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ASSOCIATION POUR LA PROMOTION D'OEUVRES SOCIALES ET SANITAIRES DES MUTUALITES LIBRES

Active Risk: very low
Non-profit associationfounded 194878 yrs activeLennikse Baan 788, 1070 Anderlecht, BelgiumKBO/BCE: BE 0409.342.374
Summary

ASSOCIATION POUR LA PROMOTION D'OEUVRES SOCIALES ET SANITAIRES DES MUTUALITES LIBRES has been active since 1948 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is < 0.1% (very low). No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

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Checked score

Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
How do we compute this probability?
Credit check for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 84
Relative position
BE, all sectors
reference
Sector 84
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 78 years 0 80 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
63 d early
2024
59 d early
2023
62 d early
2022
52 d early
2021
41 d early
2020
39 d early
2019
37 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · full schema

Figures filed as PDF only
The National Bank holds 19 filings for this company, the latest for fiscal year 2025 (full schema). That filing exists only as a PDF; Checked reads figures from a filing's XBRL file.
Latest 10 of 19 filings
Fiscal year Type Filed Reference
31-12-2025 full schema 29-05-2026 2026-00138406
31-12-2024 full schema 02-06-2025 2025-00124429
31-12-2023 full schema 30-05-2024 2024-00111263
31-12-2022 full schema 09-06-2023 2023-00126829
31-12-2021 full schema 20-06-2022 2022-20090235
31-12-2020 full schema 22-06-2021 2021-23500326
31-12-2019 full schema 24-06-2020 2020-20400340
31-12-2018 full schema 27-06-2019 2019-27300095
31-12-2017 full schema 03-07-2018 2018-28100406
31-12-2016 full schema 06-07-2017 2017-29600372

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-05
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
15-10
State Gazette act Resignations: Bernard Geubelle, Alex Parisel and Rik Selleslaghs
Appointments: Francis de Dree, Tom Coolen and 3 others9 facts ▸
  • General meeting, 28/05/2025
  • Director resignation, Bernard Geubelle (director)
  • Director resignation, Alex Parisel (director)
  • Director resignation, Rik Selleslaghs (director)
  • Director appointment, Francis de Dree (director)
  • Director appointment, Tom Coolen (director)
  • Director appointment, Freddy Piron (chair)
  • Director appointment, Xavier Brenez (managing director)
  • Director appointment, Daniel Pfeiffer (director)
02-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
05-07
State Gazette act Appointments: Daniel Pfeiffer (director) and E&Y (revisor)
Resignation: Hubert Heck (director)4 facts ▸
  • General meeting, 29/05/2024
  • Director appointment, Daniel Pfeiffer (director)
  • Director resignation, Hubert Heck (director)
  • Auditor appointment, E&Y (revisor)
30-05
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
09-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
09-03
State Gazette act Reappointments: Xavier Brenez, Hubert Heck and 2 others
Appointments: Freddy Piron, Bernard Geubelie and Xavier Brenez · Resignation: Pierre Bouckaert (director)11 facts ▸
  • General meeting, 28/09/2022
  • Director reappointment, Xavier Brenez (director)
  • Director reappointment, Hubert Heck (director)
  • Director reappointment, Alex Parisel (director)
  • Director reappointment, Rik Selleslaghs (director)
  • Director appointment, Freddy Piron (director)
  • Director appointment, Bernard Geubelie (director)
  • Director resignation, Pierre Bouckaert (director)
  • Board meeting, 16/11/2022
  • Director appointment, Freddy Piron (chair)
  • Director appointment, Xavier Brenez (managing director)
2022
12-09
State Gazette act Resignation: Stefaan Lauwers (director)
Statutes amendment3 facts ▸
  • General meeting, 03/06/2022
  • Statutes amendment
  • Director resignation, Stefaan Lauwers (director)
20-06
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
29-12
State Gazette act Appointment: Ernst and Young (revisor)
2 facts ▸
  • General meeting, 22/01/2021
  • Auditor appointment, Ernst and Young (revisor)
22-06
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
24-06
NBB filing Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
03-03
State Gazette act Resignation: Freddy Piron (director)
Statutes amendment · Name change · Registered-office move5 facts ▸
  • General meeting, 19/12/2019
  • Statutes amendment
  • Director resignation, Freddy Piron (director)
  • Name change, Vereniging voor het Bevorderen van Sociale en Sanitaire Werken van de Onafhankelijke Ziekenfondsen van België, vzw
  • Registered-office move, Lenniksebaan 788 A, 1070 Brussel
2019
27-06
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
03-07
NBB filing Annual accounts filed
fiscal year 2017 · full schema
20-06
State Gazette act Purpose · Statutes amendment
Purpose change2 facts ▸
  • General meeting, 19/04/2018
  • Purpose change
2017
22-08
State Gazette act Resignation: Christine Dries (director)
Registered-office move · Statutes amendment4 facts ▸
  • General meeting, 07/06/2017
  • Registered-office move, 1070 Brussel, Lenniksebaan 788
  • Statutes amendment
  • Director resignation, Christine Dries
06-07
NBB filing Annual accounts filed
fiscal year 2016 · full schema
02-03
State Gazette act Appointment: Bouckaert Pierre (director)
Reappointments: Brenez Xavier, Rik Selleslaghs and 5 others · Resignation: Gustave Nowicki (director) · Statutes amendment15 facts ▸
  • General meeting, 28-09-2016
  • Statutes amendment
  • Director appointment, Bouckaert Pierre (director)
  • Director reappointment, Brenez Xavier (director)
  • Director reappointment, Rik Selleslaghs (director)
  • Director reappointment, Freddy Piron (director)
  • Director reappointment, Parisel Alex (director)
  • Director reappointment, Heck Hubert (director)
  • Director reappointment, Dries Christine (director)
  • Director reappointment, Lauwers Stefaan (director)
  • Director resignation, Gustave Nowicki (director)
  • Board meeting, 28-09-2016
  • +3 further facts in this act
2015
15-12
State Gazette act Admissions: Landsbond van de Onafhankelijke Ziekenfondsen, Onafhankelijk Ziekenfonds and 5 others
Appointments: Ernst & Young (revisor) and Gustave Nowicki (chair) · Statutes amendment11 facts ▸
  • General meeting, 05/06/2015
  • Statutes amendment
  • Member admission, Landsbond van de Onafhankelijke Ziekenfondsen
  • Member admission, Onafhankelijk Ziekenfonds
  • Member admission, OMNIMUT-Mutualité Libre de Wallonie
  • Member admission, Partena-Mutualité Libre
  • Member admission, Freie Krankenkasse
  • Member admission, Ziekenfonds Securex
  • Member admission, Partena - Onafhankelijk Ziekenfonds Vlaanderen
  • Auditor appointment, Ernst & Young (revisor)
  • Director appointment, Gustave Nowicki (chair)
2014
08-09
State Gazette act Resignation: Courard Pascal (director)
2 facts ▸
  • General meeting, 06/06/2014
  • Director resignation, Courard Pascal (director)
2013
17-07
State Gazette act Resignation: Jacques Jonet (director)
Appointments: Freddy Piron (director) and G. Nowicki (chair)4 facts ▸
  • General meeting, 07/06/2013
  • Director resignation, Jacques Jonet (director)
  • Director appointment, Freddy Piron (director)
  • Director appointment, G. Nowicki (chair)
2011
22-11
State Gazette act Capital & shares · Restructuring
Admissions: Landsbond van de Onafhankelijke Ziekenfondsen, Onafhankelijk Ziekenfonds and 6 others · Merger · Name change11 facts ▸
  • General meeting, 30/09/2011
  • Merger
  • Name change, Vereniging voor het bevorderen van Sociale en Sanitaire Werken van de Onafhankelijke Ziekenfondsen van België, vzw
  • Member admission, Landsbond van de Onafhankelijke Ziekenfondsen
  • Member admission, Onafhankelijk Ziekenfonds
  • Member admission, Mutualité Professionnelle et Libre de la Région Wallonne
  • Member admission, Euromut
  • Member admission, Freie Krankenkasse
  • Member admission, Ziekenfonds Securex
  • Member admission, Partena - Onafhankelijk Ziekenfonds Vlaanderen
  • Member admission, Partena - Onafhankelijk Ziekenfonds
14-07
State Gazette act Appointment: PARISEL Alex (director)
2 facts ▸
  • General meeting, 01/06/2011
  • Director appointment, PARISEL Alex (director)
31-01
State Gazette act Resignations: Goovaerts Laurent, Mertens Pascal and Luc Matthys
Appointments: Christine Dries, Gustave Nowicki and Xavier Brenez · Statutes amendment11 facts ▸
  • General meeting, 03-12-2010
  • Statutes amendment
  • Director resignation, Goovaerts Laurent (director)
  • Director resignation, Mertens Pascal (director)
  • Director resignation, Luc Matthys (director)
  • Director appointment, Christine Dries (director)
  • Board meeting, 27-10-2010
  • Director resignation, Goovaerts Laurent (chair)
  • Director appointment, Gustave Nowicki (chair)
  • Director resignation, Mertens Pascal (managing director)
  • Director appointment, Xavier Brenez (managing director)
2010
06-10
State Gazette act Miscellaneous
Statutes amendment2 facts ▸
  • General meeting, 08/06/2007
  • Statutes amendment
2008
22-07
State Gazette act Appointment: Xavier BRENEZ (director)
Resignation: Christian ROULLING (director)3 facts ▸
  • General meeting, 13 juni 2008
  • Director appointment, Xavier BRENEZ (director)
  • Director resignation, Christian ROULLING (director)
State Gazette actNBB filingAn act published in both Dutch and French appears here once.

Directors · office · real estate

Directors
7 directors, no change since 2025
Tom Coolen
Director · since 01-09-2025
Current
Francis DE DREE
Director · since 01-07-2025
Current
Daniel PFEIFFER
Director · since 01-10-2024
Current
Bernard Geubelie
Director · since 28-09-2022
Current
Freddy Piron
Chair · since 28-09-2022
Current
Xavier Brenez
Managing director · since 01-07-2008
Current
1 other director
G. Nowicki
Chair · since 17-07-2013
Not recently confirmed
15-10-2025 Daniel PFEIFFER: Appointed as Director
15-10-2025 Freddy Piron: Appointed as Chair
15-10-2025 Xavier Brenez: Appointed as Managing director
01-09-2025 Tom Coolen: Appointed as Director
01-09-2025 Tom Coolen: Appointed as Director
Full history in the Timeline (98 changes) →
Location & real-estate footprint
Registered office, Anderlecht
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lennikse Baan 7881070 Anderlecht
Ground area
4,011 m²
Building footprint
2,743 m²
Volume, LiDAR
35,213 m³
Parcel 21307E0102/00F000, Brussels · tallest building 24.7 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21307E0102/00F000 Brussels 4,011 m² 1 · 2,743 m² 24.7 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Statutory auditor

1 auditor
E&YCurrent
Company auditor · represented by Mari-Laure Moreau
05-07-2024 → present
Show 2 earlier auditors
Ernst & Young
Revisor · represented by Mevr. Moreau
succeeded by ERNST AND YOUNG in 2021
15-12-2015 → 29-12-2021
ERNST AND YOUNG
Company auditor · represented by Marie-Laure Moreau
succeeded by E&Y in 2024
29-12-2021 → 05-07-2024

Articles of association

Purpose
De Vereniging heeft tot doel onder elke materiële geneeskundige morele of intellectuele vorm elke activiteit uit te oefenen die rechtstreeks verband houdt met het bevorderen van de…
Full purpose

De Vereniging heeft tot doel onder elke materiële geneeskundige morele of intellectuele vorm elke activiteit uit te oefenen die rechtstreeks verband houdt met het bevorderen van de gezondheid, de veiligheid, de sociale bijstand en het algemeen welzijn van de leden en hun rechthebbenden. Dit alles in het kader van de rechtstreekse of onrechtstreekse activiteiten van de beweging van de Onafhankelijke Ziekenfondsen. Ze heeft eveneens tot doel de financiering te vergemakkelijken van de aankoop van administratieve gebouwen voor de ziekenfondsen van de Onafhankelijke Ziekenfondsen. Dit met het doei de dienstverlening aan de leden van deze ziekenfondsen te verbeteren. De Vereniging kan de werking bevorderen van diverse sociale instellingen ten voordele van haar leden en van de leden van de Onafhankelijke Ziekenfondsen en hun gezin.

according to the deed of 03-03-2020

Structure & network

Connections & network

25 connected companies
Xavier Brenez, Shared director, links 7 companies XBXavier BrenezINTERMUTUALISTISCH AGENTSCHAP, via Xavier Brenez IAINTERMUTUALIS…AGENTSCHAPMLOZ Insurance, via Xavier Brenez MIMLOZ InsuranceMutual IT, via Xavier Brenez MIMutual ITGROUP S - GUICHET D'ENTREPRISE, via Xavier Brenez GSGROUP SGUICHET…GROUP S - SECRETARIAT SOCIAL, SECRETARIAT SOCIAL AGREE D'EMPLOYEURS, via Xavier Brenez GSGROUP SSECRETARIAT…Group S-Caisse d'assurances sociales pour indépendants a.s.b.l, via Xavier Brenez GSGroup S-Caissed'assurances…PLATEFORME POUR L'AMÉLIORATION DE LA QUALITÉ DES SERVICES DE SANTE, via Xavier Brenez PPPLATEFORMEPOUR…Francis DE DREE, Shared director, links 5 companies FDFrancis DE DREEBECI-BRUSSELS CHAMBER OF COMMERCE, via Francis DE DREE BCBECI-BRUSSELSCHAMBER OF…European Hospital and Healthcare Federation, via Francis DE DREE EHEuropeanHospital and…ROSA, via Francis DE DREE RROSAFreddy Piron, Shared director, links 3 companies FPFreddy PironSolidarité et Santé, via Freddy Piron SESolidarité etSantéASSOCIATION POUR LA PROMOTION D'OEUVRES SOCIALES ET SANITAIRES DES MUTUALITES LIBRES ASSOCIATIONPOUR LA…0409.342.374
Shared directors
Linked via shared directors
Show 21 more companies with a shared director
ROSA
via Francis DE DREE · Director
→
former→
BOUCKAPI
Shared director
→
CAREVOLUTION
Shared director
→
CONSTELA
Shared director
→
Helan Huishoudhulp
Shared director
→
Helan Kinderopvang
Shared director
→
Helan Onthaalouders
Shared director
→
Helan Zorgwinkel
Shared director
→
Helanet
Shared director
→
Heyo
Shared director
→
Laurodin
Shared director
→
→

Acquisitions and mergers

1 transaction
Took over:Opfor
BE 0451.562.120State Gazette act of 22-11-2011 (2 acts)

Recognitions · licences · registrations

Legal Entity Identifier

54930025WV5BD8E5IO92
live in the LEI register

Similar companies · same sector and region

DE KAAI
BE 0458.357.068
Anderlecht
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Maatschappij van Onderlinge Bijstand van de onafhankelijke ziekenfondsen voor het Waalse Gewest
BE 0713.671.461
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ONAFHANKELIJKE ZIEKENFONDSEN - ZORGKAS VLAANDEREN
BE 0851.870.232
Anderlecht
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BE 0713.671.263
Anderlecht
The National Bank holds 19 filings for this company, but none with figures Checked can read: the latest, for fiscal year 2025, exists only as a PDF. A size comparison is therefore not possible. These companies share only the sector and the region. Of 84 companies in sector 84302 we hold annual accounts for 25. See the whole sector

Company data · Crossroads Bank

Identification
Legal formNon-profit association
Founded08-02-1948
Fiscal year end31-12
Abbreviation APROSS - VEBESS
Activities, NACEBEL 2025
84302Public administration and defence; compulsory social security
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers

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