Withofs Consulting
ActiveWithofs Consulting has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €34k. Equity is growing by ~32% per year across the filed fiscal years. Its solvency ranks better than 46% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+97
Solvency79▼-21
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.23 against 3.92 in 2024), and 49.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.7%
Return on assets
20%
Age of the figures
8 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
4 d early
2024
29 d early
2023
9 d early
2022
35 d early
2021
18 d early
2020
2 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 65.0%
2024 · €53k
2019: €17k
2020: €17k
2021: €21k
2022: €52k
2023: €53k
2024: €53k
2019 → 2025
Total assets
€172k▲ 161%
2024 · €66k
2019: €44k
2020: €38k
2021: €56k
2022: €81k
2023: €73k
2024: €66k
2019 → 2025
Net result
€34k▲ 11,986%
2024 · €284
2019: €4k
2020: €553
2021: €4k
2022: €31k
2023: €485
2024: €284
2019 → 2025
Working capital
€12k▼ 65.7%
2024 · €36k
2019: €7k
2020: €8k
2021: €13k
2022: €52k
2023: €53k
2024: €36k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€21k-€52k▲ 146%€53k▲ 0.9%€53k▲ 0.5%€87k▲ 65.0%
Operating result€7k-€40k▲ 434%€3k▼ 93.5%€2k▼ 41.0%€48k▲ 3,081%
Net result€4k-€31k▲ 725%€485▼ 98.4%€284▼ 41.5%€34k▲ 11,986%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 3,081% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€105k▲ 511%
Current assets
€67k▲ 37.3%
Equity and liabilities €172k
Equity
€87k▲ 65.0%
Debt
€85k▲ 547%
The debt ratio rises from 19.9% to 49.3%: debt grows faster than equity.
Key figures and ratios
EBITDA
€50k▲
2024 · €2k
Cash flow
€36k▲
2024 · €451
Solvency
50.7%▼
2024 · 80.1%
Current ratio
1.23▼
2024 · 3.92
Quick ratio
0.85▼
2024 · 2.26
Debt / equity
0.97▲
2024 · 0.25
ROE
39.4%▲
2024 · 0.5%
ROA
20.0%▲
2024 · 0.4%
Interest coverage
130.10▲
2024 · 9.70
Debt
€85k▲
2024 · €13k
Debt ≤ 1 year
€54k▲
2024 · €12k
Debt > 1 year
€29k
Income taxes
€14k▲
2024 · €1k
Staff costs
€1k▲
2024 · €661
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€172k▲
Fixed assets21/28€17k€105k▲
Tangible fixed assets22/27€17k€61k▲
Land and buildings22€17k€57k▲
Plant, machinery and equipment23€0€4k▲
Financial fixed assets28-€44k
Current assets29/58€49k€67k▲
Stocks and contracts in progress3€21k€21k=
Stocks30/36€21k€21k=
Amounts receivable within one year40/41€6k-
Trade receivables40€855-
Other amounts receivable41€5k-
Cash at bank and in hand54/58€18k€44k▲
Deferred charges and accrued income490/1€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€66k€172k▲
Equity10/15€53k€87k▲
Contributions10/11€12k€12k=
Reserves13€12k€37k▲
Distributable reserves133€12k€37k▲
Profit (loss) carried forward14€29k€38k▲
Amounts payable17/49€13k€85k▲
Amounts payable after more than one year17-€29k
Financial debts170/4-€29k
Amounts payable within one year42/48€12k€54k▲
Current portion of amounts payable after more than one year42-€9k
Trade debts44€164€20k▲
Suppliers440/4€164€20k▲
Taxes, remuneration and social security45€6k€19k▲
Taxes450/3€6k€19k▲
Other amounts payable47/48€6k€6k=
Accrued charges and deferred income492/3€657€978▲
Income statement
Code20242025
Remuneration, social security and pensions62€661€1k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€168€1k▲
Other operating charges640/8€648€756▲
Gross operating margin9900€3k€52k▲
Operating profit (loss)9901€2k€48k▲
Financial charges65/66B€174€383▲
Recurring financial charges65€174€383▲
Profit (loss) for the period before taxes9903€1k€48k▲
Income taxes67/77€1k€14k▲
Profit (loss) for the period9904€284€34k▲
Profit (loss) for the period to be appropriated9905€284€34k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€63k▲
Profit (loss) brought forward from the previous period14P€29k€29k▲
Transfer to equity691/2-€25k
To other reserves6921-€25k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2019net €34k ▲11986%
Operating result €48k, net result €34k, both a record.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €284 ▼41.5%
Net result drops to €284, the lowest in the series; recovery starts the following year.
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.89
Current ratio from 1.43 to 2.89; short-term debt falls from €31k to €28k.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lazarijstraat 543500 HasseltGround area
515 m²
Building footprint
67 m²
Volume, LiDAR
710 m³
Parcel 71327G0616/00Y003, Flanders · tallest building 13.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Withofs Consulting
since 20182.277.860.601
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0616/00Y003 | Flanders | 514 m² | 1 · 67 m² | 12.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Wils & V
BE 0790.138.442
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B.M.I. CONCEPT
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BE 0822.931.271
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SCP Contractors & Project Management
BE 0628.818.237
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VDG SERVICES
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Of 11,508 companies in sector 71121 we hold annual accounts for 6,527. 5,178 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-07-2018
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.