AG Investment Management

Active

Private limited companyfounded 20206 yrs activeAkenkaai 52, 1000 Brussel, BelgiumKBO/BCE: BE 0747.991.744

The computed 12-month bankruptcy probability of AG Investment Management is 1.5% (moderate). The 2025 annual accounts show negative equity (€-60k) and a net result of €21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 7750 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

48 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability76▲+12

Solvency9▲+7

Growth32=

Track record100

Bankruptcy probability, 12 months

1.5% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.35 against 0.39 in 2024; short-term debt: 80.8% and cash: 15.7% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 82

Relative position

BE, all sectors

reference

Sector 82

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-16.3%

Return on assets

5.7%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 7750 sector peers (2025).

NBB · sector comparison

Position among 7750 sector peers

Solvency

better than 10%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

10 d late

2024

11 d late

2023

12 d late

2022

31 d late

2021

60 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-60k▲ 25.8%

2024 · €-80k

2021: €45k 2022: €85k 2023: €-66k 2024: €-80k

2021 → 2025

Total assets

€365k▲ 5.5%

2024 · €346k

2021: €115k 2022: €177k 2023: €253k 2024: €346k

2021 → 2025

Net result

€21k

2024 · €-14k

2021: €42k 2022: €40k 2023: €-151k 2024: €-14k

2021 → 2025

Working capital

€-191k▲ 4.5%

2024 · €-200k

2021: €845 2022: €50k 2023: €-205k 2024: €-200k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€45k-€85k▲ 89.5%€-66k€-80k▼ 21.2%€-60k▲ 25.8%

Operating result€58k-€56k▼ 3.6%€-150k€-12k▲ 92.0%€22k

Net result€42k-€40k▼ 5.2%€-151k€-14k▲ 90.7%€21k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €22k after a loss of €12k in 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €365k

71.7%

28.3%

Fixed assets €262k▲ 20.9%

Current assets €103k▼ 20.2%

Key figures and ratios

2025 value · change against 2024

EBITDA

€69k▲

2024 · €37k

Cash flow

€68k▲

2024 · €35k

Solvency

-16.3%▲

2024 · -23.2%

Current ratio

0.35▼

2024 · 0.39

Quick ratio

0.35▼

2024 · 0.39

Debt / equity

-7.12▼

2024 · -5.30

ROA

5.7%▲

2024 · -4.1%

Interest coverage

79.55▲

2024 · 22.05

Debt

€425k▼

2024 · €426k

Debt ≤ 1 year

€295k▼

2024 · €330k

Income taxes

€489▲

2024 · €426

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€346k€365k▲

Fixed assets21/28€216k€262k▲

Tangible fixed assets22/27€216k€262k▲

Furniture and vehicles24€119k€72k▼

Other tangible fixed assets26€97k€190k▲

Financial fixed assets28€0-

Current assets29/58€129k€103k▼

Amounts receivable within one year40/41€38k€45k▲

Trade receivables40€38k€45k▲

Other amounts receivable41€0-

Cash at bank and in hand54/58€91k€57k▼

Deferred charges and accrued income490/1-€662

Equity and liabilities

Total equity and liabilities10/49€346k€365k▲

Equity10/15€-80k€-60k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€-83k€-62k▲

Amounts payable17/49€426k€425k▼

Amounts payable within one year42/48€330k€295k▼

Trade debts44€47k€11k▼

Suppliers440/4€47k€11k▼

Taxes, remuneration and social security45€30k€40k▲

Taxes450/3€30k€40k▲

Other amounts payable47/48€253k€244k▼

Accrued charges and deferred income492/3€96k€130k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€49k€47k▼

Other operating charges640/8€1k€1k▼

Gross operating margin9900€38k€70k▲

Operating profit (loss)9901€-12k€22k▲

Financial charges65/66B€2k€872▼

Recurring financial charges65€2k€872▼

Profit (loss) for the period before taxes9903€-14k€21k▲

Income taxes67/77€426€489▲

Profit (loss) for the period9904€-14k€21k▲

Profit (loss) for the period to be appropriated9905€-14k€21k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-83k€-62k▲

Profit (loss) brought forward from the previous period14P€-69k€-83k▼

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 17Financial 2Gazette 10Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

14-09

State Gazette act General meeting · Director resignation

Director discharge · Director appointment

14-09

State Gazette act General meeting · Director reappointment

Mandate compensation · Director resignation

14-09

State Gazette act Director resignation · Director discharge

Director appointment · Permanent representative

11-09

State Gazette act General meeting · Director reappointment

Mandate compensation · Director resignation

11-09

State Gazette act General meeting · Director reappointment

Director resignation · Director appointment

11-09

State Gazette act General meeting · Director resignation

Director discharge · Director appointment

04-09

State Gazette act General meeting · Director resignation

Director appointment · Permanent representative

04-09

State Gazette act General meeting · Director resignation

Director discharge · Director appointment

26-08

State Gazette act General meeting · Director resignation

Director appointment · Permanent representative

24-08

State Gazette act General meeting · Director resignation

Director appointment · Permanent representative

10-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 10 days late

2025

31-12

Financial Back to profitnet €21k

Net result €21k after 2 loss-making years.

11-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 11 days late

2024

12-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 12 days late

2023

31-12

Financial Weakest financial yearnet €-151k ▼477%

Net result drops to €-151k, the lowest in the series; recovery starts the following year.

31-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 31 days late

2022

29-09

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 60 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brussel · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Akenkaai 521000 Brussel

Ground area

1,351 m²

Building footprint

489 m²

Volume, LiDAR

12,068 m³

Parcel 21814P0250/00W006, Brussels · tallest building 30.1 m, ±9 floors. Linked by address, not a title deed.

1 establishment unit

AG Investment Management

Akenkaai 52, 1000 BrusselEngineering and related technical consultancy, excluding land surveyors

since 20202.303.513.636

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21814P0250/00W006	Brussels	1,351 m²	1 · 489 m²	30.1 m · 9 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Structure & network

Ownership & control

9 parties

AG Investment ManagementBE 0747.991.744

controls

Where this company holds controlthis company sits on their board9

1 location

1 location

1 location

1 location

1 location

1 location

+3 more in the list below

Similar companies · same sector, comparable size

Waasmunster · Eq €85k

Heusden-Zolder · Eq €85k

Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,174 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded09-06-2020

Fiscal year end31-12

Abbreviation NL AG IM

Activities, NACEBEL

82990Other business support services

66300Activities auxiliary to financial services and insurance activities

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.