ROSA
ActiveSummary
ROSA has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €0 and a net result of €0. Its solvency ranks better than 12% of 1545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69=
Solvency25
Growth55=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.74 against 0.66 in 2023; short-term debt: 90.6% and cash: 11.1% of total assets), and 100% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
0%
Return on assets
0%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 1545 sector peers (2024).
NBB · sector comparisonPosition among 1545 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
22 d early
2022
25 d early
2021
32 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€0
2023 · €0
2021: €0
2022: €0
2023: €0
2021 → 2024
Working capital
€-166k▲ 35.7%
2023 · €-258k
2021: €103k
2022: €51k
2023: €-258k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€0
Operating result€851-€173k▲ 20,216%€6k▼ 96.6%€51k▲ 772%
Net result€0-€0€0€0
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 772% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €710k
Fixed assets
€233k ▼ 23.5%
Current assets
€477k ▼ 5.9%
Key figures and ratios
EBITDA
€82k▲
2023 · €36k
Cash flow
€31k▲
2023 · €30k
Solvency
0.0%
Current ratio
0.74▲
2023 · 0.66
ROA
0.0%=
2023 · 0.0%
Interest coverage
15.21▲
2023 · 6.63
Debt
€710k▼
2023 · €812k
Debt ≤ 1 year
€643k▼
2023 · €765k
Staff costs
€2.04M▼
2023 · €2.07M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€812k€710k▼
Fixed assets21/28€305k€233k▼
Tangible fixed assets22/27€125k€100k▼
Furniture and vehicles24€34k€18k▼
Other tangible fixed assets26€91k€82k▼
Financial fixed assets28€180k€133k▼
Current assets29/58€507k€477k▼
Amounts receivable within one year40/41€277k€366k▲
Trade receivables40€91k€73k▼
Other amounts receivable41€186k€292k▲
Cash at bank and in hand54/58€202k€79k▼
Deferred charges and accrued income490/1€27k€33k▲
Equity and liabilities
Total equity and liabilities10/49€812k€710k▼
Equity10/15-€0
Profit (loss) carried forward14-€0
Amounts payable17/49€812k€710k▼
Amounts payable within one year42/48€765k€643k▼
Trade debts44€437k€358k▼
Suppliers440/4€437k€358k▼
Taxes, remuneration and social security45€328k€285k▼
Taxes450/3€67k€62k▼
Remuneration and social security454/9€260k€223k▼
Accrued charges and deferred income492/3€47k€67k▲
Income statement
Code20232024
Remuneration, social security and pensions62€2.07M€2.04M▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€31k▲
Other operating charges640/8€457€0▼
Non-recurring operating charges66A€0€0=
Gross operating margin9900€2.10M€2.12M▲
Operating profit (loss)9901€6k€51k▲
Financial income75/76B€10k€527▼
Recurring financial income75€10k€527▼
Financial charges65/66B€13k€52k▲
Recurring financial charges65€5k€5k▼
Non-recurring financial charges66B€7k€47k▲
Profit (loss) for the period before taxes9903€3k€0▼
Income taxes67/77€3k-
Profit (loss) for the period9904€0€0=
Profit (loss) for the period to be appropriated9905€0€0=
Appropriation of the result
Profit (loss) to be appropriated9906€0€0=
Social balance
Average headcount (FTE)908721.921.0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
18-08
State Gazette act
Reappointments: Anne Janssens Bennynck, Vinciane Quoidbach and Stéphanie van RossumAppointments: Francis de Drée, Bernard Geubelle and 2 others8 facts ▸
State Gazette act
Reappointments: Anne Janssens Bennynck, Vinciane Quoidbach and Stéphanie van Rossum
Appointments: Francis de Drée, Bernard Geubelle and 2 others8 facts ▸
- General meeting, 24-06-2026
- Director reappointment, Anne Janssens Bennynck (director)
- Director reappointment, Vinciane Quoidbach (director)
- Director reappointment, Stéphanie van Rossum (director)
- Director appointment, Francis de Drée (director)
- Director appointment, Bernard Geubelle (director)
- Director appointment, Lemaire Baudouin (chair)
- Director appointment, Parisel Alex (managing director)
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
09-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
State Gazette actNBB filing
Directors · office · real estate
Directors
under verification, no change since 2026
This board is reconstructed from a single act (26105905). A Gazette act generally publishes only CHANGES, not a full roll call, so directors unchanged since then may be missing here. The KBO register holds the complete list of function holders.
Alex Parisel
CurrentManaging director · since 24-06-2026
Anne Janssens Bennynck
CurrentDirector · since 24-06-2026
Bernard Geubelle
CurrentDirector · since 24-06-2026
Francis DE DREE
CurrentDirector · since 24-06-2026
Lemaire Baudouin
CurrentChair · since 24-06-2026
Quoidbach Vinciane
CurrentDirector · since 24-06-2026
1 other director
van Rossum Stéphanie
CurrentDirector · since 24-06-2026
24-06-2026
Alex Parisel: Appointed as Managing director
24-06-2026
Anne Janssens Bennynck: Mandate renewed as Director
24-06-2026
Bernard Geubelle: Appointed as Director
24-06-2026
Francis DE DREE: Appointed as Director
24-06-2026
Lemaire Baudouin: Appointed as Chair
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kantersteen 121000 BrusselGround area
4,348 m²
Building footprint
4,347 m²
Volume, LiDAR
76,992 m³
Parcel 21804D1049/00D002, Brussels · tallest building 26.2 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Kantersteen 12, 1000 Brussel
since 20202.300.981.342
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D1049/00D002 | Brussels | 4,348 m² | 1 · 4,347 m² | 26.2 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Structure & network
Connections & network
14 connected companiesLinked via shared directors
via Francis DE DREE and Alex Parisel · Director
→
via Francis DE DREE · Director
→
via Alex Parisel · Director
→
via Francis DE DREE · Vice-chair
→
Show 10 more companies with a shared director
→
via Francis DE DREE and Alex Parisel · Director
→
via Alex Parisel · Treasurer
→
via Lemaire Baudouin, Quoidbach Vinciane and 2 others · Director
→
via Quoidbach Vinciane · Director
former→
via Alex Parisel · Treasurer
former→
via Alex Parisel
former→
via Alex Parisel · Permanent representative
former→
via Alex Parisel · Bestendig vertegenwoordiger
former→
via Alex Parisel · Permanent representative
former→
Similar companies · same sector, comparable size
RAINCODE
BE 0440.804.820
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SOMKO
BE 0639.811.505
Roeselare · FTE 21
Deduco International
BE 0740.995.668
Kortrijk · FTE 21
Priority Software Belgium
BE 0419.939.724
Pelt · FTE 21.1
Alpega TMS Belgium
BE 0731.751.370
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Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 1,508 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formNon-profit association
Founded06-04-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.