WIPI CONSTRUCT
ActiveSummary
WIPI CONSTRUCT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €4k. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 55% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+7
Solvency76▲+11
Growth78=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.76 against 1.37 in 2024; short-term debt: 48.7% and cash: 13.4% of total assets), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
10.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-03-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
8 d early
2023
6 d early
2022
9 d early
2021
8 d early
2020
2 d early
2019
71 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€4k▲ 104%
2024 · €2k
2018: €-5k
2019: €-5k
2020: €52
2021: €-3k
2022: €5k
2023: €5k
2024: €2k
2018 → 2025
Working capital
€14k▲ 60.7%
2024 · €8k
2018: €-27k
2019: €-22k
2020: €-17k
2021: €-16k
2022: €-10k
2023: €-3k
2024: €8k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€8k▲ 197%€13k▲ 56.7%€15k▲ 15.2%€19k▲ 26.9%
Operating result€-2k-€7k€6k▼ 5.9%€5k▼ 20.3%€7k▲ 34.3%
Net result€-3k-€5k€5k▼ 14.4%€2k▼ 58.1%€4k▲ 104%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 34% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37k
Fixed assets
€5k ▼ 17.9%
Current assets
€31k ▲ 1.2%
Equity and liabilities €37k
Equity
€19k ▲ 26.9%
Debt
€18k ▼ 21.0%
Debt's share of the balance-sheet total falls from 60.4% to 48.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10k▼
2024 · €17k
Cash flow
€8k▼
2024 · €14k
Current ratio
1.76▲
2024 · 1.37
Quick ratio
1.11▼
2024 · 1.37
Debt to equity
0.95▼
2024 · 1.53
ROE
21.2%▲
2024 · 13.2%
ROA
10.9%▲
2024 · 5.2%
Interest coverage
6.66▼
2024 · 7.10
Debt ≤ 1 year
€18k▼
2024 · €23k
Income taxes
€1k▲
2024 · €771
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 42 lines
Balance sheet
Code20242025
Assets
Total assets20/58€37k€37k▼
Fixed assets21/28€6k€5k▼
Tangible fixed assets22/27€6k€5k▼
Plant, machinery and equipment23-€1k
Furniture and vehicles24€6k€4k▼
Financial fixed assets28€20€20=
Current assets29/58€31k€31k▲
Stocks and contracts in progress3-€12k
Stocks30/36-€12k
Amounts receivable within one year40/41€24k€12k▼
Trade receivables40€24k€12k▼
Cash at bank and in hand54/58€5k€5k▲
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€37k€37k▼
Equity10/15€15k€19k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-6k€-2k▲
Amounts payable17/49€23k€18k▼
Amounts payable within one year42/48€23k€18k▼
Trade debts44€1k€1k▼
Suppliers440/4€1k€1k▼
Taxes, remuneration and social security45€9k€2k▼
Taxes450/3€996€2k▲
Remuneration and social security454/9€8k-
Other amounts payable47/48€12k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€4k▼
Other operating charges640/8€684€2k▲
Gross operating margin9900€18k€12k▼
Operating profit (loss)9901€5k€7k▲
Financial income75/76B-€9
Recurring financial income75-€9
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€3k€5k▲
Income taxes67/77€771€1k▲
Profit (loss) for the period9904€2k€4k▲
Profit (loss) for the period to be appropriated9905€2k€4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€-2k▲
Profit (loss) brought forward from the previous period14P€-8k€-6k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
28-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial
Back to profitnet €52
Net result €52 after 2 loss-making years.
19-02
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
08-02
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Willem Kuhnenstraat 561030 SchaarbeekGround area
160 m²
Building footprint
87 m²
Volume, LiDAR
905 m³
Parcel 21903B0209/00C002, Brussels · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Willem Kuhnenstraat 56, 1030 Schaarbeek
since 20062.160.359.353
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21903B0209/00C002 | Brussels | 160 m² | 1 · 87 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Borly Construct
BE 0734.983.747
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ENTREPRISES ANDRE PERSON
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KZ BATI
BE 0782.835.728
Machelen (Brab.) · Eq €18,855
STYLE ET HABITAT
BE 0827.848.577
Genappe · Eq €18,912
JIREH NISSI
BE 0784.867.679
Geraardsbergen · Eq €18,927
Of 4,012 companies in sector 43310 we hold annual accounts for 1,745. 1,319 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-05-2006
Fiscal year end30-09
Activities, NACEBEL 2025
43310Plastering work
43320Joinery installation
43343Specialised construction activities
43422Screed work
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.