Y-DA
ActiveThe computed 12-month bankruptcy probability of Y-DA is 1.8% (moderate). The 2025 annual accounts show equity of €420k and a net result of €-21k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 65% of 3614 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability7▼-8
Solvency89▼-11
Growth49▼-3
Stability100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.93 against 4.01 in 2024), but 55.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
34 d early
2023
9 d early
2022
7 d early
2021
17 d early
2020
3 d early
2019
8 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.38M▼ 12.4%
2024 · €1.58M
2018: €1.13M
2019: €1.15M
2020: €527k
2021: €909k
2022: €1.26M
2023: €1.54M
2024: €1.58M
2018 → 2025
EBIT margin
-1.2%▼ 2.6pp
2024 · 1.4%
2018: 3.3%
2019: 2.0%
2020: 0.2%
2021: 18.7%
2022: 4.3%
2023: 12.4%
2024: 1.4%
2018 → 2025
Net result
€-21k
2024 · €404
2018: €24k
2019: €8k
2020: €-894
2021: €144k
2022: €28k
2023: €129k
2024: €404
2018 → 2025
Working capital
€185k▼ 30.2%
2024 · €264k
2018: €-49k
2019: €-13k
2020: €59k
2021: €180k
2022: €206k
2023: €330k
2024: €264k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€909k-€1.26M▲ 38.9%€1.54M▲ 21.8%€1.58M▲ 2.6%€1.38M▼ 12.4%
Equity€283k-€311k▲ 9.7%€440k▲ 41.6%€440k▲ 0.1%€420k▼ 4.7%
Operating result€170k-€55k▼ 67.9%€191k▲ 250%€23k▼ 88.2%€-16k
Net result€144k-€28k▼ 80.9%€129k▲ 370%€404▼ 99.7%€-21k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €23k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €945k
Fixed assets
€664k▲ 278%
Current assets
€280k▼ 20.4%
Equity and liabilities €945k
Equity
€420k▼ 4.7%
Debt
€525k▲ 499%
The debt ratio rises from 16.6% to 55.6%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€14k▼
2024 · €59k
Cash flow
€10k▼
2024 · €37k
Solvency
44.4%▼
2024 · 83.4%
Current ratio
2.93▼
2024 · 4.01
Quick ratio
2.52▼
2024 · 3.68
Debt / equity
1.25▲
2024 · 0.20
ROE
-4.9%▼
2024 · 0.1%
ROA
-2.2%▼
2024 · 0.1%
Interest coverage
1.14▼
2024 · 6.49
Debt
€525k▲
2024 · €88k
Debt ≤ 1 year
€96k▲
2024 · €88k
Debt > 1 year
€429k
Income taxes
€379▼
2024 · €18k
Staff costs
€160k▼
2024 · €278k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€528k€945k▲
Fixed assets21/28€176k€664k▲
Tangible fixed assets22/27€152k€664k▲
Land and buildings22-€591k
Plant, machinery and equipment23€6k€7k▲
Furniture and vehicles24€95k€21k▼
Other tangible fixed assets26€51k€46k▼
Financial fixed assets28€24k-
Current assets29/58€352k€280k▼
Stocks and contracts in progress3€30k€39k▲
Stocks30/36€30k€39k▲
Amounts receivable within one year40/41€155k€140k▼
Trade receivables40€1k€38▼
Other amounts receivable41€154k€140k▼
Cash at bank and in hand54/58€163k€97k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€528k€945k▲
Equity10/15€440k€420k▼
Contributions10/11€100k€100k=
Reserves13€267k€267k=
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€257k€257k=
Profit (loss) carried forward14€73k€52k▼
Amounts payable17/49€88k€525k▲
Amounts payable after more than one year17-€429k
Financial debts170/4-€429k
Amounts payable within one year42/48€88k€96k▲
Current portion of amounts payable after more than one year42€2k€47k▲
Trade debts44€39k€12k▼
Suppliers440/4€39k€12k▼
Taxes, remuneration and social security45€47k€37k▼
Taxes450/3€26k€15k▼
Remuneration and social security454/9€21k€22k▲
Other amounts payable47/48€54-
Income statement
Code20242025
Turnover70€1.58M€1.38M▼
Goods, raw materials, services and sundry goods60/61€1.22M€1.07M▼
Remuneration, social security and pensions62€278k€160k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€36k€30k▼
Other operating charges640/8€24k€114k▲
Non-recurring operating charges66A-€20k
Gross operating margin9900€360k€307k▼
Operating profit (loss)9901€23k€-16k▼
Financial income75/76B€5k€8k▲
Recurring financial income75€5k€8k▲
Financial charges65/66B€9k€12k▲
Recurring financial charges65€9k€12k▲
Profit (loss) for the period before taxes9903€18k€-20k▼
Income taxes67/77€18k€379▼
Profit (loss) for the period9904€404€-21k▼
Profit (loss) for the period to be appropriated9905€404€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€213k€52k▼
Profit (loss) brought forward from the previous period14P€213k€73k▼
Transfer to equity691/2€140k-
To other reserves6921€140k-
Social balance
Average headcount (FTE)90878.34.8▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-21k ▼5242%
Net result drops to €-21k, the lowest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €144k
Net result €144k after one loss-making year.
31-12
Financial
Equity above €200kEq €283k ▲104%
Equity rises from €139k to €283k.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Liquidity triplescurrent ratio 2.28
Current ratio from 0.87 to 2.28; short-term debt falls from €103k to €46k.
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
23-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
20-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Fosses-la-Ville · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Echevins 15070 Fosses-la-VilleGround area
197 m²
Building footprint
46 m²
Volume, LiDAR
363 m³
Parcel 92048E0149/00T000, Wallonia · tallest building 9.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Wok Classic
since 20152.243.618.611
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92048E0149/00T000 | Wallonia | 197 m² | 1 · 46 m² | 9.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFosses-la-Ville2.243.618.611
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HALF - ACHT
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 6,728 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2015
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:kadlyna@hotmail.com
Phone:071/74.21.38