VERBEKE CONSULT
ActiveSummary
VERBEKE CONSULT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-67k) and a net result of €-152k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 2283 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability3▼-12
Solvency20▼-11
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 6.91 against 1.94 in 2023; short-term debt: 2.1% and cash: 0% of total assets), but equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-5.5%
Return on assets
-12.4%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €-67k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
1 d early
2023
28 d late
2022
21 d late
2021
95 d late
2020
101 d late
2019
119 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, abbreviated schema
Equity
€-67k
2023 · €85k
2018: €99k
2019: €89k
2020: €-113k
2021: €-182k
2022: €-270k
2023: €85k
2018 → 2024
Total assets
€1.23M▼ 13.8%
2023 · €1.42M
2018: €1.49M
2019: €1.50M
2020: €1.31M
2021: €1.24M
2022: €1.10M
2023: €1.42M
2018 → 2024
Net result
€-152k▼ 307%
2023 · €-37k
2018: €1k
2019: €-9k
2020: €-202k
2021: €-70k
2022: €-88k
2023: €-37k
2018 → 2024
Working capital
€151k▼ 9.4%
2023 · €167k
2018: €-46k
2019: €-23k
2020: €110k
2021: €52k
2022: €229k
2023: €167k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-113k-€-182k▼ 61.6%€-270k▼ 48.0%€85k€-67k
Operating result€-164k-€-32k▲ 80.5%€-87k▼ 172%€-37k▲ 57.3%€-42k▼ 13.4%
Net result€-202k-€-70k▲ 65.6%€-88k▼ 26.0%€-37k▲ 57.4%€-152k▼ 307%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €42k in 2024 against €37k in 2023; the loss grows.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.23M
Fixed assets
€1.05M ▼ 2.5%
Current assets
€177k ▼ 48.8%
Key figures and ratios
EBITDA
€-15k▼
2023 · €-11k
Cash flow
€-125k▼
2023 · €-11k
Solvency
-5.5%▼
2023 · 6.0%
Current ratio
6.91▲
2023 · 1.94
Debt to equity
-19.30▼
2023 · 15.77
ROA
-12.4%▼
2023 · -2.6%
Interest coverage
-0.14▲
2023 · -33.61
Debt
€1.29M▼
2023 · €1.34M
Debt ≤ 1 year
€26k▼
2023 · €179k
Debt > 1 year
€947k=
2023 · €947k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet
Code20232024
Assets
Total assets20/58€1.42M€1.23M▼
Fixed assets21/28€1.08M€1.05M▼
Tangible fixed assets22/27€600k€573k▼
Land and buildings22€550k€534k▼
Plant, machinery and equipment23€4k€3k▼
Furniture and vehicles24€46k€36k▼
Financial fixed assets28€478k€477k▼
Current assets29/58€346k€177k▼
Amounts receivable within one year40/41€182k€177k▼
Trade receivables40€176k€177k▲
Other amounts receivable41€6k€92▼
Cash at bank and in hand54/58€164k€231▼
Equity and liabilities
Total equity and liabilities10/49€1.42M€1.23M▼
Equity10/15€85k€-67k▼
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Revaluation surpluses12€392k€392k=
Reserves13€120€120=
Non-distributable reserves130/1€120€120=
Reserves not available under the articles1311€120€120=
Profit (loss) carried forward14€-327k€-479k▼
Amounts payable17/49€1.34M€1.29M▼
Amounts payable after more than one year17€947k€947k=
Financial debts170/4€947k€947k=
Amounts payable within one year42/48€179k€26k▼
Current portion of amounts payable after more than one year42€656-
Trade debts44€19k€14k▼
Suppliers440/4€19k€14k▼
Taxes, remuneration and social security45-€81
Taxes450/3-€81
Other amounts payable47/48€158k€11k▼
Accrued charges and deferred income492/3€212k€321k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€27k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€484
Other operating charges640/8€4k€5k▲
Gross operating margin9900€-6k€-10k▼
Operating profit (loss)9901€-37k€-42k▼
Financial income75/76B-€22
Recurring financial income75-€22
Financial charges65/66B€326€110k▲
Recurring financial charges65€326€110k▲
Non-recurring financial charges66B-€250
Profit (loss) for the period before taxes9903€-37k€-152k▼
Profit (loss) for the period9904€-37k€-152k▼
Profit (loss) for the period to be appropriated9905€-37k€-152k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-327k€-479k▼
Profit (loss) brought forward from the previous period14P€-290k€-327k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 6.91
Current ratio from 1.94 to 6.91; short-term debt falls from €179k to €26k.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 21 days late
2022
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 95 days late
2021
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 101 days late
2020
31-12
Financial
Weakest financial yearnet €-202k
Net result drops to €-202k, the lowest in the series; recovery starts the following year.
27-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 119 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jan van Nassaustraat 619600 RonseGround area
673 m²
Building footprint
468 m²
Volume, LiDAR
3,756 m³
Parcel 45423E0103/00D020, Flanders · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
VERBEKE CONSULT
since 20012.100.465.516
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45423E0103/00D020 | Flanders | 673 m² | 1 · 468 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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two ten
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Vloeberghen & Partners
BE 1001.151.252
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Arvipro
BE 0769.844.755
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AG Investment Management
BE 0747.991.744
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Of 24,500 companies in sector 82990 we hold annual accounts for 9,404. 7,174 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded11-09-2001
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
47540Retail sale of electrical household appliances
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.