HALF - ACHT
ActiveHALF - ACHT has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €418k and a net result of €71k. Equity is growing by ~27.4% per year across the filed fiscal years. Its solvency ranks better than 90% of 18936 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
100
/ 100
Excellent▲ +7 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability85▲+9
Solvency100=
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 4.23 against 3.36 in 2023), and 20.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
79.7%
Return on assets
13.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
67 d late
2022
70 d late
2021
122 d late
2020
125 d late
2019
90 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€418k▲ 20.6%
2023 · €347k
2018: €103k
2019: €124k
2020: €149k
2021: €224k
2022: €294k
2023: €347k
2018 → 2024
Total assets
€525k▲ 14.3%
2023 · €459k
2018: €246k
2019: €258k
2020: €234k
2021: €320k
2022: €386k
2023: €459k
2018 → 2024
Net result
€71k▲ 35.5%
2023 · €53k
2018: €54k
2019: €21k
2020: €24k
2021: €75k
2022: €71k
2023: €53k
2018 → 2024
Working capital
€271k▲ 59.3%
2023 · €170k
2018: €-28k
2019: €-38k
2020: €-6k
2021: €85k
2022: €137k
2023: €170k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€149k-€224k▲ 50.4%€294k▲ 31.7%€347k▲ 17.9%€418k▲ 20.6%
Operating result€29k-€97k▲ 238%€89k▼ 8.4%€75k▼ 14.9%€95k▲ 26.6%
Net result€24k-€75k▲ 211%€71k▼ 5.4%€53k▼ 25.8%€71k▲ 35.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 27% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €525k
Fixed assets
€171k▼ 21.5%
Current assets
€354k▲ 46.5%
Equity and liabilities €525k
Equity
€418k▲ 20.6%
Debt
€107k▼ 4.9%
The debt ratio falls from 24.4% to 20.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€146k▲
2023 · €126k
Cash flow
€122k▲
2023 · €104k
Solvency
79.7%▲
2023 · 75.6%
Current ratio
4.23▲
2023 · 3.36
Quick ratio
3.89▲
2023 · 2.98
Debt / equity
0.26▼
2023 · 0.32
ROE
17.0%▲
2023 · 15.2%
ROA
13.6%▲
2023 · 11.5%
Interest coverage
26.45▲
2023 · 20.73
Debt
€107k▼
2023 · €112k
Debt ≤ 1 year
€84k▲
2023 · €72k
Debt > 1 year
€23k▼
2023 · €40k
Income taxes
€20k▲
2023 · €20k
Staff costs
€184k▲
2023 · €140k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€459k€525k▲
Fixed assets21/28€217k€171k▼
Tangible fixed assets22/27€217k€171k▼
Land and buildings22€90k€70k▼
Plant, machinery and equipment23€51k€42k▼
Furniture and vehicles24€76k€59k▼
Current assets29/58€242k€354k▲
Stocks and contracts in progress3€27k€28k▲
Stocks30/36€27k€28k▲
Amounts receivable within one year40/41€1k€3k▲
Other amounts receivable41€1k€3k▲
Cash at bank and in hand54/58€213k€323k▲
Deferred charges and accrued income490/1€547-
Equity and liabilities
Total equity and liabilities10/49€459k€525k▲
Equity10/15€347k€418k▲
Contributions10/11€19k€19k=
Reserves13€328k€400k▲
Distributable reserves133€328k€400k▲
Amounts payable17/49€112k€107k▼
Amounts payable after more than one year17€40k€23k▼
Financial debts170/4€40k€23k▼
Amounts payable within one year42/48€72k€84k▲
Current portion of amounts payable after more than one year42€16k€17k▲
Financial debts43€20k€20k=
Other loans439€20k€20k=
Trade debts44€11k€13k▲
Suppliers440/4€11k€13k▲
Taxes, remuneration and social security45€14k€22k▲
Taxes450/3€992€801▼
Remuneration and social security454/9€13k€21k▲
Other amounts payable47/48€11k€12k▲
Income statement
Code20232024
Remuneration, social security and pensions62€140k€184k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€51k€51k▼
Other operating charges640/8€5k€5k▲
Gross operating margin9900€271k€336k▲
Operating profit (loss)9901€75k€95k▲
Financial income75/76B€3k€1k▼
Recurring financial income75€3k€1k▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€72k€91k▲
Income taxes67/77€20k€20k▲
Profit (loss) for the period9904€53k€71k▲
Profit (loss) for the period to be appropriated9905€53k€71k▲
Appropriation of the result
Profit (loss) to be appropriated9906€53k€71k▲
Transfer to equity691/2€53k€71k▲
To other reserves6921€53k€71k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
06-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 67 days late
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
30-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 122 days late
2021
31-12
Financial
Highest result since 2018net €75k ▲211%
Operating result €97k, net result €75k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.88
Current ratio from 0.93 to 1.88.
31-12
Financial
Equity above €200kEq €224k ▲50.4%
4 profitable years in a row build equity to €224k.
03-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 125 days late
2020
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
31-12
Financial
Weakest financial yearnet €21k ▼60.3%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
05-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 127 days late
2017
09-10
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 70 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veltjensstraat 392440 GeelGround area
2,326 m²
Building footprint
379 m²
Volume, LiDAR
1,837 m³
Parcel 13008I0965/00X000, Flanders · tallest building 21.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
't Belshof
since 20102.188.206.271
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13008I0965/00X000 | Flanders | 2,326 m² | 1 · 379 m² | 21.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGeel2.188.206.271
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H EN W
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CONDACUM
BE 0893.785.615
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MISTRAL MANAGEMENT SOLUTIONS
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SHENGDE
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 6,737 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-08-2002
Fiscal year end31-12
Activities, NACEBEL
55401
56101Full-service restaurants
56111Full-service restaurants
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.