Summary
MAX TRADING is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €279k and a net result of €-23k. Equity is shrinking by ~6.8% per year across the filed fiscal years. Its solvency ranks better than 81% of 5527 sector peers (fiscal year 2025). The company has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
22 d early
2023
35 d early
2022
31 d early
2021
34 d early
2020
44 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€279k▼ 7.7%
2024 · €302k
2018: €441k
2019: €443k
2020: €447k
2021: €490k
2022: €355k
2023: €297k
2024: €302k
2018 → 2025
Net result
€-23k
2024 · €5k
2018: €-39k
2019: €2k
2020: €4k
2021: €43k
2022: €15k
2023: €-58k
2024: €5k
2018 → 2025
Total assets
€326k▼ 7.7%
2024 · €353k
2018: €542k
2019: €512k
2020: €479k
2021: €496k
2022: €364k
2023: €360k
2024: €353k
2018 → 2025
Solvency
85.5%=
2024 · 85.5%
2018: 81.3%
2019: 86.5%
2020: 93.4%
2021: 98.8%
2022: 97.7%
2023: 82.6%
2024: 85.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€490k-€355k▼ 27.5%€297k▼ 16.3%€302k▲ 1.6%€279k▼ 7.7%
Operating result€9k-€431▼ 95.2%€-66k€-8k▲ 87.6%€-28k▼ 249%
Net result€43k-€15k▼ 65.3%€-58k€5k€-23k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28k in 2025 against €8k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €326k
Fixed assets
€73k ▼ 17.7%
Current assets
€253k ▼ 4.3%
Equity and liabilities €326k
Equity
€279k ▼ 7.7%
Provisions
€42k =
Debt
€5k ▼ 42.6%
Debt's share of the balance-sheet total falls from 2.5% to 1.6%. Equity and debt are lower.
Key figures and ratios
ROE
-8.4%▼
2024 · 1.5%
ROA
-7.2%▼
2024 · 1.3%
Debt ≤ 1 year
€5k▼
2024 · €9k
Income taxes
€443▼
2024 · €483
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 48 lines
Balance sheet
Code20242025
Assets
Total assets20/58€353k€326k▼
Fixed assets21/28€89k€73k▼
Tangible fixed assets22/27€89k€73k▼
Plant, machinery and equipment23€2k€968▼
Furniture and vehicles24€85k€70k▼
Other tangible fixed assets26€2k€2k=
Current assets29/58€264k€253k▼
Amounts receivable after more than one year29€93k€93k=
Other amounts receivable291€93k€93k=
Amounts receivable within one year40/41€160k€155k▼
Trade receivables40€4k€8k▲
Other amounts receivable41€156k€147k▼
Cash at bank and in hand54/58€9k€2k▼
Deferred charges and accrued income490/1€3k€3k▼
Equity and liabilities
Total equity and liabilities10/49€353k€326k▼
Equity10/15€302k€279k▼
Contributions10/11€12k€12k=
Reserves13€290k€266k▼
Distributable reserves133€290k€266k▼
Provisions and deferred taxes16€42k€42k=
Provisions for liabilities and charges160/5€42k€42k=
Other liabilities and charges164/5€42k€42k=
Amounts payable17/49€9k€5k▼
Amounts payable within one year42/48€9k€5k▼
Trade debts44€6k€4k▼
Suppliers440/4€6k€4k▼
Taxes, remuneration and social security45€2k€1k▼
Taxes450/3€2k€1k▼
Accrued charges and deferred income492/3€130€0▼
Income statement
Code20242025
Non-recurring operating income76A€18k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€23k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€0-
Gross operating margin9900€16k€-4k▼
Operating profit (loss)9901€-8k€-28k▼
Financial income75/76B€14k€6k▼
Recurring financial income75€14k€6k▼
Financial charges65/66B€307€443▲
Recurring financial charges65€307€443▲
Profit (loss) for the period before taxes9903€5k€-23k▼
Income taxes67/77€483€443▼
Profit (loss) for the period9904€5k€-23k▼
Profit (loss) for the period to be appropriated9905€5k€-23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€-23k▼
Transfer from equity791/2€0€23k▲
Transfer to equity691/2€5k€0▼
To other reserves6921€5k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 29.93
Current ratio from 12.24 to 29.93; short-term debt falls from €20k to €9k.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-58k ▼486%
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €43k ▲873%
Operating result €9k, net result €43k, both a record.
31-12
Financial
Liquidity times 6current ratio 77.99
Current ratio from 14.06 to 77.99; short-term debt falls from €32k to €6k.
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity doublescurrent ratio 14.06
Current ratio from 6.68 to 14.06; short-term debt falls from €69k to €32k.
Show earlier events
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 29 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oud-Turnhout · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leeuwerkstraat 192360 Oud-TurnhoutGround area
1,884 m²
Building footprint
245 m²
Volume, LiDAR
1,683 m³
Parcel 13031D0143/00D000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leeuwerkstraat 19, 2360 Oud-Turnhout
since 19982.086.893.632
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13031D0143/00D000 | Flanders | 1,884 m² | 1 · 245 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,762. 13,723 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-05-1998
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.