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WIM NAUDTS

Active
Private limited company (pre-2019)founded 199926 yrs activeHaachtsesteenweg 164 B, 1820 Steenokkerzeel, BelgiumKBO/BCE: BE 0468.095.076
Summary

WIM NAUDTS has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €18k. Equity is growing by ~6.3% per year across the filed fiscal years. Its solvency ranks better than 82% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
77 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▲+36
Solvency100=
Growth69▲+34
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 6.01 against 4.67 in 2024; short-term debt: 16.7% and cash: 0.3% of total assets), and 23% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 26 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
77%
Return on assets
9.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
3 d early
2023
141 d late
2022
31 d late
2021
312 d late
2020
26 d early
2019
146 d late
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€119k▲ 31.9%
2024 · €90k
2023: €108k 2024: €90k
2023 → 2025
EBIT margin
16.8%▲ 5.9pp
2024 · 10.9%
2023: 14.6% 2024: 10.9%
2023 → 2025
Net result
€18k▲ 125%
2024 · €8k
2018: €16k 2019: €2k 2020: €8k 2021: €-902 2022: €5k 2023: €14k 2024: €8k
2018 → 2025
Working capital
€156k▲ 17.8%
2024 · €133k
2018: €95k 2019: €98k 2020: €113k 2021: €99k 2022: €121k 2023: €118k 2024: €133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€108k€90k▼ 16.0%€119k▲ 31.9%
Equity€101k-€105k▲ 4.5%€119k▲ 13.1%€127k▲ 6.6%€144k▲ 13.8%
Operating result€3k-€6k▲ 86.4%€16k▲ 185%€10k▼ 37.5%€20k▲ 104%
Net result€-902-€5k€14k▲ 202%€8k▼ 43.2%€18k▲ 125%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-10k€0€10k€20kOperating result 2021: €3k€3kNet result 2021: €-902€-902Operating result 2022: €6k€6kNet result 2022: €5k€5kOperating result 2023: €16k€16kNet result 2023: €14k€14kOperating result 2024: €10k€10kNet result 2024: €8k€8kOperating result 2025: €20k€20kNet result 2025: €18k€18k20212022202320242025€0€10k€20kOperating result 2023: €16k€16kNet result 2023: €14k€14kOperating result 2024: €10k€9.8kNet result 2024: €8k€7.8kOperating result 2025: €20k€20kNet result 2025: €18k€18k202320242025
The operating result recovers in 2025; 2025 is 104% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €188k
Equity €144k ▲ 13.8%
Debt €43k ▲ 1.2%
Debt's share of the balance-sheet total falls from 25.2% to 23.0%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€21k
2024 · €10k
Cash flow
€18k
2024 · €8k
Current ratio
6.01
2024 · 4.67
Quick ratio
5.94
2024 · 4.56
Debt to equity
0.30
2024 · 0.34
ROE
12.2%
2024 · 6.2%
ROA
9.4%
2024 · 4.6%
Interest coverage
8.67
2024 · 1.58
Debt ≤ 1 year
€31k
2024 · €36k
Income taxes
€10k
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 59 lines
Balance sheet Code20242025
Assets
Total assets20/58€170k€188k
Formation expenses20€0-
Fixed assets21/28€522€0
Intangible fixed assets21€0-
Tangible fixed assets22/27€522€0
Land and buildings22€0€0=
Plant, machinery and equipment23€522€0
Furniture and vehicles24€0€0=
Leasing and similar rights25€0€0=
Other tangible fixed assets26€0€0=
Assets under construction and advance payments27€0€0=
Financial fixed assets28€0€0=
Current assets29/58€169k€188k
Amounts receivable after more than one year29€0€0=
Trade receivables290€0€0=
Other amounts receivable291€0€0=
Stocks and contracts in progress3€4k€2k
Stocks30/36€4k€2k
Amounts receivable within one year40/41€156k€167k
Trade receivables40€1k€0
Other amounts receivable41€155k€167k
Current investments50/53€0€0=
Cash at bank and in hand54/58€579€579=
Deferred charges and accrued income490/1€9k€18k
Equity and liabilities
Total equity and liabilities10/49€170k€188k
Equity10/15€127k€144k
Contributions10/11€69k€69k=
Reserves13€17k€34k
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€12k€30k
Profit (loss) carried forward14€42k€42k=
Amounts payable17/49€43k€43k
Amounts payable within one year42/48€36k€31k
Financial debts43€6k€7k
Credit institutions430/8€6k€7k
Trade debts44€18k€12k
Suppliers440/4€18k€12k
Taxes, remuneration and social security45€13k€12k
Taxes450/3€13k€12k
Accrued charges and deferred income492/3€7k€12k
Income statement Code20242025
Turnover70€90k€119k
Goods, raw materials, services and sundry goods60/61€73k€95k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€522€522=
Other operating charges640/8€9k€4k
Gross operating margin9900€19k€25k
Operating profit (loss)9901€10k€20k
Financial income75/76B€9k€9k
Recurring financial income75€9k€9k
Financial charges65/66B€7k€2k
Recurring financial charges65€7k€2k
Profit (loss) for the period before taxes9903€12k€27k
Income taxes67/77€4k€10k
Profit (loss) for the period9904€8k€18k
Profit (loss) for the period to be appropriated9905€8k€18k
Appropriation of the result
Profit (loss) to be appropriated9906€49k€59k
Profit (loss) brought forward from the previous period14P€42k€42k=
Transfer to equity691/2€8k€18k
To other reserves6921€8k€18k

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial Highest result since 2018net €18k ▲125%
Net result €18k, the highest in the series.
28-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
19-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 141 days late
2023
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
08-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 312 days late
2022
31-12
Financial Back to profitnet €5k
Net result €5k after one loss-making year.
2021
31-12
Financial Weakest financial yearnet €-902 ▼111%
Net result drops to €-902, the lowest in the series; recovery starts the following year.
05-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €100kEq €102k ▲8.7%
3 profitable years in a row build equity to €102k.
24-12
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 146 days late
2019
20-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
07-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 280 days late
2017
29-09
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Steenokkerzeel · 1 establishment unit since 2000
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Haachtsesteenweg 164 B1820 Steenokkerzeel
Ground area
3,524 m²
Building footprint
1,856 m²
Volume, LiDAR
12,959 m³
Parcel 23051B0358/00K000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Haachtsesteenweg 164B, 1820 Steenokkerzeel
NACE 2030102
since 20002.099.361.496
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23051B0358/00K000 Flanders 3,524 m² 1 · 1,856 m² 8.2 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,639 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded08-12-1999
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.