FREDERIC BOUQUET
ActiveSummary
FREDERIC BOUQUET has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €27k. Equity is growing by ~21.6% per year across the filed fiscal years. Its solvency ranks better than 60% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability82▲+5
Solvency81▲+2
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.24 against 2.09 in 2024; short-term debt: 28.2% and cash: 48.7% of total assets), and 44.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.9%
Return on assets
10.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
27 d late
2023
23 d early
2022
60 d late
2021
5 d early
2020
3 d early
2019
34 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€144k▲ 17.3%
2024 · €123k
2018: €39k
2019: €38k
2020: €53k
2021: €94k
2022: €107k
2023: €109k
2024: €123k
2018 → 2025
Total assets
€258k▲ 13.9%
2024 · €226k
2018: €150k
2019: €131k
2020: €149k
2021: €201k
2022: €255k
2023: €240k
2024: €226k
2018 → 2025
Net result
€27k▲ 88.6%
2024 · €14k
2018: €6k
2019: €-1k
2020: €15k
2021: €42k
2022: €13k
2023: €2k
2024: €14k
2018 → 2025
Working capital
€90k▲ 10.3%
2024 · €82k
2018: €-17k
2019: €-27k
2020: €410
2021: €51k
2022: €22k
2023: €64k
2024: €82k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€94k-€107k▲ 13.7%€109k▲ 1.9%€123k▲ 12.6%€144k▲ 17.3%
Operating result€61k-€19k▼ 69.4%€6k▼ 65.3%€22k▲ 246%€38k▲ 69.4%
Net result€42k-€13k▼ 68.3%€2k▼ 82.2%€14k▲ 493%€27k▲ 88.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 69% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €258k
Fixed assets
€95k ▲ 37.1%
Current assets
€163k ▲ 3.8%
Equity and liabilities €258k
Equity
€144k ▲ 17.3%
Debt
€114k ▲ 9.9%
Debt's share of the balance-sheet total falls from 45.7% to 44.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€65k▲
2024 · €53k
Cash flow
€54k▲
2024 · €45k
Current ratio
2.24▲
2024 · 2.09
Quick ratio
1.96▲
2024 · 1.80
Debt to equity
0.79▼
2024 · 0.84
ROE
18.4%▲
2024 · 11.5%
ROA
10.3%▲
2024 · 6.2%
Interest coverage
19.87▲
2024 · 19.74
Debt ≤ 1 year
€73k▼
2024 · €75k
Debt > 1 year
€41k▲
2024 · €28k
Income taxes
€8k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 52 lines
Balance sheet
Code20242025
Assets
Total assets20/58€226k€258k▲
Fixed assets21/28€69k€95k▲
Tangible fixed assets22/27€69k€95k▲
Land and buildings22€15k€57k▲
Plant, machinery and equipment23€10k€7k▼
Furniture and vehicles24€43k€31k▼
Financial fixed assets28€95€95=
Current assets29/58€157k€163k▲
Stocks and contracts in progress3€21k€20k▼
Stocks30/36€21k€20k▼
Amounts receivable within one year40/41€15k€17k▲
Trade receivables40€7k€10k▲
Other amounts receivable41€8k€7k▼
Cash at bank and in hand54/58€121k€126k▲
Deferred charges and accrued income490/1€335€685▲
Equity and liabilities
Total equity and liabilities10/49€226k€258k▲
Equity10/15€123k€144k▲
Contributions10/11€12k€12k=
Reserves13€69k€64k▼
Distributable reserves133€69k€64k▼
Profit (loss) carried forward14€41k€68k▲
Investment grants15€342-
Amounts payable17/49€103k€114k▲
Amounts payable after more than one year17€28k€41k▲
Financial debts170/4€27k€40k▲
Other amounts payable178/9€900€900=
Amounts payable within one year42/48€75k€73k▼
Current portion of amounts payable after more than one year42€13k€21k▲
Trade debts44€45k€29k▼
Suppliers440/4€45k€29k▼
Advances received on contracts in progress46€8k€8k=
Taxes, remuneration and social security45€8k€13k▲
Taxes450/3€8k€13k▲
Other amounts payable47/48€1k€2k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€27k▼
Other operating charges640/8€5k€4k▼
Non-recurring operating charges66A€318€129▼
Gross operating margin9900€59k€69k▲
Operating profit (loss)9901€22k€38k▲
Financial income75/76B€613€468▼
Recurring financial income75€613€468▼
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€20k€35k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€14k€27k▲
Profit (loss) for the period to be appropriated9905€14k€27k▲
Appropriation of the result
Profit (loss) to be appropriated9906€41k€68k▲
Profit (loss) brought forward from the previous period14P€27k€41k▲
Transfer from equity791/2-€5k
Profit to be distributed694/7-€5k
Return on contributions (dividend)694-€5k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-12
Financial
Equity above €100kEq €107k ▲13.7%
3 profitable years in a row build equity to €107k.
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €42k ▲178%
Operating result €61k, net result €42k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
03-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 34 days late
2019
31-12
Financial
Weakest financial yearnet €-1k ▼118%
Net result drops to €-1k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Soumagne · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Pépinières(CER) 244632 SoumagneGround area
373 m²
Building footprint
82 m²
Volume, LiDAR
777 m³
Parcel 62021A0145/00D002, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Pépinières(CER) 24, 4632 Soumagne
since 20032.122.939.921
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62021A0145/00D002 | Wallonia | 373 m² | 1 · 82 m² | 10.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ADS WOOD-ART
BE 0867.748.835
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BE 0898.980.954
Lievegem · Eq €144,046
WIM NAUDTS
BE 0468.095.076
Steenokkerzeel · Eq €144,415
VERVAECKE TOM
BE 0651.778.632
Harelbeke · Eq €144,026
Hout Atelier
BE 0713.876.547
Mechelen · Eq €144,020
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,643 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-01-2003
Fiscal year end31-12
Activities, NACEBEL 2025
43320Joinery installation
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.