two ten
ActiveSummary
two ten has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €85k and a net result of €11k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 65% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▲+24
Solvency93▲+21
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 3.11 against 1.87 in 2024; short-term debt: 32.2% and cash: 16.4% of total assets), and 32.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.8%
Return on assets
8.7%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
30 d early
2023
1 d early
2022
2 d early
2021
15 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€85k▲ 6.2%
2024 · €80k
2018: €79k
2019: €92k
2020: €105k
2021: €97k
2022: €119k
2023: €81k
2024: €80k
2018 → 2025
Total assets
€125k▼ 27.1%
2024 · €172k
2018: €154k
2019: €188k
2020: €220k
2021: €263k
2022: €211k
2023: €180k
2024: €172k
2018 → 2025
Net result
€11k▼ 12.8%
2024 · €13k
2018: €8k
2019: €13k
2020: €12k
2021: €17k
2022: €52k
2023: €7k
2024: €13k
2018 → 2025
Working capital
€85k▲ 6.2%
2024 · €80k
2018: €80k
2019: €94k
2020: €105k
2021: €97k
2022: €118k
2023: €80k
2024: €80k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€97k-€119k▲ 22.4%€81k▼ 32.5%€80k▼ 0.7%€85k▲ 6.2%
Operating result€92k-€102k▲ 11.0%€-2k€3k€12k▲ 275%
Net result€17k-€52k▲ 200%€7k▼ 85.8%€13k▲ 69.7%€11k▼ 12.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 275% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €125k
Equity
€85k ▲ 6.2%
Debt
€40k ▼ 56.1%
Debt's share of the balance-sheet total falls from 53.4% to 32.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€12k▲
2024 · €3k
Cash flow
€11k▼
2024 · €13k
Current ratio
3.11▲
2024 · 1.87
Debt to equity
0.47▼
2024 · 1.15
ROE
12.9%▼
2024 · 15.7%
ROA
8.7%▲
2024 · 7.3%
Interest coverage
44.43▲
2024 · -0.28
Debt ≤ 1 year
€40k▼
2024 · €92k
Income taxes
€2k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€172k€125k▼
Fixed assets21/28€0-
Tangible fixed assets22/27€0-
Furniture and vehicles24€0-
Current assets29/58€172k€125k▼
Amounts receivable after more than one year29€120k€0▼
Other amounts receivable291€120k€0▼
Amounts receivable within one year40/41€39k€105k▲
Trade receivables40€15k€13k▼
Other amounts receivable41€24k€92k▲
Cash at bank and in hand54/58€10k€20k▲
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€172k€125k▼
Equity10/15€80k€85k▲
Contributions10/11€13k€13k=
Reserves13€67k€72k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€65k€70k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€92k€40k▼
Amounts payable within one year42/48€92k€40k▼
Financial debts43€0-
Other loans439€0-
Trade debts44€16k€9k▼
Suppliers440/4€16k€9k▼
Taxes, remuneration and social security45€9k€2k▼
Taxes450/3€9k€2k▼
Other amounts payable47/48€66k€29k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€247€0▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-17k
Other operating charges640/8€681€25k▲
Gross operating margin9900€4k€19k▲
Operating profit (loss)9901€3k€12k▲
Financial income75/76B€4k€2k▼
Recurring financial income75€4k€2k▼
Financial charges65/66B€-12k€263▲
Recurring financial charges65€-12k€263▲
Profit (loss) for the period before taxes9903€19k€13k▼
Income taxes67/77€7k€2k▼
Profit (loss) for the period9904€13k€11k▼
Profit (loss) for the period to be appropriated9905€13k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€11k▼
Transfer from equity791/2€13k€0▼
Transfer to equity691/2€13k€5k▼
To other reserves6921€13k€5k▼
Profit to be distributed694/7€13k€6k▼
Return on contributions (dividend)694€13k€0▼
Directors or managers695€0€6k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €7k ▼85.8%
Net result drops to €7k, the lowest in the series; recovery starts the following year.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €52k ▲200%
Operating result €102k, net result €52k, both a record.
30-09
Financial
Equity above €100kEq €119k ▲22.4%
5 profitable years in a row build equity to €119k.
15-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Equity above €100kEq €105k ▲13.3%
3 profitable years in a row build equity to €105k.
30-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
19-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-04
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plankenbergstraat 1292100 AntwerpenGround area
159 m²
Building footprint
93 m²
Volume, LiDAR
834 m³
Parcel 11344A0542/00V000, Flanders · tallest building 13.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
two ten
since 20132.224.981.248
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0542/00V000 | Flanders | 159 m² | 1 · 93 m² | 13.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,173 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-12-2013
Fiscal year end30-09
Activities, NACEBEL 2025
82990Other business support services
14299Manufacture of wearing apparel
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
70200Business and other management consultancy
73300Public relations and communication consultancy
74111Design of textile patterns, clothing, jewellery, furniture and decorative items
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.