ENTREPRISES ANDRE PERSON
ActiveSummary
ENTREPRISES ANDRE PERSON has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €19k and a net result of €-5k. Equity remains stable across the filed fiscal years (±1.9% per year). Its solvency ranks better than 27% of 36375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
42
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability22▲+3
Solvency51▼-12
Growth25▼-2
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.35 against 1.61 in 2023; short-term debt: 74.3% and cash: 1.4% of total assets), and 74.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.7%
Return on assets
-6.4%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-5k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-06-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
36 d early
2023
69 d early
2022
95 d early
2021
79 d early
2020
75 d early
2019
230 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€69k▼ 13.9%
2023 · €81k
2018: €106k
2019: €95k
2020: €80k
2021: €62k
2022: €65k
2023: €81k
2018 → 2024
EBIT margin
-6.2%▼ 2.1pp
2023 · -4.1%
2018: 1.5%
2019: 1.3%
2020: 2.6%
2021: 5.3%
2022: 1.5%
2023: -4.1%
2018 → 2024
Net result
€-5k▲ 0.5%
2023 · €-5k
2018: €68
2019: €254
2020: €137
2021: €998
2022: €764
2023: €-5k
2018 → 2024
Working capital
€19k▼ 19.9%
2023 · €23k
2018: €24k
2019: €24k
2020: €26k
2021: €27k
2022: €28k
2023: €23k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€80k-€62k▼ 23.1%€65k▲ 5.4%€81k▲ 24.0%€69k▼ 13.9%
Equity€26k-€27k▲ 3.8%€28k▲ 2.8%€23k▼ 16.7%€19k▼ 19.9%
Operating result€2k-€3k▲ 54.9%€997▼ 69.5%€-3k€-4k▼ 30.9%
Net result€137-€998▲ 626%€764▼ 23.5%€-5k€-5k▲ 0.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2024 against €3k in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €73k
Equity
€19k ▼ 19.9%
Debt
€54k ▲ 40.8%
Debt's share of the balance-sheet total rises from 62.2% to 74.3%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.35▼
2023 · 1.61
Quick ratio
0.14▲
2023 · 0.04
Debt to equity
2.89▲
2023 · 1.64
ROE
-24.8%▼
2023 · -20.0%
ROA
-6.4%▲
2023 · -7.6%
Debt ≤ 1 year
€54k▲
2023 · €38k
Income taxes
€132▼
2023 · €1k
Staff costs
€23k▼
2023 · €25k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 40 lines
Balance sheet
Code20232024
Assets
Total assets20/58€62k€73k▲
Current assets29/58€62k€73k▲
Stocks and contracts in progress3€60k€65k▲
Stocks30/36€60k€65k▲
Amounts receivable within one year40/41€501€5k▲
Trade receivables40-€4k
Other amounts receivable41€501€501=
Cash at bank and in hand54/58€241€1k▲
Deferred charges and accrued income490/1€860€2k▲
Equity and liabilities
Total equity and liabilities10/49€62k€73k▲
Equity10/15€23k€19k▼
Contributions10/11€6k€6k=
Reserves13€19k€19k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€18k€18k=
Profit (loss) carried forward14€-2k€-7k▼
Amounts payable17/49€38k€54k▲
Amounts payable within one year42/48€38k€54k▲
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€4k€1k▼
Taxes450/3€4k€1k▼
Other amounts payable47/48€32k€49k▲
Income statement
Code20232024
Turnover70€81k€69k▼
Goods, raw materials, services and sundry goods60/61€57k€60k▲
Remuneration, social security and pensions62€25k€23k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€23k€20k▼
Operating profit (loss)9901€-3k€-4k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€287€235▼
Recurring financial charges65€287€235▼
Profit (loss) for the period before taxes9903€-4k€-5k▼
Income taxes67/77€1k€132▼
Profit (loss) for the period9904€-5k€-5k▲
Profit (loss) for the period to be appropriated9905€-5k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-7k▼
Profit (loss) brought forward from the previous period14P€3k€-2k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼713%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
27-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €998 ▲626%
Operating result €3k, net result €998, both a record.
17-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
18-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 230 days late
2019
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 50 days late
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 42 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
2016
20-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 51 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chapelle-lez-Herlaimont · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Crête 407160 Chapelle-lez-HerlaimontGround area
520 m²
Building footprint
141 m²
Volume, LiDAR
578 m³
Parcel 52010A0208/00V019, Wallonia · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
ENTREPRISES ANDRE PERSON
since 19922.058.336.040
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52010A0208/00V019 | Wallonia | 520 m² | 1 · 141 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Remo Bepleistering
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KZ BATI
BE 0782.835.728
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Pleisterwerken Devos
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Of 4,012 companies in sector 43310 we hold annual accounts for 1,745. 1,319 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-03-1992
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.