WHATSWHAT CONSULTING
ActiveThe annual accounts of WHATSWHAT CONSULTING for fiscal year 2025 show a net loss of 51% of the equity at the start of that year. The 2025 annual accounts show equity of €9k and a net result of €-9k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 31642 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability54▼-26
Solvency36▲+1
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.72 against 0.95 in 2024; short-term debt: 89.1% and cash: 46.9% of total assets), and 89.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
10.9%
Return on assets
-11.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 31642 sector peers (2025).
NBB · sector comparisonPosition among 31642 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
5 d late
2023
21 d early
2022
25 d early
2021
107 d late
2020
5 d early
2019
18 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 51.0%
2024 · €17k
2018: €12k
2019: €78k
2020: €97k
2021: €-64k
2022: €-28k
2023: €2k
2024: €17k
2018 → 2025
Total assets
€78k▼ 53.7%
2024 · €168k
2018: €282k
2019: €335k
2020: €318k
2021: €149k
2022: €145k
2023: €176k
2024: €168k
2018 → 2025
Net result
€-9k
2024 · €16k
2018: €-4k
2019: €66k
2020: €19k
2021: €-161k
2022: €36k
2023: €30k
2024: €16k
2018 → 2025
Working capital
€-19k▼ 330%
2024 · €-4k
2018: €9k
2019: €82k
2020: €104k
2021: €-53k
2022: €-19k
2023: €-17k
2024: €-4k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-64k-€-28k▲ 56.4%€2k€17k▲ 819%€9k▼ 51.0%
Operating result€39k-€39k▲ 2.2%€34k▼ 13.5%€19k▼ 44.9%€-8k
Net result€-161k-€36k€30k▼ 17.5%€16k▼ 48.1%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €8k after €19k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€28k▼ 66.2%
Current assets
€50k▼ 41.9%
Equity and liabilities €78k
Equity
€9k▼ 51.0%
Debt
€69k▼ 54.0%
The debt ratio falls from 89.7% to 89.1%. Equity and debt are lower.
Key figures and ratios
EBITDA
€14k▼
2024 · €55k
Cash flow
€13k▼
2024 · €52k
Solvency
10.9%▲
2024 · 10.3%
Current ratio
0.72▼
2024 · 0.95
Quick ratio
0.72▼
2024 · 0.95
Debt / equity
8.14▼
2024 · 8.67
ROE
-104.2%▼
2024 · 89.1%
ROA
-11.4%▼
2024 · 9.2%
Interest coverage
15.40▲
2024 · 15.14
Debt
€69k▼
2024 · €151k
Debt ≤ 1 year
€69k▼
2024 · €91k
Income taxes
€168▼
2024 · €180
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€168k€78k▼
Fixed assets21/28€82k€28k▼
Tangible fixed assets22/27€82k€28k▼
Land and buildings22€48k-
Furniture and vehicles24€33k€19k▼
Other tangible fixed assets26€739€8k▲
Financial fixed assets28€50€50=
Current assets29/58€86k€50k▼
Amounts receivable within one year40/41-€14k
Trade receivables40-€14k
Cash at bank and in hand54/58€83k€37k▼
Deferred charges and accrued income490/1€4k€8▼
Equity and liabilities
Total equity and liabilities10/49€168k€78k▼
Equity10/15€17k€9k▼
Contributions10/11€12k€12k=
Reserves13€15k€15k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132€13k€13k=
Profit (loss) carried forward14€-10k€-19k▼
Amounts payable17/49€151k€69k▼
Amounts payable after more than one year17€60k-
Financial debts170/4€60k-
Amounts payable within one year42/48€91k€69k▼
Current portion of amounts payable after more than one year42€39k€3k▼
Trade debts44€1k€11k▲
Suppliers440/4€1k€11k▲
Advances received on contracts in progress46€18k-
Taxes, remuneration and social security45€32k€52k▲
Taxes450/3€32k€52k▲
Other amounts payable47/48€1k€3k▲
Income statement
Code20242025
Non-recurring operating income76A-€17k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€22k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€57k€17k▼
Operating profit (loss)9901€19k€-8k▼
Financial income75/76B€575-
Recurring financial income75€575-
Financial charges65/66B€4k€920▼
Recurring financial charges65€4k€920▼
Profit (loss) for the period before taxes9903€16k€-9k▼
Income taxes67/77€180€168▼
Profit (loss) for the period9904€16k€-9k▼
Profit (loss) for the period to be appropriated9905€16k€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-10k€-19k▼
Profit (loss) brought forward from the previous period14P€-25k€-10k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
05-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 5 days late
2024
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
15-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 107 days late
2021
31-12
Financial
Weakest financial yearnet €-161k ▼957%
Net result drops to €-161k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 18 days late
2019
31-12
Financial
Back to profitnet €66k
Net result €66k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lasne · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de Bas-Ransbeck 461380 LasneGround area
2,817 m²
Building footprint
265 m²
Volume, LiDAR
1,302 m³
Parcel 25076G0154/00Y000, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chemin de Bas-Ransbeck 46, 1380 Lasne
since 20082.170.743.895
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25076G0154/00Y000 | Wallonia | 2,817 m² | 1 · 265 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 21,148 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-04-2008
Fiscal year end31-12
Activities, NACEBEL
58290Other software publishing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.