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MLOZ Insurance

Active Risk: not assessed
Ziekenfonds / Maatschappij van onderlinge bijstand / Landsbond van ziekenfondsenfounded 198145 yrs activeLennikse Baan 788A, 1070 Anderlecht, BelgiumKBO/BCE: BE 0422.189.629
Summary

MLOZ Insurance is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The company has been active since 1981 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
38 d early
2023
40 d late
2022
28 d early
2021
32 d early
2020
11 d early
2019
55 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · unclassified schema

Annual accounts outside the standard scheme
The National Bank holds 13 filings for this company, the latest for fiscal year 2024. They follow a sector scheme (bank, insurer, association or foreign entity); Checked reads figures only from the full, abbreviated and micro schemes.
Latest 10 of 13 filings
Fiscal year Type Filed Reference
31-12-2024 unclassified schema 23-06-2025 2025-00183879
31-12-2023 unclassified schema 09-09-2024 2024-00460065
31-12-2022 unclassified schema 03-07-2023 2023-00211506
31-12-2021 unclassified schema 29-06-2022 2022-20159356
31-12-2020 unclassified schema 20-07-2021 2021-38600353
31-12-2019 unclassified schema 24-09-2020 2020-55300101
31-12-2018 unclassified schema 10-07-2019 2019-31400049
31-12-2017 unclassified schema 03-07-2018 2018-28900194
31-12-2016 unclassified schema 13-07-2017 2017-32200384
31-12-2015 unclassified schema 01-07-2016 2016-28200212

Timeline · acts, filings and financial milestones

2026
12-03
State Gazette act Resignations: Alex PARISEL (lid van de raad van bestuur en van het directiecomité) and Sofie JAQUES (director)
Appointments: Francis DE DREE, Tom COOLEN and Franky HAESEVOETS · Statutes amendment13 facts ▸
  • Board meeting, 28/05/2025
  • Director resignation, Alex PARISEL (lid van de raad van bestuur en van het directiecomité)
  • Director appointment, Francis DE DREE (member of the executive committee)
  • Director appointment, Tom COOLEN (member of the executive committee)
  • General meeting, 13/06/2025
  • Director resignation, Alex PARISEL (lid van de raad van bestuur en van het directiecomité)
  • Director appointment, Francis DE DREE (executive director)
  • Board meeting, 10/12/2025
  • Director resignation, Sofie JAQUES (director)
  • Director appointment, Franky HAESEVOETS (director)
  • Statutes amendment
  • General meeting, 15/10/2025
  • +1 further facts in this act
29.5% of this act was read; anything after the cut is not in this list.Read the act at the Belgisch Staatsblad ↗
2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · unclassified schema
06-02
State Gazette act Resignations: Hubert HECK (director) and Jan BROECKX (director)
Appointments: DE MUYNCK, Daniel PFEIFFER and Tom COOLEN · Statutes amendment7 facts ▸
  • General meeting, 16/10/2024
  • Director resignation, Hubert HECK (director)
  • Director resignation, Jan BROECKX (director)
  • Director appointment, DE MUYNCK (independent director)
  • Director appointment, Daniel PFEIFFER (director)
  • Director appointment, Tom COOLEN (director)
  • Statutes amendment
60.2% of this act was read; anything after the cut is not in this list.Read the act at the Belgisch Staatsblad ↗
2024
02-12
State Gazette act Appointment: Ernst & Young (statutory auditor)
Resignation: Peter LEYMAN (lid van de raad van bestuur, vice president en lid van het remuneratie en benoemingscomité) · Statutes amendment4 facts ▸
  • General meeting, 19/06/2024
  • Auditor appointment, Ernst & Young
  • Director resignation, Peter LEYMAN (lid van de raad van bestuur, vice president en lid van het remuneratie en benoemingscomité)
  • Statutes amendment
02-12
State Gazette act Appointment: Ernst & Young (commissaire aux comptes)
Resignation: Peter LEYMAN (membre du conseil d'administration, vice président et membre du comité de rémunération et de nominations) · Statutes amendment6 facts ▸
  • General meeting, 19/06/2024
  • Auditor appointment, Ernst & Young (commissaire aux comptes)
  • Director resignation, Peter LEYMAN (membre du conseil d'administration, vice président et membre du comité de rémunération et de nominations)
  • Statutes amendment
  • Statutes amendment
  • Statutes amendment
09-09
NBB filing Annual accounts filed
fiscal year 2023 · unclassified schema · 40 days late
31-05
State Gazette act Statutes amendment
4 facts ▸
  • General meeting, 21/06/2023
  • Statutes amendment
  • General meeting, 18/10/2023
  • Statutes amendment
59.5% of this act was read; anything after the cut is not in this list.Read the act at the Belgisch Staatsblad ↗
24-04
State Gazette act Resignation: Stefaan LAUWERS (director)
Statutes amendment3 facts ▸
  • General meeting, 23/02/2023
  • Director resignation, Stefaan LAUWERS (director)
  • Statutes amendment
52.7% of this act was read; anything after the cut is not in this list.Read the act at the Belgisch Staatsblad ↗
2023
03-07
NBB filing Annual accounts filed
fiscal year 2022 · unclassified schema
16-03
State Gazette act Reappointments: BRENEZ Xavier, STEYLEMANS Thierry and 11 others
Appointments: DESSART Julien, PEETERS Yves and 14 others · Resignations: BOUCKAERT Pierre, BOUILLART Robert and 10 others · Statutes amendment43 facts ▸
  • General meeting, 24/06/2022
  • Director reappointment, BRENEZ Xavier (director)
  • Director reappointment, STEYLEMANS Thierry (director)
  • Director reappointment, NOEL Sandrine (director)
  • Director reappointment, VERHEYDEN Alexandre (director)
  • Director reappointment, WALLEMACQ Jean (director)
  • Director reappointment, LEMAIRE Baudouin (director)
  • Director reappointment, PARISEL Alex (director)
  • Director reappointment, JONCKHEERE Vincent (director)
  • Director reappointment, HECK Hubert (director)
  • Director reappointment, SELLESLAGHS Rik (director)
  • Director reappointment, VAEL Marianna (director)
  • +31 further facts in this act
02-03
State Gazette act Statutes amendment
Accounting effect3 facts ▸
  • General meeting, 21/10/2022
  • Accounting effect, 01/01/2023
  • Statutes amendment
71.6% of this act was read; anything after the cut is not in this list.Read the act at the Belgisch Staatsblad ↗
2022
29-06
NBB filing Annual accounts filed
fiscal year 2021 · unclassified schema
Show earlier events
2021
28-12
State Gazette act Statutes amendment
Accounting effect3 facts ▸
  • General meeting, 22/10/2021
  • Accounting effect, 01/01/2022
  • Statutes amendment
01-10
State Gazette act Statutes amendment
Accounting effect3 facts ▸
  • General meeting, 25/06/2021
  • Statutes amendment
  • Accounting effect, 01/09/2021
27-08
State Gazette act Statutes amendment
Accounting effect3 facts ▸
  • General meeting, 25/06/2021
  • Statutes amendment
  • Accounting effect, 01/07/2021
20-07
NBB filing Annual accounts filed
fiscal year 2020 · unclassified schema
03-02
State Gazette act Appointment: EY (revisor)
Statutes amendment · Accounting effect4 facts ▸
  • General meeting, 23/10/2020
  • Auditor appointment, EY (revisor)
  • Statutes amendment, Artikel 36
  • Accounting effect, 01/01/2021
2020
24-09
NBB filing Annual accounts filed
fiscal year 2019 · unclassified schema · 55 days late
24-07
State Gazette act Statutes amendment · Resignations & appointments
Accounting effect · Statutes amendment3 facts ▸
  • General meeting, 25/10/2019
  • Accounting effect, 01/04/2020
  • Statutes amendment
65.9% of this act was read; anything after the cut is not in this list.Read the act at the Belgisch Staatsblad ↗
30-01
State Gazette act Resignation: Alain Levaux (director)
Statutes amendment3 facts ▸
  • General meeting, 25/10/2019
  • Director resignation, Alain Levaux (director)
  • Statutes amendment
33.9% of this act was read; anything after the cut is not in this list.Read the act at the Belgisch Staatsblad ↗
2019
30-09
State Gazette act Resignation: Edward VAN VRE (director)
Appointment: Rosita VAN MAELE (director)3 facts ▸
  • General meeting, 21-06-2019
  • Director resignation, Edward VAN VRE (director)
  • Director appointment, Rosita VAN MAELE (director)
10-07
NBB filing Annual accounts filed
fiscal year 2018 · unclassified schema
2018
30-11
State Gazette act Statutes amendment
2 facts ▸
  • General meeting, 26/10/2018
  • Statutes amendment
03-07
NBB filing Annual accounts filed
fiscal year 2017 · unclassified schema
2017
19-12
State Gazette act Appointment: Ernst & Young (company auditor)
Name change3 facts ▸
  • General meeting, 27/10/2017
  • Name change, MLOZ Insurance
  • Auditor appointment, Ernst & Young (company auditor)
15-09
State Gazette act Registered office · Statutes amendment
Registered-office move · Statutes amendment3 facts ▸
  • General meeting, 23/06/2017
  • Registered-office move, 1070 Anderlecht, Lenniksebaan 788 A
  • Statutes amendment
13-07
NBB filing Annual accounts filed
fiscal year 2016 · unclassified schema
2016
02-08
State Gazette act Appointments: NOEL Sandrine, DEQUAE Marie Gemma and 4 others
Reappointments: BRENEZ Xavier, STEYLEMANS Thierry and 19 others · Statutes amendment29 facts ▸
  • General meeting, 24-06-2016
  • Director appointment, NOEL Sandrine (director)
  • Director appointment, DEQUAE Marie Gemma (director)
  • Director appointment, VERHEYDEN Albert (director)
  • Director appointment, BOUILLART Robert (director)
  • Director appointment, VAEL Marianna (director)
  • Director appointment, VANDENDEULPEN Dominique (director)
  • Director reappointment, BRENEZ Xavier (director)
  • Director reappointment, STEYLEMANS Thierry (director)
  • Director reappointment, EERTMANS Michei (director)
  • Director reappointment, VERHEYDEN Alexander (director)
  • Director reappointment, VAN VRE Edward (director)
  • +17 further facts in this act
26-07
State Gazette act Appointment: BOUCKAERT Pierre (director)
Resignation: DE LEMBRE Erik (director) · Statutes amendment · Legal form5 facts ▸
  • General meeting, 27/06/2014
  • Director appointment, BOUCKAERT Pierre (director)
  • Director resignation, DE LEMBRE Erik (director)
  • Statutes amendment
  • Legal form, Verzekeringsmaatschappij van onderlinge bijstand
26-07
State Gazette act Appointments: DE BETHUNE Elisabeth, WALLEMACQ Jean and 2 others
Resignations: DIELEN François, STESSEL Christiane and 23 others · Statutes amendment31 facts ▸
  • General meeting, 24/10/2014
  • Director appointment, DE BETHUNE Elisabeth (director)
  • Director appointment, WALLEMACQ Jean (director)
  • Director appointment, JONCKHEERE Vincent (director)
  • Director appointment, DE BOCK Danny (director)
  • Director resignation, DIELEN François (director)
  • Director resignation, STESSEL Christiane (director)
  • Director resignation, VAN TROYEN André (director)
  • Director resignation, VAN DEN BRANDE Joseph (director)
  • Director resignation, MARSIN Jean-Claude (director)
  • Director resignation, QUEVAUVILLERS Francis (director)
  • Director resignation, JONET Jacques (director)
  • +19 further facts in this act
01-07
NBB filing Annual accounts filed
fiscal year 2015 · unclassified schema
2013
21-10
State Gazette act Appointments: CARBALLO-MARTINEZ Sagrario, DE LEMBRE Erik and 2 others
Resignation: GERARCHINI Viviana (director) · Statutes amendment8 facts ▸
  • General meeting, 29-07-2011
  • Director appointment, CARBALLO-MARTINEZ Sagrario (director)
  • Director appointment, DE LEMBRE Erik (director)
  • Director appointment, EERTMANS Michel (director)
  • Director appointment, DEFLEM Luc (director)
  • Director resignation, GERARCHINI Viviana (director)
  • General meeting, 16-03-2012
  • Statutes amendment
21-10
State Gazette act Appointments: JACOBS Reynald, DUCHEYNE David and PIRON Freddy
Resignations: DEWANCKELE Henri, DEFLEM Luc and JONET Jacques8 facts ▸
  • General meeting, 28/06/2012
  • Director appointment, JACOBS Reynald (director)
  • Director appointment, DUCHEYNE David (director)
  • Director resignation, DEWANCKELE Henri (director)
  • Director resignation, DEFLEM Luc (director)
  • Board meeting, 07/06/2012
  • Director appointment, PIRON Freddy (administrateur exécutif)
  • Director resignation, JONET Jacques (administrateur exécutif)
08-08
State Gazette act Appointments: JACOBS Reynald, DUCHEYNE David and PIRON Freddy
Resignations: DEWANCKELE Henri, DEFLEM Luc and JONET Jacques8 facts ▸
  • General meeting, 28-06-2013
  • Director appointment, JACOBS Reynald (director)
  • Director appointment, DUCHEYNE David (director)
  • Director resignation, DEWANCKELE Henri (director)
  • Director resignation, DEFLEM Luc (director)
  • Board meeting, 07-06-2013
  • Director appointment, PIRON Freddy (effectieve bestuurder)
  • Director resignation, JONET Jacques (effectieve bestuurder)
State Gazette actNBB filingAn act published in both Dutch and French appears here once.

Directors · office · real estate

Directors
37 directors, last change in 2026
HAESEVOETS Franky
Director · since 10-12-2025
Current
Francis DE DREE
Executive director · since 01-07-2025
Current
Tom COOLEN
Member of the executive committee · since 01-01-2025
Current
Daniel PFEIFFER
Director · since 01-11-2024
Current
DE MUYNCK
Independent director · since 01-11-2024
Current
Aloys du BOIS d'AISCHE
Director · since 24-06-2022
Current
31 other directors
Bernard De Meulemeester
Director · since 24-06-2022
Current
DE ROOVER Cédric
Director · since 24-06-2022
Current
DESSART Julien
Director · since 24-06-2022
Current
JACQUES Sofie
Director · since 24-06-2022
Current
JANSSENS Patrick
Director · since 24-06-2022
Current
LOOTENS Christel
Director · since 24-06-2022
Current
MPASINAS Valérie
Director · since 24-06-2022
Current
Pascale Backaert
Director · since 24-06-2022
Current
Peeters Yves
Director · since 24-06-2022
Current
PIRLOT DE CORBION Chantal
Director · since 24-06-2022
Current
QUEVAUVILLERS Francis
Director · since 24-06-2022
Current
Roose Barbara
Director · since 24-06-2022
Current
VEREECKEN Eric
Director · since 24-06-2022
Current
VERHEYDEN Alexandre Emile
Director · since 24-06-2022
Current
Lemaire Baudouin
Director · since 01-07-2016
Current
Marianne Vael
Director · since 01-07-2016
Current
NOEL Sandrine
Director · since 01-07-2016
Current
PELLEGROMS Eric Louis
Director · since 01-07-2016
Current
SELLESLAGHS Rik Bart
Director · since 01-07-2016
Current
Thierry Steylemans
Director · since 01-07-2016
Current
Xavier Brenez
Director · since 01-07-2016
Current
JONCKHEERE Vincent
Director · since 01-01-2015
Current
WALLEMACQ Jean
Director · since 01-01-2015
Current
Alexander Verheyden
Director · since 01-07-2016
Not recently confirmed
CARBALLO-MARTINEZ Sagrario
Director · since 29-07-2011
Not recently confirmed
Christine DRIES
Director · since 01-07-2016
Not recently confirmed
DEQUAE Marie Gemma
Director · since 01-07-2016
Not recently confirmed
EERTMANS Michei
Director · since 01-07-2016
Not recently confirmed
WILLEMYNS Lucas
Director · since 01-07-2016
Not recently confirmed
DE BOCK Danny
Director · since 01-01-2015
Not recently confirmed
Reynald JACOBS
Director · since 28-06-2012
Not recently confirmed
12-03-2026 Francis DE DREE: Appointed as Executive director
12-03-2026 Francis DE DREE: Appointed as Administrateur exécutif
10-12-2025 HAESEVOETS Franky: Appointed as Director
10-12-2025 HAESEVOETS Franky: Appointed as Director
10-12-2025 Sofie JAQUES: Resigned as Director
Full history in the Timeline (232 changes) →
Not every act has been read: a resignation may be missing here
14 acts were read only in part. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2012
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lennikse Baan 788A1070 Anderlecht
Ground area
1.1 ha
Building footprint
622 m²
Volume, LiDAR
5,009 m³
Parcel 21307E0257/00D000, Brussels · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lennikse Baan 788A, 1070 Anderlecht
Insurance, reinsurance and pension funding, except compulsory social security
since 20122.230.890.528
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21307E0257/00D000 Brussels 1.1 ha 1 · 622 m² 10.7 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Statutory auditor

1 auditor
Ernst et Young Reviseurs d'EntreprisesCurrent
Auditor · represented by Joeri Klaykens
02-12-2024 → present
Show 2 earlier auditors
Ernst & Young
Company auditor
succeeded by EY in 2021
19-12-2017 → 03-02-2021
EY
Revisor · represented by Joeri Klaykens
succeeded by Ernst et Young Reviseurs d'Entreprises in 2024
03-02-2021 → 02-12-2024

Articles of association

Purpose
Conformément à l'article 70, § 6 de la loi du 6 août 1990, la Société Mutualiste d'Assurances a pour objet de garantir à ses assurés, affiliés de façon facultative, tels que…
Full purpose

Conformément à l'article 70, § 6 de la loi du 6 août 1990, la Société Mutualiste d'Assurances a pour objet de garantir à ses assurés, affiliés de façon facultative, tels que définis à l'article 5, la couverture des débours en matière de frais pour soins de santé effectués d'une part avant, pendant ou après une hospitalisation et en relation avec celle-ci et, d'autre part, sans relation avec une hospitalisation et ce, dans les conditions définies par les présents statuts.

according to the deed of 12-03-2026

Structure & network

Connections & network

89 connected companies
Marianne Vael, Shared director, links 12 companies MVMarianne VaelHelan Huishoudhulp, via Marianne Vael HHHelanHuishoudhulpHelan Kinderopvang, via Marianne Vael HKHelanKinderopvangHelan Onthaalouders, via Marianne Vael HOHelanOnthaaloudersHelan Zorgwinkel, via Marianne Vael HZHelanZorgwinkelHelanet, via Marianne Vael HHelanetHeyo, via Marianne Vael HHeyoIBEVE vzw, via Marianne Vael IVIBEVE vzwIDEWE - Externe dienst voor Preventie en Bescherming op het werk, via Marianne Vael IEIDEWEExterne…UC Leuven, via Marianne Vael ULUC LeuvenUC Limburg, via Marianne Vael ULUC LimburgZ.org KU Leuven, via Marianne Vael ZKZ.org KULeuvenZorggroep Annendael, via Marianne Vael ZAZorggroepAnnendaelSELLESLAGHS Rik Bart, Shared director, links 8 companies SRSELLESLAGHS RikBartMLOZ Insurance MLOZInsurance0422.189.629
Shared directors
Linked via shared directors
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boosting.brussels by finance&invest.brussels
via Roose Barbara · Membre du conseil de direction
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finance&invest.brussels
via Roose Barbara · Permanent representative
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IBEVE vzw
via Marianne Vael · Director
→
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UC Leuven
via Marianne Vael · Vice-chair
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UC Limburg
via Marianne Vael · Vaste plaatsvervanger
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United NRJ
via LOOTENS Christel · Permanent representative
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Z.org KU Leuven
via Marianne Vael · Expert bestuurder
→
former→
BRUSTART BY FINANCE&INVEST.BRUSSELS
via Roose Barbara · Permanent representative
former→
CRELAN
via Bernard De Meulemeester · Administrateur non exécutif
former→
CRELANCO
via Bernard De Meulemeester · Administrateur non exécutif
former→
former→
Fonds de pension Proximus
via Bernard De Meulemeester · Permanent representative
former→
RECORD CREDITS
via Peeters Yves · Administrateur, administrateur délégué et membre du comité de direction
former→
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Shared director
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Recognitions · licences · registrations

Legal Entity Identifier

549300UK56UKTJB6OR61
live in the LEI register

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Sint-Gillis (bij-Brussel)
The National Bank holds 13 filings for this company, in a sector scheme Checked reads no figures from, so a size comparison is not possible. These companies share only the sector and the region. Of 118 companies in sector 65121 we hold annual accounts for 34. See the whole sector

Company data · Crossroads Bank

Identification
Legal formZiekenfonds / Maatschappij van onderlinge bijstand / Landsbond van ziekenfondsen
Founded01-03-1981
Fiscal year end31-12
Abbreviation NL Hospitalia
Activities, NACEBEL 2025
65121Insurance, reinsurance and pension funding, except compulsory social security
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.

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