Summary
WUIAME is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €279k and a net result of €-203k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 16% of 9863 sector peers (fiscal year 2024). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 9863 sector peers (2024).
NBB · sector comparisonPosition among 9863 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
16 d early
2022
41 d early
2021
11 d early
2020
4 d early
2019
4 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€279k▼ 41.3%
2023 · €475k
2018: €383k
2019: €406k
2020: €425k
2021: €446k
2022: €466k
2023: €475k
2018 → 2024
Net result
€-203k
2023 · €9k
2018: €371k
2019: €23k
2020: €19k
2021: €21k
2022: €20k
2023: €9k
2018 → 2024
Total assets
€2.21M▲ 0.4%
2023 · €2.20M
2018: €2.59M
2019: €2.20M
2020: €2.20M
2021: €2.21M
2022: €2.22M
2023: €2.20M
2018 → 2024
Solvency
12.6%▼ 9.0pp
2023 · 21.6%
2018: 14.8%
2019: 18.5%
2020: 19.3%
2021: 20.2%
2022: 21.0%
2023: 21.6%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€425k-€446k▲ 4.9%€466k▲ 4.5%€475k▲ 1.9%€279k▼ 41.3%
Operating result€58k-€57k▼ 2.0%€53k▼ 6.5%€42k▼ 20.1%€-152k
Net result€19k-€21k▲ 9.3%€20k▼ 3.7%€9k▼ 56.8%€-203k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €152k after €42k in 2023, the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.21M
Fixed assets
€1.85M ▼ 15.3%
Current assets
€358k ▲ 2,460%
Equity and liabilities €2.21M
Equity
€279k ▼ 41.3%
Debt
€1.93M ▲ 11.9%
Debt's share of the balance-sheet total rises from 78.4% to 87.4%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-72.7%▼
2023 · 1.8%
ROA
-9.2%▼
2023 · 0.4%
Debt ≤ 1 year
€679k▲
2023 · €581k
Debt > 1 year
€1.25M▲
2023 · €1.15M
Income taxes
€173▼
2023 · €3k
Staff costs
€213k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 54 lines
Balance sheet
Code20232024
Assets
Total assets20/58€2.20M€2.21M▲
Fixed assets21/28€2.19M€1.85M▼
Intangible fixed assets21-€1.72M
Tangible fixed assets22/27€5k€130k▲
Land and buildings22-€111k
Plant, machinery and equipment23€212€17k▲
Furniture and vehicles24€5k€1k▼
Other tangible fixed assets26-€0
Financial fixed assets28€2.19M€642▼
Current assets29/58€14k€358k▲
Stocks and contracts in progress3-€171k
Stocks30/36-€171k
Amounts receivable within one year40/41€3k€161k▲
Trade receivables40-€51k
Other amounts receivable41€3k€110k▲
Cash at bank and in hand54/58€10k€24k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€2.20M€2.21M▲
Equity10/15€475k€279k▼
Contributions10/11€12k€19k▲
Outside capital11-€19k
Other1109/19-€19k
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€461k€258k▼
Amounts payable17/49€1.73M€1.93M▲
Amounts payable after more than one year17€1.15M€1.25M▲
Financial debts170/4€1.15M€1.25M▲
Amounts payable within one year42/48€581k€679k▲
Current portion of amounts payable after more than one year42€127k€160k▲
Financial debts43-€273k
Credit institutions430/8-€273k
Trade debts44€3k€142k▲
Suppliers440/4€3k€142k▲
Taxes, remuneration and social security45€7k€48k▲
Taxes450/3€7k€6k▼
Remuneration and social security454/9-€42k
Other amounts payable47/48€443k€55k▼
Accrued charges and deferred income492/3€3k€274▼
Income statement
Code20232024
Remuneration, social security and pensions62-€213k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€111k▲
Other operating charges640/8-€1
Gross operating margin9900€46k€172k▲
Operating profit (loss)9901€42k€-152k▼
Financial income75/76B-€361
Recurring financial income75-€361
Financial charges65/66B€31k€51k▲
Recurring financial charges65€31k€51k▲
Profit (loss) for the period before taxes9903€12k€-202k▼
Income taxes67/77€3k€173▼
Profit (loss) for the period9904€9k€-203k▼
Profit (loss) for the period to be appropriated9905€9k€-203k▼
Appropriation of the result
Profit (loss) to be appropriated9906€461k€258k▼
Profit (loss) brought forward from the previous period14P€452k€461k▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
31-12
Financial
Weakest financial yearnet €-203k ▼2429%
Net result drops to €-203k, the lowest in the series.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ottignies-Louvain-la-Neuve · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Fusillés 51340 Ottignies-Louvain-la-NeuveGround area
438 m²
Building footprint
107 m²
Volume, LiDAR
1,038 m³
Parcel 25083D0237/00H006, Wallonia · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
WUIAME SPRL
since 20182.278.595.425
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25083D0237/00H006 | Wallonia | 438 m² | 1 · 107 m² | 11.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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DEMARAX
BE 0890.816.128
Koksijde · Eq €278,554
WOLFCO
BE 0760.876.809
Knokke-Heist · Eq €278,731
Driwattix
BE 0753.807.289
Diksmuide · Eq €278,762
Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,724 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-07-2018
Fiscal year end31-12
Activities, NACEBEL 2025
47730Retail sale of pharmaceutical products
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jill.resteigne@yahoo.fr
Phone:0488462785