SCP Contractors & Project Management
ActiveSCP Contractors & Project Management has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87k and a net result of €19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 44% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▼-18
Solvency73▼-10
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.48 against 2.32 in 2024; short-term debt: 29.8% and cash: 9.8% of total assets), and 51.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.1%
Return on assets
10.4%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
18192022232425
2018 to 2025 · latest year €87k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
53 d early
2024
44 d early
2023
35 d early
2022
on the day
2020
31 d late
2019
61 d late
2018
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€87k▲ 27.4%
2024 · €69k
2018: €356
2019: €-391
2020: €-3k
2022: €-4k
2023: €29k
2024: €69k
2018 → 2025
Total assets
€181k▲ 53.9%
2024 · €118k
2018: €24k
2019: €20k
2020: €20k
2023: €61k
2024: €118k
2018 → 2025
Net result
€19k▼ 52.4%
2024 · €39k
2018: €-2k
2019: €-747
2020: €-2k
2022: €-1k
2023: €33k
2024: €39k
2018 → 2025
Working capital
€26k▼ 59.8%
2024 · €65k
2018: €-4k
2019: €-973
2020: €-3k
2023: €29k
2024: €65k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€-3k-€-4k▼ 41.8%€29k€69k▲ 135%€87k▲ 27.4%
Operating result€-2k-€-1k▲ 46.9%€43k€53k▲ 24.8%€28k▼ 46.8%
Net result€-2k-€-1k▲ 51.0%€33k€39k▲ 19.9%€19k▼ 52.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 47% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €181k
Fixed assets
€101k▲ 3,029%
Current assets
€80k▼ 29.9%
Equity and liabilities €181k
Equity
€87k▲ 27.4%
Debt
€94k▲ 90.7%
The debt ratio rises from 41.9% to 51.9%. Equity and debt are higher.
Key figures and ratios
EBITDA
€43k▼
2024 · €53k
Cash flow
€33k▼
2024 · €40k
Solvency
48.1%▼
2024 · 58.1%
Current ratio
1.48▼
2024 · 2.32
Quick ratio
1.48▼
2024 · 2.32
Debt / equity
1.08▲
2024 · 0.72
ROE
21.5%▼
2024 · 57.5%
ROA
10.4%▼
2024 · 33.4%
Interest coverage
27.01▼
2024 · 1188.62
Debt
€94k▲
2024 · €49k
Debt ≤ 1 year
€54k▲
2024 · €49k
Debt > 1 year
€40k
Income taxes
€8k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€118k€181k▲
Fixed assets21/28€3k€101k▲
Tangible fixed assets22/27€3k€101k▲
Plant, machinery and equipment23-€874
Furniture and vehicles24€3k€100k▲
Current assets29/58€115k€80k▼
Amounts receivable within one year40/41€77k€62k▼
Trade receivables40€75k€7k▼
Other amounts receivable41€2k€55k▲
Cash at bank and in hand54/58€38k€18k▼
Deferred charges and accrued income490/1-€162
Equity and liabilities
Total equity and liabilities10/49€118k€181k▲
Equity10/15€69k€87k▲
Contributions10/11€6k€6k=
Reserves13€62k€81k▲
Distributable reserves133€62k€81k▲
Amounts payable17/49€49k€94k▲
Amounts payable after more than one year17-€40k
Financial debts170/4-€40k
Amounts payable within one year42/48€49k€54k▲
Current portion of amounts payable after more than one year42-€27k
Trade debts44€18k€2k▼
Suppliers440/4€18k€2k▼
Taxes, remuneration and social security45€10k-
Taxes450/3€10k-
Other amounts payable47/48€21k€25k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€428€15k▲
Other operating charges640/8€702€1k▲
Gross operating margin9900€54k€44k▼
Operating profit (loss)9901€53k€28k▼
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€45€2k▲
Recurring financial charges65€45€2k▲
Profit (loss) for the period before taxes9903€53k€27k▼
Income taxes67/77€14k€8k▼
Profit (loss) for the period9904€39k€19k▼
Profit (loss) for the period to be appropriated9905€39k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€19k▼
Transfer to equity691/2€39k€19k▼
To other reserves6921€39k€19k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €39k ▲19.9%
Operating result €53k, net result €39k, both a record.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €33k
Net result €33k after 4 loss-making years.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lismortel 13920 LommelGround area
790 m²
Building footprint
109 m²
Volume, LiDAR
549 m³
Parcel 72344D0070/00M009, Flanders · tallest building 6.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SCP Contractors & Project Mana
since 20152.242.328.016
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72344D0070/00M009 | Flanders | 790 m² | 1 · 109 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,554 companies in sector 71121 we hold annual accounts for 6,557. 5,204 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-04-2015
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
68121Development of residential building projects
68122Development of non-residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.