15 | €99k | €105k | €101k | €99k | €75k |
| Contributions / capital | 10/11 | €19k | €19k | €19k | €19k | - |
| Reserves | 13 | €87k | €87k | €82k | €80k | €56k |
| Accumulated profits (losses) | 14 | €-7k | - | - | - | - |
| Amounts payable | 17/49 | €951 | €3k | €3k | €21k | €39k |
| Amounts payable after one year | 17 | - | - | - | - | €2k |
| Amounts payable within one year | 42/48 | €951 | €3k | €3k | €21k | €38k |
| Trade debts payable within one year | 44 | €121 | €188 | €352 | €5k | €5k |
| Income statement | ||||||
| Gross operating margin | 9900 | €-6k | €9k | €18k | €50k | €59k |
| Operating result | 9901 | €-7k | €8k | €5k | €37k | €46k |
| Financial income | 75 | - | €0 | €0 | €0 | - |
| Financial charges | 65 | €83 | €100 | €81 | €162 | €270 |
| Result before taxes | 9903 | €-7k | €8k | €5k | €37k | €45k |
| Income taxes | 67/77 | - | €3k | €4k | €12k | €14k |
| Net result for the period | 9904 | €-7k | €5k | €2k | €24k | €31k |
| Result to be appropriated | 9905 | €-7k | €5k | €2k | €24k | €31k |
Legal Structure
| NACE primary | Business and other management consultancy(70200) |
| Legal form | Private limited company(610) |
| Incorporation | 09-01-2018 |
| Status | Active |
| Postal code | 2275 |
Establishment units
Cuyl Consulting
since 20182.271.738.020
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13019E0915/00R000 | Flanders | 1,989 m² | 1 · 265 m² | 6.4 m · 1 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-7k ▼240%
Net result drops to €-7k, the lowest in the series.
31-12
Financial
Liquidity doublescurrent ratio 104.88
Current ratio from 42.70 to 104.88; short-term debt falls from €3k to €951.
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity times 7current ratio 37.79
Current ratio from 5.24 to 37.79; short-term debt falls from €21k to €3k.
31-12
Financial
Equity above €100kEq €101k ▲1.8%
3 profitable years in a row build equity to €101k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 5.24
Current ratio from 2.46 to 5.24; short-term debt falls from €38k to €21k.
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Belgian State Gazette reading coverage
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Credit advice
Company registry (CBE)
Activities
Business and other management consultancy70200Business consulting70220
Names & trade names
| Legal nameNL | CUYL CONSULTING |
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