PROMATIC - W
ActiveSummary
PROMATIC - W has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.46M and a net result of €903k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 24% of 1545 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability77=
Solvency41=
Growth75▼-1
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity tight (current ratio 1.34 against 1.33 in 2023; short-term debt: 73.2% and cash: 51.8% of total assets), and 83.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
16.1%
Return on assets
9.9%
Age of the figures
21 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 1545 sector peers (2024).
NBB · sector comparisonPosition among 1545 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
35 d early
2022
34 d early
2021
39 d early
2020
44 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, full schema
Turnover
€9.53M▲ 5.4%
2023 · €9.04M
2018: €5.12M
2019: €5.76M
2020: €5.77M
2021: €5.77M
2022: €6.44M
2023: €9.04M
2018 → 2024
EBIT margin
11.5%▲ 0.3pp
2023 · 11.2%
2018: 11.4%
2019: 12.0%
2020: 12.4%
2021: 11.4%
2022: 13.1%
2023: 11.2%
2018 → 2024
Net result
€903k▲ 12.6%
2023 · €802k
2018: €356k
2019: €486k
2020: €493k
2021: €483k
2022: €595k
2023: €802k
2018 → 2024
Working capital
€2.26M▲ 19.6%
2023 · €1.89M
2018: €644k
2019: €809k
2020: €872k
2021: €663k
2022: €1.07M
2023: €1.89M
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€5.77M-€5.77M=€6.44M▲ 11.7%€9.04M▲ 40.4%€9.53M▲ 5.4%
Equity€634k-€637k▲ 0.5%€831k▲ 30.6%€1.28M▲ 54.4%€1.46M▲ 13.9%
Operating result€713k-€656k▼ 8.1%€847k▲ 29.2%€1.01M▲ 19.2%€1.10M▲ 8.5%
Net result€493k-€483k▼ 2.0%€595k▲ 23.1%€802k▲ 35.0%€903k▲ 12.6%
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed three years in a row; 2024 is 9% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €9.09M
Fixed assets
€184k ▼ 14.0%
Current assets
€8.90M ▲ 16.8%
Equity and liabilities €9.09M
Equity
€1.46M ▲ 13.9%
Provisions
€977k ▲ 19.7%
Debt
€6.65M ▲ 15.8%
Debt's share of the balance-sheet total falls from 73.2% to 73.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€1.15M▲
2023 · €1.07M
Cash flow
€954k▲
2023 · €865k
Current ratio
1.34▲
2023 · 1.33
Quick ratio
1.34▲
2023 · 1.33
Debt to equity
4.55▲
2023 · 4.47
ROE
61.8%▼
2023 · 62.5%
ROA
9.9%▼
2023 · 10.2%
Interest coverage
90.12▼
2023 · 122.22
Debt ≤ 1 year
€6.65M▲
2023 · €5.74M
Income taxes
€350k▲
2023 · €310k
Staff costs
€3.49M▲
2023 · €3.15M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 70 lines
Balance sheet
Code20232024
Assets
Total assets20/58€7.84M€9.09M▲
Fixed assets21/28€214k€184k▼
Tangible fixed assets22/27€213k€183k▼
Land and buildings22€18k€14k▼
Plant, machinery and equipment23€32k€28k▼
Furniture and vehicles24€164k€141k▼
Financial fixed assets28€355€355=
Other financial fixed assets284/8€355€355=
Amounts receivable and cash guarantees285/8€355€355=
Current assets29/58€7.63M€8.90M▲
Stocks and contracts in progress3€7k€7k=
Stocks30/36€7k€7k=
Raw materials and consumables30/31€7k€7k=
Amounts receivable within one year40/41€4.11M€4.17M▲
Trade receivables40€3.95M€4.05M▲
Other amounts receivable41€160k€117k▼
Cash at bank and in hand54/58€3.49M€4.71M▲
Deferred charges and accrued income490/1€18k€20k▲
Equity and liabilities
Total equity and liabilities10/49€7.84M€9.09M▲
Equity10/15€1.28M€1.46M▲
Contributions10/11€74k€74k=
Capital10€74k€74k=
Issued capital100€74k€74k=
Reserves13€480k€480k=
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Distributable reserves133€473k€473k=
Profit (loss) carried forward14€729k€907k▲
Provisions and deferred taxes16€816k€977k▲
Provisions for liabilities and charges160/5€816k€977k▲
Other liabilities and charges164/5€816k€977k▲
Amounts payable17/49€5.74M€6.65M▲
Amounts payable within one year42/48€5.74M€6.65M▲
Trade debts44€2.28M€1.72M▼
Suppliers440/4€2.28M€1.72M▼
Advances received on contracts in progress46€2.11M€3.05M▲
Taxes, remuneration and social security45€994k€1.16M▲
Taxes450/3€76k-
Remuneration and social security454/9€919k€1.16M▲
Other amounts payable47/48€350k€725k▲
Income statement
Code20232024
Operating income70/76A€9.29M€9.77M▲
Turnover70€9.04M€9.53M▲
Other operating income74€240k€236k▼
Operating charges60/66A€8.28M€8.67M▲
Goods for resale, raw materials and consumables60€3.31M€3.56M▲
Purchases600/8€3.31M€3.56M▲
Services and other goods61€1.49M€1.43M▼
Remuneration, social security and pensions62€3.15M€3.49M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€63k€51k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-73k€-26k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€325k€161k▼
Other operating charges640/8€9k€5k▼
Operating profit (loss)9901€1.01M€1.10M▲
Financial income75/76B€111k€170k▲
Recurring financial income75€111k€170k▲
Income from current assets751€107k€159k▲
Other financial income752/9€4k€11k▲
Financial charges65/66B€9k€13k▲
Recurring financial charges65€9k€13k▲
Other financial charges652/9€9k€13k▲
Profit (loss) for the period before taxes9903€1.11M€1.25M▲
Income taxes67/77€310k€350k▲
Taxes670/3€310k€350k▲
Profit (loss) for the period9904€802k€903k▲
Profit (loss) for the period to be appropriated9905€802k€903k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.08M€1.63M▲
Profit (loss) brought forward from the previous period14P€277k€729k▲
Profit to be distributed694/7€350k€725k▲
Return on contributions (dividend)694€350k€725k▲
Social balance
Average headcount (FTE)908736.540.7▲
The notes to these accounts (35 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
31-08
State Gazette act
Reappointment: Eddy Vandersmissen (director)Mandate compensation3 facts ▸
State Gazette act
Reappointment: Eddy Vandersmissen (director)
Mandate compensation3 facts ▸
- General meeting, 17-06-2026
- Director reappointment, Eddy Vandersmissen (director)
- Mandate compensation, Eddy Vandersmissen
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Highest result since 2018net €903k ▲12.6%
Operating result €1.10M, net result €903k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €1MEq €1.28M ▲54.4%
6 profitable years in a row build equity to €1.28M.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2016
03-06
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Eddy Vandersmissen
CurrentDirector · since 17-06-2026
17-06-2026
Mandate renewed as Director
Location & real-estate footprint
Registered office, Herstal · 2 establishment units since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Hermée 177A4040 HerstalGround area
1.5 ha
Building footprint
892 m²
Volume, LiDAR
7,960 m³
2 parcels, Wallonia · tallest building 9.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
Actemium
since 19982.052.851.679
Actemium
since 20072.170.175.753
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62312A0441/00G000 | Wallonia | 9,198 m² | 1 · 891 m² | 9.8 m · 3 fl. |
| 52028B0318/00G002 | Wallonia | 5,399 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
6 connected companiesLinked via shared directors
via Eddy Vandersmissen · Director
→
via Eddy Vandersmissen · Director
→
via Eddy Vandersmissen · Chair
→
via Eddy Vandersmissen · Director
former→
Show 2 more companies with a shared director
via Eddy Vandersmissen · Director
former→
via Eddy Vandersmissen · Director
former→
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Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 3,289 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded08-05-1991
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
71121Engineering and related technical consultancy, excluding land surveyors
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.